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Quanzhou Huixin Micro-credit Co., Ltd. Class H (1577) Ratios
Quanzhou Huixin Micro-credit Co., Ltd. Class H Ratios
HK:1577's free cash flow for Q2 2026 was $85.22M. For the 2026 fiscal year, HK:1577's free cash flow was decreased by $-228.96K and operating cash flow was $62.46M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.55 | 40.49 | 23.93 | 1463.94 | 6.48 |
| Quick Ratio | 0.55 | 40.49 | 23.93 | 1463.94 | 6.48 |
| Cash Ratio | 0.54 | 23.65 | 21.15 | 1432.69 | 6.38 |
| Solvency Ratio | 0.68 | 5.36 | 1.98 | 0.74 | 0.28 |
| Operating Cash Flow Ratio | 1.87 | 45.97 | 12.83 | 2151.89 | 6.38 |
| Short-Term Operating Cash Flow Coverage | 1.87 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -86.52M | $ 158.44M | $ 91.74M | $ 59.76M | $ -116.96M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.08 | 0.00 | 0.01 | 0.03 | 0.08 |
| Debt-to-Equity Ratio | 0.09 | 0.00 | 0.01 | 0.04 | 0.10 |
| Debt-to-Capital Ratio | 0.08 | 0.00 | 0.01 | 0.03 | 0.09 |
| Long-Term Debt-to-Capital Ratio | 0.00 | 0.00 | 0.00 | 0.03 | 0.09 |
| Financial Leverage Ratio | 1.12 | 1.02 | 1.12 | 1.18 | 1.24 |
| Debt Service Coverage Ratio | 0.91 | 229.79 | 99.40 | 26.13 | 30.86 |
| Interest Coverage Ratio | 185.32 | 287.81 | 141.21 | 43.99 | 60.54 |
| Debt to Market Cap | 0.18 | 0.00 | 0.00 | 0.11 | 0.17 |
| Interest Debt Per Share | 0.16 | 0.00 | 0.02 | 0.06 | 0.16 |
| Net Debt to EBITDA | 0.37 | -0.78 | -0.97 | -1.04 | 0.76 |
| Profitability Margins | |||||
| Gross Profit Margin | 96.78% | 99.75% | 100.00% | 97.79% | 98.43% |
| EBIT Margin | 93.43% | 72.75% | 87.97% | 72.81% | 61.55% |
| EBITDA Margin | 95.04% | 75.27% | 90.95% | 75.44% | 63.54% |
| Operating Profit Margin | 95.41% | 72.75% | 99.86% | 97.27% | 94.91% |
| Pretax Profit Margin | 92.92% | 72.75% | 87.97% | 72.81% | 61.55% |
| Net Profit Margin | 68.18% | 52.90% | 57.27% | 46.22% | 31.51% |
| Continuous Operations Profit Margin | 68.28% | 55.57% | 67.32% | 55.15% | 46.39% |
| Net Income Per EBT | 73.37% | 72.72% | 65.10% | 63.48% | 51.19% |
| EBT Per EBIT | 97.39% | 100.00% | 88.10% | 74.86% | 64.85% |
| Return on Assets (ROA) | 6.79% | 7.40% | 4.97% | 4.58% | 3.07% |
| Return on Equity (ROE) | 7.57% | 7.52% | 5.59% | 5.38% | 3.82% |
| Return on Capital Employed (ROCE) | 10.28% | 10.21% | 8.71% | 9.64% | 9.31% |
| Return on Invested Capital (ROIC) | 6.98% | 7.80% | 6.59% | 19.72% | 27.37% |
| Return on Tangible Assets | 6.79% | 7.44% | 5.03% | 4.63% | 3.11% |
| Earnings Yield | 15.94% | 19.95% | 21.04% | 16.85% | 6.55% |
| Efficiency Ratios | |||||
| Receivables Turnover | 245.66 | 130.44 | 70.33 | 1050.47 | 196.33 |
| Payables Turnover | 0.00 | 0.41 | 0.00 | 23.23 | 3.08 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 14.37 | 18.15 | 11.45 | 11.92 | 10.48 |
| Asset Turnover | 0.10 | 0.14 | 0.09 | 0.10 | 0.10 |
| Working Capital Turnover Ratio | 2.33 | 1.18 | 0.85 | 1.43 | 3.25 |
| Cash Conversion Cycle | 1.49 | -888.40 | 5.19 | -15.37 | -116.72 |
| Days of Sales Outstanding | 1.49 | 2.80 | 5.19 | 0.35 | 1.86 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 891.19 | 0.00 | 15.71 | 118.58 |
| Operating Cycle | 1.49 | 2.80 | 5.19 | 0.35 | 1.86 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 0.30 | 0.29 | 0.10 | 0.32 | 0.06 |
| Free Cash Flow Per Share | 0.30 | 0.21 | 0.10 | 0.31 | 0.06 |
| Dividend Paid and CapEx Coverage Ratio | 5.96 | 2.27 | 1.97 | 6.04 | 1.13 |
| Capital Expenditure Coverage Ratio | 186.07 | 3.69 | 261.66 | 132.63 | 9.55 |
| Operating Cash Flow Coverage Ratio | 1.87 | 210.39 | 5.81 | 5.36 | 0.40 |
| Operating Cash Flow to Sales Ratio | 1.43 | 1.15 | 0.60 | 1.64 | 0.33 |
| Free Cash Flow Yield | 33.22% | 31.73% | 21.86% | 59.28% | 6.06% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 6.42 | 5.01 | 4.75 | 5.94 | 15.27 |
| Price-to-Sales (P/S) Ratio | 4.28 | 2.65 | 2.72 | 2.74 | 4.81 |
| Price-to-Book (P/B) Ratio | 0.47 | 0.38 | 0.27 | 0.32 | 0.58 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 3.01 | 3.15 | 4.57 | 1.69 | 16.51 |
| Price-to-Operating Cash Flow Ratio | 2.99 | 2.30 | 4.56 | 1.67 | 14.78 |
| Price-to-Earnings Growth (PEG) Ratio | 0.83 | 0.14 | 0.71 | 0.13 | 6.15 |
| Enterprise Value Multiple | 4.87 | 2.74 | 2.02 | 2.59 | 8.33 |
| Enterprise Value | 660.76M | 357.78M | 208.23M | 257.11M | 706.61M |
| EV to EBITDA | 4.87 | 2.74 | 2.02 | 2.59 | 8.33 |
| EV to Sales | 4.63 | 2.06 | 1.84 | 1.96 | 5.29 |
| EV to Free Cash Flow | 3.26 | 2.45 | 3.09 | 1.20 | 18.15 |
| EV to Operating Cash Flow | 3.24 | 1.79 | 3.08 | 1.19 | 16.25 |
| Tangible Book Value Per Share | 1.89 | 1.79 | 1.84 | 1.80 | 1.75 |
| Shareholders’ Equity Per Share | 1.89 | 1.79 | 1.70 | 1.66 | 1.62 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.27 | 0.24 | 0.23 | 0.24 | 0.25 |
| Revenue Per Share | 0.21 | 0.25 | 0.17 | 0.19 | 0.20 |
| Net Income Per Share | 0.14 | 0.13 | 0.10 | 0.09 | 0.06 |
| Tax Burden | 0.73 | 0.73 | 0.65 | 0.63 | 0.51 |
| Interest Burden | 0.99 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.00 | 0.00 | 0.19 | 0.19 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 2.10 | 1.59 | 0.68 | 2.25 | 0.53 |
Currency in CNY
