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Wealthy Way Group Ltd.
(3848)
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Rating:61Neutral
Price Target:
HK$2.00
▼(-82.16% Downside)
Action:Reiterated
Date:10/08/26
The score is driven primarily by mixed financial performance: a comparatively solid balance sheet and recent cash-flow rebound are tempered by sharply weaker recent profitability and a history of volatility. Technicals are neutral-to-soft with the stock below key longer-term moving averages and slightly negative MACD. Valuation is supported by a very high dividend yield, but the negative P/E reduces confidence in earnings-based value.
Positive Factors
Improving leverage
Lower leverage improves financial resilience and preserves flexibility for a credit services business. The decline in debt-to-equity, alongside sizable and relatively stable equity, provides a stronger capital base to absorb operating volatility and support future funding needs.
Negative Factors
Margin compression
The sharp decline in net margin weakens earnings quality and reduces the profit retained from each unit of revenue. Persistently lower profitability would constrain internally generated capital, limit shareholder returns, and make the business more sensitive to further revenue or cost volatility.
Read all positive and negative factors
Positive Factors
Negative Factors
Improving leverage
Lower leverage improves financial resilience and preserves flexibility for a credit services business. The decline in debt-to-equity, alongside sizable and relatively stable equity, provides a stronger capital base to absorb operating volatility and support future funding needs.
Read all positive factors
Wealthy Way Group Ltd. (3848) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$1.65B
Dividend Yield0.28%
Average Volume (3M)449.50K
Price to Earnings (P/E)―
Beta (1Y)0.57
Revenue Growth-21.05%
EPS Growth-121.15%
CountryHK
Employees60
SectorFinancial
Sector Strength70
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)>-0.01
Shares Outstanding782,085,000
10 Day Avg. Volume382,300
30 Day Avg. Volume449,500
Financial Highlights & Ratios
PEG Ratio-94.35
Price to Book (P/B)2.68
Price to Sales (P/S)17.43
P/FCF Ratio27.77
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Wealthy Way Group Ltd. Business Overview & Revenue Model
Company Description
Wealthy Way Group Limited operates as an investment holding company, primarily focused on delivering a range of financial services across mainland China and Hong Kong. The firm provides financial leasing, factoring, and advisory solutions to both ...
Wealthy Way Group Ltd. Financial Statement Overview
Summary
Income Statement
58
Neutral
Balance Sheet
72
Positive
Cash Flow
67
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 80.55M | 90.25M | 107.45M | 60.37M | 74.71M | 106.39M |
| Gross Profit | 76.57M | 87.07M | 82.14M | 60.37M | 73.11M | 89.58M |
| EBITDA | 19.97M | 19.72M | 20.55M | 24.73M | 48.46M | 72.01M |
| Net Income | 8.06M | 5.42M | 5.61M | 23.17M | 24.11M | 30.58M |
Balance Sheet | ||||||
| Total Assets | 753.59M | 761.71M | 803.15M | 784.68M | 729.55M | 796.09M |
| Cash, Cash Equivalents and Short-Term Investments | 16.80M | 30.65M | 33.35M | 26.34M | 49.56M | 83.67M |
| Total Debt | 124.11M | 130.96M | 174.35M | 167.52M | 123.48M | 196.49M |
| Total Liabilities | 158.03M | 174.91M | 221.76M | 210.98M | 175.17M | 255.03M |
| Stockholders Equity | 595.55M | 586.81M | 581.39M | 573.70M | 554.39M | 541.06M |
Cash Flow | ||||||
| Free Cash Flow | 73.67M | 56.65M | 19.43M | -62.33M | 27.79M | 473.80M |
| Operating Cash Flow | 73.81M | 56.72M | 19.48M | -62.26M | 27.96M | 474.16M |
| Investing Cash Flow | -1.06M | -23.00K | 88.00K | 163.00K | 38.60M | 39.10M |
| Financing Cash Flow | -69.95M | -57.93M | -13.08M | 37.62M | -100.35M | -525.07M |
Wealthy Way Group Ltd. Technical Analysis
Neutral
11.21
Price Trends
2.15
Negative
2.19
Negative
2.21
Negative
Market Momentum
>-0.01
Negative
53.64
Neutral
89.68
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:3848, the sentiment is Neutral. The current price of 11.21 is above the 20-day moving average (MA) of 2.08, above the 50-day MA of 2.15, and above the 200-day MA of 2.21, indicating a neutral trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 53.64 is Neutral, neither overbought nor oversold. The STOCH value of 89.68 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for HK:3848.
Wealthy Way Group Ltd. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
61 Neutral | HK$1.65B | -711.27 | 1.36% | 0.28% | -21.05% | -121.15% | |
54 Neutral | HK$1.38B | 11.57 | 3.61% | 12.05% | 26.14% | 90.63% | |
54 Neutral | HK$546.04M | -2.82 | -24.06% | ― | 33.07% | -135.86% | |
53 Neutral | HK$593.05M | -0.67 | -19.32% | 20.49% | -32.03% | -235.24% | |
45 Neutral | HK$2.66B | -82.19 | -190.90% | ― | 31.07% | -57.47% |
* Financial Sector Average
HK:3848
Wealthy Way Group Ltd.
2.12
-0.13
-5.87%
HK:0628
Gome Finance Technology Co
0.26
0.04
15.56%
HK:3903
Hanhua Financial Holding Co., Ltd. Class H
0.17
0.00
0.00%
HK:2051
51 Credit Card Inc.
0.34
-0.45
-56.96%
HK:2003
VCREDIT Holdings Limited
1.22
-2.04
-62.58%
HK:8239
Capital Finance Holdings Limited
3.40
2.15
172.47%
Wealthy Way Group Ltd. Corporate Events
Haosen Fintech Lifts Interim Profit Despite Revenue Decline
Aug 28, 2026
Haosen Fintech Group Limited reported unaudited interim results for the six months ended 30 June 2026 showing revenue of RMB38.3 million, down from RMB49.7 million a year earlier, while profit attributable to equity holders rose to RMB12.1 million...
Haosen Fintech Sets Board Meeting to Approve Interim Results and Consider Dividend
Aug 10, 2026
Haosen Fintech Group Limited has scheduled a board meeting for 28 August 2026 to review and approve the publication of its unaudited interim results for the six months ended 30 June 2026. The board will also consider whether to declare an interim ...
Haosen Fintech adjusts 2023 share options after share subdivision
Aug 3, 2026
Haosen Fintech Group Limited has implemented a share subdivision and refreshed the mandate limits for its 2023 share option and share award schemes, significantly increasing the number of options available for grant and adjusting existing awards. ...
Haosen Fintech Corrects EGM Date in Poll Results Notice
Jul 24, 2026
Haosen Fintech Group Limited issued a clarification stating that the previously announced poll results of its extraordinary general meeting contained a clerical error in the meeting date. The company confirmed that the correct date of the EGM was ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.