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Total Valuation
Horace Mann Educators has a market cap or net worth of $2.10B. The enterprise value is $2.72K.
Market Cap$2.10B
Enterprise Value$2.72K
Share Statistics
Horace Mann Educators has 40,501,053 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding40,501,053
Owned by Insiders1.60%
Owned by Institutions18.53%
Financial Efficiency
Horace Mann Educators’s return on equity (ROE) is 0.11 and return on invested capital (ROIC) is 1.06%.
Return on Equity (ROE)0.11
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)1.06%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee902.72K
Profits Per Employee90.06K
Employee Count1,800
Asset Turnover0.11
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Horace Mann Educators is 12.2. Horace Mann Educators’s PEG ratio is 0.20.
PE Ratio12.2
PS Ratio1.18
PB Ratio1.29
Price to Fair Value1.29
Price to FCF3.47
Price to Operating Cash Flow3.79
PEG Ratio0.20
Income Statement
In the last 12 months, Horace Mann Educators had revenue of 1.62B and earned 162.10M in profits. Earnings per share was 3.93.
Revenue1.62B
Gross Profit572.00M
Operating Income201.20M
Pretax Income201.20M
Net Income162.10M
EBITDA264.70M
Earnings Per Share (EPS)3.93
Cash Flow
In the last 12 months, operating cash flow was 566.10M and capital expenditures 0.00, giving a free cash flow of 566.10M billion.
Operating Cash Flow566.10M
Free Cash Flow566.10M
Free Cash Flow per Share13.98
Dividends & Yields
Horace Mann Educators pays an annual dividend of $0.36, resulting in a dividend yield of 2.71%
Dividend Per Share$0.36
Dividend Yield2.71%
Payout Ratio28.89%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.27
52-Week Price Change21.24%
50-Day Moving Average51.13
200-Day Moving Average45.71
Relative Strength Index (RSI)53.59
Average Volume (3m)252.62K
Important Dates
Horace Mann Educators upcoming earnings date is Oct 29, 2026, After Close (Confirmed).
Last Earnings DateAug 5, 2026
Next Earnings DateOct 29, 2026
Ex-Dividend Date―
Financial Position
Horace Mann Educators as a current ratio of 0.00, with Debt / Equity ratio of 39.54%
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap0.31
Net Debt to EBITDA2.14
Interest Coverage Ratio5.53
Taxes
In the past 12 months, Horace Mann Educators has paid 39.10M in taxes.
Income Tax39.10M
Effective Tax Rate0.19
Enterprise Valuation
Horace Mann Educators EV to EBITDA ratio is 9.39, with an EV/FCF ratio of 4.49.
EV to Sales1.53
EV to EBITDA9.39
EV to Free Cash Flow4.49
EV to Operating Cash Flow4.49
Balance Sheet
Horace Mann Educators has $5.81B in cash and marketable securities with $594.20M in debt, giving a net cash position of $5.22B billion.
Cash & Marketable Securities$5.81B
Total Debt$594.20M
Net Cash$5.22B
Net Cash Per Share$128.86
Tangible Book Value Per Share$22.34
Margins
Gross margin is 48.28%, with operating margin of 12.38%, and net profit margin of 9.98%.
Gross Margin48.28%
Operating Margin12.38%
Pretax Margin12.38%
Net Profit Margin9.98%
EBITDA Margin16.29%
EBIT Margin14.62%
Analyst Forecast
The average price target for Horace Mann Educators is $54.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$54.00
Price Target Upside3.65% Upside
Analyst ConsensusModerate Buy
Analyst Count1
Revenue Growth Forecast5.88%
EPS Growth Forecast27.19%