Insurance Australia Group Limited (IAUGF)
OTHER OTC:IAUGF
IAUGF Stock Chart & Stats
$5.39
$0.00(0.00%)
At close: 4:00 PM EST
$5.39
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$4.41 - $6.42
Previous CloseN/A
Volume1.04K
Average Volume (3M)0.00
Market Cap
$13.23B
Enterprise Value$21.76B
Total Cash (Recent Filing)$571.00M
Total Debt (Recent Filing)$3.64B
Price to Earnings (P/E)17.6
Beta0.37
Next Earnings
Aug 13, 2026EPS Estimate
0.15Next Dividend Ex-DateN/A
Dividend Yield3.95%
Share Statistics
EPS (TTM)0.46
Shares Outstanding2,337,953,000
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)2.91
Price to Sales (P/S)1.45
P/FCF Ratio15.79
Enterprise Value/Market Cap1.64
Enterprise Value/Revenue1.17
Enterprise Value/Gross Profit1.36
Enterprise Value/Ebitda10.58
Forecast
1Y Price Target
$5.73Price Target Upside6.39% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)0.3
Revenue Forecast (FY)$12.66B
Bulls Say, Bears Say
Bulls Say
Free Cash Flow GrowthSustained 31% free cash flow growth strengthens IAG's ability to self-fund capital returns, buybacks and integration costs. Durable cash generation supports dividend policy, funds catastrophe volatility and gives management flexibility for reinsurance spend and strategic investments over coming years.
Stable Balance Sheet & CapitalA conservative leverage profile (D/E ~0.40) and CET1 above target provide resilience to large perils and acquisition integration. Strong equity backing preserves capacity to write premium, maintain ratings, absorb reserve variability and execute buybacks without immediate capital raises.
Underwriting Profitability & Reinsurance ProtectionsHigh underlying margins and a comprehensive reinsurance program reduce earnings volatility from severe losses. Persistently strong underwriting metrics, profit commissions from reinsurance and expanded quota share improve through-cycle earnings stability and support predictable underwriting returns.
Bears Say
Revenue DeclineA material 12% revenue drop signals potential distribution, pricing or market-share pressure that erodes scale advantages. Sustained top-line weakness can compress underwriting leverage, limit expense absorption and slow margin recovery even if cost and claims metrics improve.
Severe Weather / RACQ Integration DragLarge weather-related losses and higher-than-expected RACQ claims create one-off and recurring integration costs. Persistent climate-driven volatility increases capital strain, raises reinsurance needs and can depress reported margins and earnings predictability across underwriting cycles.
Investment Yield CompressionLower investment yields and mark-to-market losses reduce a material earnings pillar for insurers. If yields remain depressed, investment income will provide less offset to underwriting variability, pressuring reported profitability and cash returns over the medium term.
Insurance Australia Group Limited News
IAUGF FAQ
What was Insurance Australia Group Limited’s price range in the past 12 months?
Insurance Australia Group Limited lowest stock price was $4.41 and its highest was $6.42 in the past 12 months.
What is Insurance Australia Group Limited’s market cap?
Insurance Australia Group Limited’s market cap is $13.23B.
When is Insurance Australia Group Limited’s upcoming earnings report date?
Insurance Australia Group Limited’s upcoming earnings report date is Aug 13, 2026 which is in 48 days.
How were Insurance Australia Group Limited’s earnings last quarter?
Insurance Australia Group Limited released its earnings results on Feb 11, 2026. The company reported $0.145 earnings per share for the quarter, beating the consensus estimate of $0.141 by $0.005.
Is Insurance Australia Group Limited overvalued?
According to Wall Street analysts Insurance Australia Group Limited’s price is currently Undervalued.
Does Insurance Australia Group Limited pay dividends?
Insurance Australia Group Limited pays a Semiannually dividend of $0.085 which represents an annual dividend yield of 3.95%. See more information on Insurance Australia Group Limited dividends here
What is Insurance Australia Group Limited’s EPS estimate?
Insurance Australia Group Limited’s EPS estimate is 0.15.
How many shares outstanding does Insurance Australia Group Limited have?
Insurance Australia Group Limited has 2,337,953,000 shares outstanding.
What happened to Insurance Australia Group Limited’s price movement after its last earnings report?
Insurance Australia Group Limited reported an EPS of $0.145 in its last earnings report, beating expectations of $0.141. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Insurance Australia Group Limited?
Currently, no hedge funds are holding shares in IAUGF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Insurance Australia Group Limited Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$5.73 (6.39% Upside)
$5.73 (6.39% Upside)
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
2.83%
12-Months-Change
Fundamentals
Return on Equity
14.85%
Trailing 12-Months
Asset Growth
18.30%
Trailing 12-Months
Company Description
Insurance Australia Group Limited
Insurance Australia Group Limited (IAG), headquartered in Sydney, Australia, is a prominent provider of general insurance underwriting and investment management services across Australia and New Zealand. The company offers a comprehensive array of personal and commercial insurance policies. Its personal lines encompass coverage for home and contents, various motor vehicles (including comprehensive, classic, veteran, vintage, boat, and caravan policies), travel, life, and income protection. For commercial clients, IAG delivers solutions such as commercial property, motor fleet, diverse liability coverage (public, product, professional indemnity, and directors and officers), construction, engineering, workers' compensation, and policies tailored for rural and horticultural sectors (including farm, crop, and livestock). Additionally, it provides consumer credit and extended warranty insurance, alongside reinsurance services. IAG distributes its products through a wide network of channels, including company-owned branches and agencies, call centers, digital platforms, independent brokers, authorized representatives, financial institutions, and other third-party partnerships. These services are marketed under a robust portfolio of brands, notably NRMA Insurance, SGIO, SGIC, RACV, CGU, ROLLiN, WFI, Swann Insurance, NZI, State, AMI, Lumley, and Coles Insurance. Established in 1920, the company was initially known as NRMA Insurance Group Limited before adopting its current name, Insurance Australia Group Limited, in 2002.
IAUGF Company Deck
IAUGF Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveys a confident, constructive tone: management highlighted strong underlying profitability (underlying profit $804m, 15.1% margin), robust capital position (CET1 above target), successful reinsurance protections, expense and claims ratio improvements, and a path to realize RACQ synergies. These positives are tempered by material weather-related losses (notably RACQ/Queensland perils), short-term drag from RACQ integration and reinsurance unwind, weaker investment yields H1, and softness in some New Zealand and motor markets. Management retained FY'26 guidance, announced a $200m buyback, and expects stronger H2 growth, indicating overall resilience and recovery momentum.View all IAUGF earnings summariesIAUGF Stock 12 Month Forecast
Average Price Target
$5.73
▲(6.39% Upside)
Technical Analysis
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Ownership Overview
0.04% Insiders
5.40% Mutual Funds
<0.01% Other Institutional Investors
86.07% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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