Confident Investing Starts With TipRanks Premium

Get 55% Off
TipRanks
Go Ultimate55% OFF

Healthequity (HQY) Stock Price & Analysis

906 Followers

HQY Stock Chart & Stats

$108.84$6.81(6.67%)
At close: 4:00 PM EST
$90$95$100$105Aug 10Aug 24Sep 8Sep 21Oct 5Oct 19Nov 2
Day’s Range
$102.84 - $109.37
52-Week Range
$72.76 - $109.37
Previous Close
$102.03
Volume
N/A
Average Volume (3M)
861.38K
Market Cap
$8.44B
Enterprise Value
$9.17B
Total Cash (Recent Filing)
$256.00M
Total Debt (Recent Filing)
$971.02M
Price to Earnings (P/E)
38.9
Beta
0.86
Next Earnings
Dec 01, 2026 (Est.)
EPS Estimate
1.15
Next Dividend Ex-Date
N/A
Dividend Yield
N/A

Bulls Say, Bears Say

Bulls Say

HSA Account And Asset Growth

Strong HSA account and asset growth expands the base generating administration, custodial, interchange, and investment-related revenue. The combination of record account additions and higher assets supports recurring platform economics and gives HealthEquity a durable foundation for continued operating scale.

Margin Expansion And Operating Efficiency

Record margins and lower service costs indicate that HealthEquity is converting scale and technology investments into operating leverage. AI automation and reduced call volumes can support margin sustainability by lowering servicing intensity as account volumes continue to grow.

Robust Cash Generation

High operating and free cash flow gives HealthEquity financial flexibility to fund growth, repay debt, pursue potential acquisitions, and return capital through repurchases. Strong cash conversion also reduces reliance on external financing and supports resilience across the business cycle.

Bears Say

Service-fee Price Competition

Persistent pricing pressure can reduce revenue earned per administered account and force HealthEquity to share more efficiency gains with clients. If competition remains elevated, service-fee growth and margin expansion could require continued cost reductions to offset lower pricing.

Hedging Limits Custodial Yield Upside

Forward contracts reduce custodial-yield volatility but also cap potential benefit from higher interest rates on repricing HSA cash. Because custodial income is a meaningful revenue stream, locked rates may constrain upside and make future growth more dependent on accounts, assets, and fees.

Chief Commercial Officer Transition

Redistributing commercial leadership responsibilities without an immediate successor creates an execution transition in sales, marketing, and partner coordination. The change may complicate commercial priorities and relationship management while HealthEquity depends on distribution partners to add accounts and sustain growth.

Healthequity News

HQY FAQ

What was Healthequity’s price range in the past 12 months?
Healthequity lowest stock price was $72.76 and its highest was $109.37 in the past 12 months.
What is Healthequity’s market cap?
Healthequity’s market cap is $8.44B.
When is Healthequity’s upcoming earnings report date?
Healthequity’s next earnings report is estimated for Dec 01, 2026 (not yet confirmed), which is in 26 days.
How were Healthequity’s earnings last quarter?
Healthequity released its earnings results on Aug 27, 2026. The company reported $1.24 earnings per share for the quarter, beating the consensus estimate of $1.193 by $0.047.
Is Healthequity overvalued?
According to Wall Street analysts Healthequity’s price is currently Undervalued.
Does Healthequity pay dividends?
Healthequity does not currently pay dividends.
What is Healthequity’s EPS estimate?
Healthequity’s EPS estimate is 1.15.
How many shares outstanding does Healthequity have?
Healthequity has 82,715,294 shares outstanding.
What happened to Healthequity’s price movement after its last earnings report?
Healthequity reported an EPS of $1.24 in its last earnings report, beating expectations of $1.193. Following the earnings report the stock price went up 3.191%.
Which hedge fund is a major shareholder of Healthequity?
Hedge funds hold Healthequity shares: the largest hedge-fund position in Healthequity is 71,885,193 shares, and hedge funds increased their holdings by 899.6K shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology