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Intact Financial (IFCZF)
:IFCZF
RESEARCH TOOLSreports
Earnings Data
Report Date
Jul 29, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
2.8Last Year’s EPS
3.48Same Quarter Last Year
Moderate Buy
Based on 7 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:May 06, 2025
|% Change Since: -6.65%
|Next Earnings Date:Jul 29, 2025
Earnings Call Sentiment|Neutral
The earnings call presented a mixed performance with significant achievements in net operating income, book value growth, and emission reductions. However, challenges persist in large account pressure, premium decreases in the UK&I and U.S., and elevated catastrophe losses. Despite these challenges, the company remains optimistic about future growth opportunities.Company Guidance
In the Intact Financial Corporation Q1 2025 Results Conference Call, the company reported a 10% increase in net operating income per share, reaching $4.01. The book value per share grew by 4% from the previous quarter and 13% year-over-year. Top line growth was 3% for the quarter, supported by momentum in Personal Lines with an 11% increase in Personal Auto premiums and a 9% rise in Personal Property premiums. The combined ratio was 91%, despite 2.5 points higher catastrophe losses. In Canada, the Personal Auto combined ratio was 97.5%, while Personal Property achieved an 88.9% combined ratio. The Commercial Lines combined ratio was 81.2% in Canada, with premium growth of 1%. In the UK, premiums decreased by 4%, while the combined ratio was 97.6%. In the U.S., premiums decreased by 3%, but the combined ratio was strong at 86.8%. The company highlighted strategic initiatives, including BrokerLink's expansion and the rebranding of RSA to Intact Insurance. Intact also reported a 23% reduction in emissions, with the goal of a 50% reduction by 2030. The company anticipates 10% net operating income per share growth annually and aims to outperform the industry return on equity by at least 500 basis points each year.Increase in Net Operating Income Per Share
Reported a 10% increase in net operating income per share, achieving $4.01 with strong contributions across the business.
Growth in Book Value Per Share
Book value per share grew 4% from last quarter and 13% year-over-year.
Strong Combined Ratio in the U.S.
The combined ratio in the U.S. was strong at 86.8% despite weather-related challenges.
Emission Reduction Progress
Reported a 23% reduction in emissions, on track to achieve a 50% reduction by 2030.
Improvement in Underlying Current Accident Year Loss Ratio
The overall underlying current accident year loss ratio improved to 60.3% year-over-year.
Favorable Prior Year Development
Favorable prior year development was strong at 6.9%, reflecting continued prudent reserving across all segments.
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IFCZF Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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IFCZF Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 06, 2025 | $222.43 | $225.48 | +1.37% |
Feb 11, 2025 | $191.56 | $201.34 | +5.11% |
Nov 05, 2024 | $194.62 | $186.18 | -4.34% |
Jul 30, 2024 | $174.22 | $178.56 | +2.49% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Intact Financial (IFCZF) report earnings?
Intact Financial (IFCZF) is schdueled to report earning on Jul 29, 2025, TBA Not Confirmed.
What is Intact Financial (IFCZF) earnings time?
Intact Financial (IFCZF) earnings time is at Jul 29, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is IFCZF EPS forecast?
IFCZF EPS forecast for the fiscal quarter 2025 (Q2) is 2.8.
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