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Haitong Unitrust International Financial Leasing Co., Ltd Class H
(1905)
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Rating:66Neutral
Price Target:
HK$1.00
▲(26.58% Upside)
Action:Reiterated
Date:09/08/26
The score is supported by strong valuation (low P/E and high dividend yield) and constructive technical momentum (price above key moving averages with positive MACD). This is tempered by mid-range financial strength, primarily due to elevated leverage and inconsistent operating profitability despite solid revenue growth and improved recent cash generation.
Positive Factors
Recent Cash Generation
Strong recent operating and free cash flow indicate that reported earnings are converting into cash, supporting funding capacity and internal liquidity. Broad alignment with net income improves confidence in near-term earnings quality, although the benefit is tempered by earlier periods of weaker cash conversion.
Negative Factors
Elevated Leverage
High debt relative to equity leaves the company more exposed to funding costs, credit conditions, and asset-quality deterioration. Although the latest TTM snapshot shows improvement, the overall gearing profile remains above average and could constrain financial flexibility during weaker leasing or funding conditions.
Read all positive and negative factors
Positive Factors
Negative Factors
Recent Cash Generation
Strong recent operating and free cash flow indicate that reported earnings are converting into cash, supporting funding capacity and internal liquidity. Broad alignment with net income improves confidence in near-term earnings quality, although the benefit is tempered by earlier periods of weaker cash conversion.
Read all positive factors
Haitong Unitrust International Financial Leasing Co., Ltd Class H (1905) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$8.40B
Dividend Yield9.33%
Average Volume (3M)7.27M
Price to Earnings (P/E)6.2
Beta (1Y)0.60
Revenue Growth-19.73%
EPS Growth-12.05%
CountryHK
Employees1,381
SectorFinancial
Sector Strength70
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)0.14
Shares Outstanding5,794,453,000
10 Day Avg. Volume7,256,694
30 Day Avg. Volume7,265,985
Financial Highlights & Ratios
PEG Ratio-0.74
Price to Book (P/B)0.32
Price to Sales (P/S)0.84
P/FCF Ratio1.61
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Haitong Unitrust International Financial Leasing Co., Ltd Class H Business Overview & Revenue Model
Company Description
Haitong Unitrust International Financial Leasing Co., Ltd., through its subsidiaries, operates as a financial leasing company in the People’s Republic of China. The company offers operating leasing services, and commercial factoring business, as w...
How the Company Makes Money
The company primarily makes money through (1) lease-related financing income and (2) fees associated with arranging and managing leasing transactions. In a typical financial leasing model, the company purchases an asset (or finances an asset alrea...
Haitong Unitrust International Financial Leasing Co., Ltd Class H Financial Statement Overview
Summary
Income Statement
58
Neutral
Balance Sheet
44
Neutral
Cash Flow
62
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 4.49B | 6.89B | 5.79B | 4.38B | 3.95B | 3.32B |
| Gross Profit | 4.49B | 6.09B | 5.79B | 4.65B | 5.33B | 3.32B |
| EBITDA | 0.00 | 4.59B | 2.35B | 2.54B | 2.43B | 2.35B |
| Net Income | 1.24B | 1.39B | 1.51B | 1.61B | 1.53B | 1.41B |
Balance Sheet | ||||||
| Total Assets | 103.29B | 107.80B | 111.30B | 123.35B | 124.51B | 114.74B |
| Cash, Cash Equivalents and Short-Term Investments | 0.00 | 8.35B | 6.65B | 8.38B | 5.42B | 6.10B |
| Total Debt | 38.99B | 81.92B | 82.80B | 92.69B | 91.37B | 82.22B |
| Total Liabilities | 83.69B | 89.57B | 91.31B | 103.11B | 105.69B | 97.12B |
| Stockholders Equity | 19.55B | 17.99B | 19.93B | 20.20B | 18.78B | 17.54B |
Cash Flow | ||||||
| Free Cash Flow | 9.67B | 3.58B | 12.73B | 7.83B | -10.47B | -4.41B |
| Operating Cash Flow | 9.68B | 3.59B | 12.99B | 7.96B | -8.78B | -3.75B |
| Investing Cash Flow | 387.73M | 174.51M | 816.00M | -815.97M | 179.83M | -339.32M |
| Financing Cash Flow | -9.38B | -3.47B | -15.53B | -4.18B | 4.80B | 5.52B |
Haitong Unitrust International Financial Leasing Co., Ltd Class H Technical Analysis
Neutral
0.79
Price Trends
0.87
Positive
0.81
Positive
0.78
Positive
Market Momentum
0.05
Positive
54.61
Neutral
20.74
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:1905, the sentiment is Neutral. The current price of 0.79 is below the 20-day moving average (MA) of 1.04, below the 50-day MA of 0.87, and above the 200-day MA of 0.78, indicating a neutral trend. The MACD of 0.05 indicates Positive momentum. The RSI at 54.61 is Neutral, neither overbought nor oversold. The STOCH value of 20.74 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for HK:1905.
Haitong Unitrust International Financial Leasing Co., Ltd Class H Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | HK$1.15B | 3.78 | 7.80% | 9.69% | 0.45% | -20.53% | |
66 Neutral | HK$8.40B | 6.18 | 6.19% | 9.33% | -19.73% | -12.05% | |
65 Neutral | HK$19.41B | 2.98 | 12.30% | 7.48% | -5.07% | 14.20% | |
60 Neutral | HK$31.77B | 7.13 | 7.47% | 8.10% | 0.51% | -7.18% | |
42 Neutral | HK$119.80M | -41.88 | -0.77% | ― | 24.04% | 96.40% |
* Financial Sector Average
HK:1905
Haitong Unitrust International Financial Leasing Co., Ltd Class H
1.02
0.19
23.34%
HK:3903
Hanhua Financial Holding Co., Ltd. Class H
0.17
0.00
0.00%
HK:1606
China Development Bank Financial Leasing Co Ltd Class H
1.53
-0.09
-5.85%
HK:1601
Zhongguancun Science-Tech Leasing Co. Ltd. Class H
0.70
-0.13
-15.97%
HK:3360
Far East Horizon Limited
6.91
-0.02
-0.35%
HK:0379
China Ever Grand Financial Leasing Group Co., Ltd.
0.07
>-0.01
-11.84%
Haitong Unitrust International Financial Leasing Co., Ltd Class H Corporate Events
Haitong Unitrust Calls EGM to Tighten Connected Transaction and Capital Management Framework
Aug 25, 2026
Haitong Unitrust International Financial Leasing Co., Ltd is a Hong Kong-listed PRC financial leasing company providing structured financing and leasing services to a broad shareholder base through both H shares and domestic shares. It operates un...
Haitong Unitrust Publishes Unaudited 2026 Interim Results
Aug 18, 2026
Haitong Unitrust International Financial Leasing Co., Ltd, a Hong Kong-listed PRC joint stock company, operates in the international financial leasing sector through various subsidiaries. Its governance structure includes executive, non-executive,...
Haitong Unitrust Declares Interim Dividend for H Shareholders
Aug 18, 2026
Haitong Unitrust International Financial Leasing Co., Ltd has declared an interim ordinary dividend of RMB 0.42 per 10 shares for the six months ended 30 June 2026, payable in Hong Kong dollars by default with an option for RMB. The ex-dividend da...
Haitong Unitrust Sets Board Meeting to Approve 2026 Interim Results and Consider Dividend
Aug 6, 2026
Haitong Unitrust International Financial Leasing Co., Ltd. has scheduled a board meeting for August 18, 2026 to review and approve the interim results for the six months ended June 30, 2026. The board will also consider the declaration of an inter...
Haitong Unitrust Signs RMB300 Million Industrial Equipment Finance Lease
Jul 15, 2026
Haitong Unitrust International Financial Leasing Co., Ltd has entered into finance lease contracts with Ningbo ZhongJin Petrochemical Co., Ltd for chemical, power and electrical equipment located in Ningbo, Zhejiang. Under the arrangement, Haitong...
Haitong Unitrust Flags Lower H1 2026 Earnings but Stronger Asset Quality
Jul 10, 2026
Haitong Unitrust International Financial Leasing Co., Ltd reported preliminary consolidated first-half 2026 figures showing revenue of RMB2.77 billion and profit of RMB595 million, both down year-on-year amid a shrinking asset base and lower retur...
Haitong Unitrust Seals RMB300 Million Finance Lease for Jinan Water Infrastructure
Jun 25, 2026
Haitong Unitrust International Financial Leasing Co., Ltd has entered into a new finance lease with Jinan City Qingyuan Water Group Co., Ltd, under which it will purchase water supply and environmental protection equipment and facilities in Jinan ...
Haitong Unitrust seals RMB500 million finance lease deal with dual lessees
Jun 24, 2026
Haitong Unitrust International Financial Leasing Co., Ltd. has entered into finance lease contracts under which it will purchase equipment and facilities from two lessees, Tibet Urban Development and Investment Co., Ltd. and Quanzhou Shangshi Real...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.