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China Financial Leasing Group Ltd (2312) AI Stock Analysis

HK:2312

China Financial Leasing Group Ltd

(HKEX:2312)

Select Model
Rating:43Neutral
Price Target:HKD 0.31â–¼(-3.38% Downside)
Action:reiterated
Date:09/22/26

The score is driven primarily by weak financial performance—sharp revenue contraction, persistent net losses, and ongoing negative operating/free cash flow—only partially offset by a low-leverage balance sheet. Technicals remain weak with the stock trading below key moving averages and a negative MACD, while valuation offers limited support due to a negative P/E and no dividend yield provided.

Positive Factors
Low LeverageVery low debt relative to equity reduces balance-sheet leverage and limits interest-related pressure on the business. This gives the company greater financial flexibility to absorb operating volatility or allocate resources toward recovery, although it does not offset weak profitability and cash generation.
Negative Factors
Revenue CollapseThe severe 2025 revenue contraction indicates a major deterioration in the scale of the company’s business and weakens the foundation for sustainable earnings. A much smaller revenue base also makes fixed costs harder to absorb, increasing the risk that profitability remains pressured over coming quarters.

China Financial Leasing Group Ltd (2312) vs. iShares MSCI Hong Kong ETF (EWH)

-80%-60%-40%-20%0%20%HK:2312-75.56%EWH+7.37%Dec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26
Market Cap
HKD 214.82M
Dividend Yield
―
Average Volume (3M)
264.67K
Price to Earnings (P/E)
-1.8
Beta (1Y)
2.70
Revenue Growth
-92.41%
EPS Growth
-812.70%
Country
Hong Kong
Employees
3
Sector
Financial
Sector Strength
68
Industry
Asset Management

China Financial Leasing Group Ltd Business Overview & Revenue Model

Company Description

China Financial Leasing Group Limited, a fixed income fund, is overseen by Wealth Assets Management Limited. This fund strategically invests within China's fixed income sector, with a specific emphasis on opportunities in leasing markets and converti...

China Financial Leasing Group Ltd Financial Statement Overview

Summary

Overall fundamentals are weak: revenue collapsed in 2025 (~-92% YoY), the company is loss-making across 2020–2025 with an especially deep 2025 loss relative to revenue, and operating cash flow is negative every year with sharply higher cash burn in 2025. The main offset is a conservatively levered balance sheet with very low debt-to-equity, which helps near-term solvency but does not fix the profitability/cash-flow profile.

Income Statement

12Very Negative

Balance Sheet

63Positive

Cash Flow

18Very Negative
Financial statement breakdown
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue543.00K843.00K2.04M-4.21M-15.89M-45.49M
Gross Profit-78.00K222.00K2.01M-4.19M-15.91M-45.49M
EBITDA-70.65M-13.97M-1.83M-7.95M-19.83M-51.09M
Net Income-71.40M-14.66M-2.04M-7.97M-20.50M-51.60M
Balance Sheet
Total Assets125.11M151.97M78.40M60.64M68.93M47.05M
Cash, Cash Equivalents and Short-Term Investments102.05M116.40M78.32M60.13M68.85M46.89M
Total Debt1.34M1.97M368.00K93.00K361.00K96.00K
Total Liabilities1.48M2.58M761.00K466.00K794.00K533.00K
Stockholders Equity123.63M149.40M77.64M60.17M68.14M46.52M
Cash Flow
Free Cash Flow-80.75M-86.26M-17.47M-21.07M-2.81M-2.29M
Operating Cash Flow-66.06M-71.57M-17.44M-21.05M-2.79M-2.27M
Investing Cash Flow-14.72M-14.69M-27.00K-17.00K-21.00K-17.00K
Financing Cash Flow84.82M85.81M19.66M-689.00K41.85M19.08M

China Financial Leasing Group Ltd Technical Analysis

Technical Analysis SentimentNegative
Last Price0.33

Price Trends

50DMA0.39Negative
100DMA0.38Negative
200DMA0.59Negative

Market Momentum

MACD-0.01Positive
RSI28.88Positive
STOCH12.25Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:2312, the sentiment is Negative. The current price of 0.33 is below the 20-day moving average (MA) of 0.38, below the 50-day MA of 0.39, and below the 200-day MA of 0.59, indicating a bearish trend. The MACD of -0.01 indicates Positive momentum. The RSI at 28.88 is Positive, neither overbought nor oversold. The STOCH value of 12.25 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:2312.

China Financial Leasing Group Ltd Peers Comparison

Overall Rating

UnderperformOutperform
Sector (68)

Financial Indicators

HK:2312 against its peers
NameOverall RatingMarket CapP/E RatioROEDividend YieldRevenue GrowthEPS Growth
Sector *68Neutral$18.00B11.429.92%3.81%9.73%1.22%
HK:1697HK:169763NeutralHKD 1.00B-3.71-2.05%―40.70%-272.05%
HK:0245HK:024557NeutralHKD 1.75B-3.13-13.01%―-43.26%-158.44%
HK:1226HK:122655NeutralHKD 350.71M2.5046.99%―1098.58%―
HK:2799HK:279952NeutralHKD 43.33B3.4218.13%―-17.56%18.15%
HK:2312HK:231243NeutralHKD 214.82M-1.85-52.30%―-92.41%-812.70%
HK:0721HK:072140UnderperformHKD 206.27M-8.39-5.98%―418.94%-10.00%

* Financial Sector Average

Performance Comparison

-75%-50%-25%0%25%HK:2312HK:0245HK:1226HK:1697HK:2799HK:0721Dec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26
HK:2312 and its peers over the selected period
Show on chartTickerCompany NamePriceChange% Change
HK:2312China Financial Leasing Group Ltd0.33-1.07-76.79%
HK:0245China Vered Financial Holding Corporation Limited0.94-0.16-14.55%
HK:1226China Investment and Finance Group Ltd0.850.000.00%
HK:1697Shandong International Trust Corp. Class H0.21-0.17-43.42%
HK:2799China Huarong Asset Management Co., Ltd. Class H0.54-0.49-47.57%
HK:0721China Financial International Investments Limited0.09-0.21-69.18%

China Financial Leasing Group Ltd Corporate Events

Long Investment Corp Raises HK$79.7 Million in Under-Subscribed Rights Issue for AI and Web3 Push

Oct 23, 2026

Long Investment Corp has completed a non-underwritten rights issue of one rights share for every two existing shares, receiving valid subscriptions and excess applications for 204,121,127 shares, or about 89% of the 228,439,203 shares on offer. The o...

Long Investment Corp moves auditor mandate from RSM to Baker Tilly

Oct 16, 2026

Long Investment Corp has announced the resignation of RSM Hong Kong as its auditor with effect from 16 October 2026, ending a mandate that began in 2015. The board, acting on the audit committee’s recommendation, cites auditor rotation and the...

Long Investment Corp Posts Unaudited NAV of HK$0.29 Per Share

Oct 15, 2026

Long Investment Corp reported that its unaudited net asset value per share stood at approximately HK$0.29 as of 30 September 2026. The disclosure offers investors an updated snapshot of the group’s underlying asset position and may influence ma...

Long Investment Corp Updates Net Asset Value Per Share to HK$0.31

Sep 15, 2026

Long Investment Corp reported that its unaudited net asset value per share stood at approximately HK$0.31 as of 31 August 2026, providing shareholders with an updated snapshot of the company’s underlying asset base. The disclosure offers invest...

Long Investment Corp Launches HK$90 Million Non-Underwritten Rights Issue Backed by Key Shareholders

Sep 7, 2026

Long Investment Corp has announced a rights issue on a non-underwritten basis, offering one rights share for every two existing shares at HK$0.395 to raise up to approximately HK$90.2 million. Net proceeds are estimated at about HK$89.3 million, and...

Long Investment Corp Swings to Interim Loss on Fair Value and Digital Asset Hits

Aug 21, 2026

Long Investment Corp reported unaudited interim results for the six months ended 30 June 2026, showing a sharp swing from profit to loss as fair value movements weighed on performance. The company’s revenue dropped to zero from HK$719,000 a yea...

Long Investment Corp Sets Formal Mandate for Board Nomination Committee

Aug 21, 2026

Long Investment Corp has formalized the terms of reference for its nomination committee, a board committee established to oversee director appointments and board composition. The committee must consist of at least three members, with a majority being...

Long Investment Corp flags HK$50–60 million interim loss on market and digital asset hits

Aug 14, 2026

Long Investment Corp has warned that it expects to swing to a significant interim loss for the six months ended 30 June 2026, projecting a deficit of HK$50 million to HK$60 million versus a profit of HK$1.8 million a year earlier. The sharp reversal...

Long Investment Corp Updates Investors on July Net Asset Value

Aug 14, 2026

Long Investment Corp reported that its unaudited net asset value per share stood at approximately HK$0.30 as at 31 July 2026, offering investors an updated snapshot of the firm’s balance-sheet strength. The disclosure, approved by chairman Cai...

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Sep 22, 2026