Want to see HK:3618 full AI Analyst Report?
Chongqing Rural Commercial Bank Co (3618) Ratios
Chongqing Rural Commercial Bank Co Ratios
HK:3618's free cash flow for Q3 2026 was $15.38B. For the 2026 fiscal year, HK:3618's free cash flow was decreased by $-1.18B and operating cash flow was $16.56B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 1.42 | 1.20 | 0.24 | 0.16 | 0.21 |
| Quick Ratio | 1.42 | 1.20 | 0.24 | 0.16 | 0.21 |
| Cash Ratio | 0.57 | 1.20 | 0.24 | 0.16 | 0.21 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.19 | 0.74 | 0.04 | 0.08 | 0.05 |
| Short-Term Operating Cash Flow Coverage | 0.19 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -1.39T | $ -1.36T | $ -1.08T | $ -1.09T | $ -989.31B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.28 | 0.01 | 0.08 | 0.13 | 0.18 |
| Debt-to-Equity Ratio | 3.39 | 0.09 | 0.99 | 1.51 | 2.15 |
| Debt-to-Capital Ratio | 0.77 | 0.09 | 0.50 | 0.60 | 0.68 |
| Long-Term Debt-to-Capital Ratio | 0.73 | 0.09 | 0.50 | 0.60 | 0.68 |
| Financial Leverage Ratio | 12.15 | 11.47 | 11.80 | 11.89 | 12.07 |
| Debt Service Coverage Ratio | 0.11 | 0.52 | -0.04 | 0.44 | 0.41 |
| Interest Coverage Ratio | 0.62 | 0.52 | 0.48 | 0.45 | 0.44 |
| Debt to Market Cap | 7.41 | 0.24 | 3.79 | 6.41 | 8.80 |
| Interest Debt Per Share | 42.89 | 3.17 | 12.67 | 17.40 | 22.10 |
| Net Debt to EBITDA | 28.08 | -0.48 | 0.00 | 1.95 | 4.65 |
| Profitability Margins | |||||
| Gross Profit Margin | 80.98% | 52.95% | 100.00% | 52.77% | 54.86% |
| EBIT Margin | 49.17% | 24.52% | -3.89% | 21.12% | 19.81% |
| EBITDA Margin | 52.35% | 26.20% | 0.00% | 22.62% | 21.32% |
| Operating Profit Margin | 49.17% | 24.52% | 57.64% | 21.12% | 19.81% |
| Pretax Profit Margin | 47.90% | 24.52% | 55.40% | 21.12% | 19.81% |
| Net Profit Margin | 43.50% | 22.02% | 49.52% | 18.77% | 16.91% |
| Continuous Operations Profit Margin | 44.55% | 22.55% | 50.53% | 19.14% | 17.19% |
| Net Income Per EBT | 90.82% | 89.82% | 89.39% | 88.89% | 85.35% |
| EBT Per EBIT | 97.41% | 100.00% | 96.11% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.73% | 0.76% | 0.76% | 0.76% | 0.75% |
| Return on Equity (ROE) | 8.84% | 8.71% | 8.92% | 9.04% | 9.11% |
| Return on Capital Employed (ROCE) | 0.87% | 0.85% | 2.90% | 2.66% | 2.53% |
| Return on Invested Capital (ROIC) | 0.74% | 0.79% | 2.64% | 2.42% | 2.19% |
| Return on Tangible Assets | 0.73% | 0.76% | 0.76% | 0.76% | 0.76% |
| Earnings Yield | 19.33% | 22.67% | 34.20% | 38.38% | 37.31% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 50.59 | 23.36 | 59.43 | 64.97 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 5.08 | 11.44 | 4.38 | 11.18 | 11.05 |
| Asset Turnover | 0.02 | 0.03 | 0.02 | 0.04 | 0.04 |
| Working Capital Turnover Ratio | 1.28 | -0.14 | -0.03 | -0.08 | -0.29 |
| Cash Conversion Cycle | 0.00 | 7.22 | 15.63 | 6.14 | 5.62 |
| Days of Sales Outstanding | 0.00 | 7.22 | 15.63 | 6.14 | 5.62 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 0.00 | 7.22 | 15.63 | 6.14 | 5.62 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 1.64 | 1.00 | 3.40 | 6.24 | 3.63 |
| Free Cash Flow Per Share | 1.49 | 0.96 | 3.31 | 6.19 | 3.55 |
| Dividend Paid and CapEx Coverage Ratio | 3.45 | 2.91 | 9.06 | 19.48 | 12.12 |
| Capital Expenditure Coverage Ratio | 11.06 | 23.75 | 38.08 | 116.07 | 46.82 |
| Operating Cash Flow Coverage Ratio | 0.04 | 0.94 | 0.33 | 0.41 | 0.18 |
| Operating Cash Flow to Sales Ratio | 0.67 | 0.22 | 1.79 | 1.30 | 0.73 |
| Free Cash Flow Yield | 27.05% | 21.96% | 120.54% | 262.52% | 157.49% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 5.26 | 4.50 | 2.92 | 2.61 | 2.68 |
| Price-to-Sales (P/S) Ratio | 2.25 | 0.97 | 1.45 | 0.49 | 0.45 |
| Price-to-Book (P/B) Ratio | 0.46 | 0.38 | 0.26 | 0.24 | 0.24 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 3.70 | 4.55 | 0.83 | 0.38 | 0.63 |
| Price-to-Operating Cash Flow Ratio | 3.36 | 4.36 | 0.81 | 0.38 | 0.62 |
| Price-to-Earnings Growth (PEG) Ratio | 0.87 | 0.83 | 0.87 | 0.44 | 0.20 |
| Enterprise Value Multiple | 32.38 | 3.23 | 0.00 | 4.11 | 6.77 |
| Enterprise Value | 472.54B | 44.21B | -87.48B | 50.94B | 81.61B |
| EV to EBITDA | 32.38 | 3.23 | 0.00 | 4.11 | 6.77 |
| EV to Sales | 16.95 | 0.85 | -3.97 | 0.93 | 1.44 |
| EV to Free Cash Flow | 27.84 | 3.96 | -2.28 | 0.72 | 2.02 |
| EV to Operating Cash Flow | 25.32 | 3.80 | -2.22 | 0.72 | 1.98 |
| Tangible Book Value Per Share | 12.18 | 11.44 | 10.58 | 10.08 | 9.28 |
| Shareholders’ Equity Per Share | 12.08 | 11.36 | 10.52 | 10.01 | 9.24 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.10 | 0.08 | 0.09 | 0.09 | 0.13 |
| Revenue Per Share | 2.45 | 4.50 | 1.90 | 4.82 | 4.98 |
| Net Income Per Share | 1.07 | 0.99 | 0.94 | 0.90 | 0.84 |
| Tax Burden | 0.91 | 0.90 | 0.89 | 0.89 | 0.85 |
| Interest Burden | 0.97 | 1.00 | -14.24 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.20 | 0.05 | 0.12 | 0.05 | 0.04 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.36 | 1.01 | 3.24 | 6.13 | 3.68 |
Currency in CNY
