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1988 Stock Chart & Stats
HK$3.53
HK$0.05(1.42%)
At close: 4:00 PM EDT
HK$3.53
HK$0.05(1.42%)
Day’s Range― - ―
52-Week RangeHK$3.09 - HK$4.72
Previous CloseN/A
Volume13.76M
Average Volume (3M)27.84M
Market Cap
HK$169.37B
Enterprise ValueHK$2.91M
Total Cash (Recent Filing)HK$1.01T
Total Debt (Recent Filing)HK$983.31B
Price to Earnings (P/E)5.1
Beta0.58
Next Earnings
Aug 29, 2026EPS Estimate
0.19Next Dividend Ex-DateN/A
Dividend Yield6.2%
Share Statistics
EPS (TTM)0.64
Shares Outstanding8,320,296,000
10 Day Avg. Volume24,097,640
30 Day Avg. Volume27,835,867
Financial Highlights & Ratios
PEG Ratio-0.56
Price to Book (P/B)0.25
Price to Sales (P/S)0.64
P/FCF Ratio-1.03
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.62
Revenue Forecast (FY)HK$144.94B
Bulls Say, Bears Say
Bulls Say
Margin StabilityNet margins have remained around 11–12% across multiple years and the TTM period, indicating consistent core profitability. Stable margins support earnings predictability, help absorb cyclical loan losses, and reflect lasting pricing or cost controls that underpin medium-term cash generation.
Diversified DistributionA multi-channel distribution model (branches plus digital) supports durable customer access and deposit gathering. This breadth enables cross-selling across retail, SME and corporate segments, improving stickiness of deposits and long-term franchise value versus single-channel competitors.
Diverse Income StreamsThe bank earns interest, fee/commission, trading and other operating income, providing multiple durable revenue pillars. That mix reduces reliance on any single rate or market environment, helping to stabilize revenue through rate cycles and product mix shifts over a 2–6 month horizon.
Bears Say
Revenue ContractionTop-line decline (TTM -2.8% and longer-term negative growth) signals weakening franchise momentum. Persistent revenue contraction reduces scale benefits, limits ability to offset costs, and constrains investment in digital and product initiatives that drive medium-term competitiveness.
Weak Cash GenerationOperating and free cash flow swung deeply negative across 2024–TTM, undermining internal funding for lending and capital needs. Poor cash conversion raises reliance on wholesale funding, limits capital allocation flexibility, and heightens vulnerability to tighter financing conditions.
Higher Leverage And Low ROEReturn on equity is modest (~4.7% TTM) while leverage jumped notably in the TTM period. Higher leverage increases balance-sheet risk and reduces resilience to shocks, while low ROE implies limited profitability versus equity, constraining long-term capital generation and strategic flexibility.
China Minsheng Banking News
1988 FAQ
What was China Minsheng Banking Corp Ltd Class H’s price range in the past 12 months?
China Minsheng Banking Corp Ltd Class H lowest stock price was HK$3.09 and its highest was HK$4.72 in the past 12 months.
What is China Minsheng Banking Corp Ltd Class H’s market cap?
China Minsheng Banking Corp Ltd Class H’s market cap is HK$169.37B.
When is China Minsheng Banking Corp Ltd Class H’s upcoming earnings report date?
China Minsheng Banking Corp Ltd Class H’s upcoming earnings report date is Aug 29, 2026 which is in 11 days.
How were China Minsheng Banking Corp Ltd Class H’s earnings last quarter?
China Minsheng Banking Corp Ltd Class H released its earnings results on Apr 29, 2026. The company reported HK$0.303 earnings per share for the quarter, missing the consensus estimate of HK$0.361 by -HK$0.058.
Is China Minsheng Banking Corp Ltd Class H overvalued?
According to Wall Street analysts China Minsheng Banking Corp Ltd Class H’s price is currently Overvalued.
Does China Minsheng Banking Corp Ltd Class H pay dividends?
China Minsheng Banking Corp Ltd Class H pays a Semiannually dividend of HK$0.061 which represents an annual dividend yield of 6.2%. See more information on China Minsheng Banking Corp Ltd Class H dividends here
What is China Minsheng Banking Corp Ltd Class H’s EPS estimate?
China Minsheng Banking Corp Ltd Class H’s EPS estimate is 0.19.
How many shares outstanding does China Minsheng Banking Corp Ltd Class H have?
China Minsheng Banking Corp Ltd Class H has 8,320,296,000 shares outstanding.
What happened to China Minsheng Banking Corp Ltd Class H’s price movement after its last earnings report?
China Minsheng Banking Corp Ltd Class H reported an EPS of HK$0.303 in its last earnings report, missing expectations of HK$0.361. Following the earnings report the stock price went up 0.246%.
Which hedge fund is a major shareholder of China Minsheng Banking Corp Ltd Class H?
Currently, no hedge funds are holding shares in HK:1988
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
China Minsheng Banking Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
35.24%
12-Months-Change
Fundamentals
Return on Equity
6.20%
Trailing 12-Months
Asset Growth
5.84%
Trailing 12-Months
Company Description
China Minsheng Banking Corp Ltd Class H
China Minsheng Banking Corp., Ltd. is a prominent financial services provider in the People's Republic of China, serving a broad spectrum of clients including individuals, micro and small businesses, corporate entities, government organizations, and other financial institutions. Its operations are organized into key divisions: Corporate Banking, Retail Banking, and miscellaneous services. The bank offers a wide array of deposit products, such as savings accounts, deposit certificates, and various corporate deposit types including contracted, agreement, call, term, and current accounts. Lending solutions encompass personal financing for housing mortgages, vehicle acquisitions, household consumption, and general home loans, alongside medium-to-long-term and short-term working capital loans for businesses, plus micro-credit facilities for individuals. Customers also benefit from debit and credit cards, as well as safe deposit box services. Beyond core offerings, the company facilitates payment and collection, clearing services, and provides convenient internet, mobile, and telephone banking platforms. For its corporate clientele, services include gross settlement, payroll agency functions, letters of guarantee, comprehensive cash management, trade finance, and specialized industrial chain financing. Moreover, it delivers a full suite of foreign exchange services, covering individual settlements, remittances, travelers' promissory notes, collections, individual deposit certificates, and guarantee letters. CMBC further extends its financial expertise to comprehensive credit granting, forex settlement and sales, diverse financial product investments, and trust financing services. Additionally, it offers convenient finance solutions, investment banking, and asset management. Notably, the bank also provides non-financial services in areas such as education, business travel, general travel, art, luxury lifestyle, health, club memberships, and sports. As of December 31, 2021, the institution boasted an expansive network comprising approximately 140 branch-level establishments, 1,193 general business outlets, 1,078 community sub-branches, and 136 dedicated small business sub-branches. Founded in 1996, China Minsheng Banking Corp., Ltd. is headquartered in Beijing, People's Republic of China.
Technical Analysis
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Postal Savings Bank of China Co., Ltd. Class H
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