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China Reinsurance (Group) Corp. Class H (1508) AI Stock Analysis

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HK:1508

China Reinsurance (Group) Corp. Class H

(HKEX:1508)

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Rating:72Outperform
Price Target:HKD 1.50â–²(26.05% Upside)
Action:upgraded
Date:08/06/26

The score is driven primarily by solid financial performance with strong cash-flow support and a 2025 rebound, plus very attractive valuation (low P/E and high dividend yield). Offsetting these positives are elevated balance-sheet risk from the sharp 2025 debt increase and mixed technicals (improving short-term trend but still below the 200-day average).

Positive Factors
2025 Revenue ReboundThe strong 2025 revenue rebound demonstrates that the group can restore top-line momentum after a weaker period. Although results fluctuate, renewed growth across its reinsurance activities can support scale, earnings recovery, and continued investment over the next several quarters.
Negative Factors
Sharp Debt IncreaseThe sharp increase in total debt materially reduces the conservative character of the balance sheet and raises financial risk. Higher leverage can increase funding demands and constrain capital allocation flexibility, making debt levels an important factor to monitor through the next reporting periods.

China Reinsurance (Group) Corp. Class H (1508) vs. iShares MSCI Hong Kong ETF (EWH)

-30%-20%-10%0%10%20%HK:1508-18.99%EWH+7.37%Dec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26
Market Cap
HKD 50.55B
Dividend Yield
6.68%
Average Volume (3M)
11.37M
Price to Earnings (P/E)
4.2
Beta (1Y)
1.15
Revenue Growth
10.91%
EPS Growth
0.92%
Country
Hong Kong
Employees
41,861
Sector
Financial
Sector Strength
68
Industry
Insurance - Reinsurance

China Reinsurance (Group) Corp. Class H Business Overview & Revenue Model

Company Description

China Reinsurance (Group) Corporation, along with its affiliated companies, functions as a leading reinsurance enterprise operating within the People's Republic of China and internationally. Its diverse business activities are structured into key seg...

China Reinsurance (Group) Corp. Class H Financial Statement Overview

Summary

Financials show solid profitability and strong cash generation, highlighted by a sharp 2025 rebound (revenue +16.4% YoY; free cash flow +87.8% YoY). However, results have been cyclical (including a 2022 loss and 2024 revenue decline), and the sharp increase in total debt in 2025 meaningfully raises balance-sheet risk despite a sizable equity base.

Income Statement

66Positive

Balance Sheet

62Positive

Cash Flow

74Positive
Financial statement breakdown
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue123.01B113.12B85.54B94.96B88.27B163.95B
Gross Profit78.09B113.00B85.54B94.96B2.21B163.95B
EBITDA15.14B14.90B17.04B3.28B1.58B10.38B
Net Income10.56B9.52B10.56B5.65B-324.64M5.95B
Balance Sheet
Total Assets531.00B527.99B508.35B459.73B424.73B499.80B
Cash, Cash Equivalents and Short-Term Investments19.36B16.63B158.31B10.30B10.97B18.74B
Total Debt75.79B13.80B13.97B15.43B17.96B27.46B
Total Liabilities408.46B408.62B395.68B357.55B327.24B397.71B
Stockholders Equity112.54B109.69B103.26B93.25B86.02B92.71B
Cash Flow
Free Cash Flow23.22B28.16B9.91B15.86B11.31B9.12B
Operating Cash Flow23.64B28.56B10.35B16.29B11.71B9.56B
Investing Cash Flow-24.49B-1.88B-18.56B-14.83B-6.80B-15.57B
Financing Cash Flow2.67B-16.58B4.62B999.20M-12.20B14.01B

China Reinsurance (Group) Corp. Class H Technical Analysis

Technical Analysis SentimentNegative
Last Price1.19

Price Trends

50DMA1.23Negative
100DMA1.21Negative
200DMA1.31Negative

Market Momentum

MACD-0.02Positive
RSI47.51Neutral
STOCH42.72Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:1508, the sentiment is Negative. The current price of 1.19 is below the 20-day moving average (MA) of 1.20, below the 50-day MA of 1.23, and below the 200-day MA of 1.31, indicating a bearish trend. The MACD of -0.02 indicates Positive momentum. The RSI at 47.51 is Neutral, neither overbought nor oversold. The STOCH value of 42.72 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:1508.

China Reinsurance (Group) Corp. Class H Peers Comparison

Overall Rating

UnderperformOutperform
Sector (68)

Financial Indicators

HK:1508 against its peers
NameOverall RatingMarket CapP/E RatioROEDividend YieldRevenue GrowthEPS Growth
HK:0966HK:096685OutperformHKD 60.95B1.8933.37%7.25%18.51%293.61%
HK:1508HK:150872OutperformHKD 50.55B4.179.50%6.68%10.91%0.92%
HK:1828HK:182870OutperformHKD 41.69B4.896.07%―24.23%―
Sector *68Neutral$18.00B11.429.92%3.81%9.73%1.22%
HK:6963HK:696366NeutralHKD 40.14B4.4913.21%6.26%7.54%39.14%
HK:6060HK:606059NeutralHKD 15.14B6.467.57%―15.60%49.14%

* Financial Sector Average

Performance Comparison

-40%-20%0%20%40%HK:1508HK:6060HK:0966HK:6963HK:1828Dec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26
HK:1508 and its peers over the selected period
Show on chartTickerCompany NamePriceChange% Change
HK:1508China Reinsurance (Group) Corp. Class H1.19-0.29-19.54%
HK:6060ZhongAn Online P & C Insurance8.98-7.91-46.83%
HK:0966China Taiping Insurance Holdings Co 16.960.372.20%
HK:6963Sunshine Insurance Group Co. Ltd.3.490.061.81%
HK:1828FWD Group Holdings Limited32.58-7.46-18.63%

China Reinsurance (Group) Corp. Class H Corporate Events

China Reinsurance Posts Strong Solvency and Steady Earnings for Q3 2026

Oct 29, 2026

China Reinsurance (Group) Corporation has reported solid solvency positions across the Group for the third quarter of 2026, with core and aggregated solvency adequacy ratios well above regulatory minimums at both the holding company and its main subs...

China Reinsurance Discloses Unaudited 2026 Nine-Month Financials for Key Subsidiaries

Oct 28, 2026

China Reinsurance (Group) Corporation announced unaudited financial data for the nine months ended 30 September 2026 for its subsidiaries China Re P&C and China Re Life, prepared under PRC Accounting Standards. The disclosure is part of ongoing t...

China Reinsurance Secures CSRC Approval for Targeted Domestic Share Issuance

Oct 27, 2026

China Reinsurance (Group) Corporation has received approval from the China Securities Regulatory Commission to register its planned issuance of domestic shares to a specific investor. The approval, which is valid for 12 months, allows the company to...

China Reinsurance Wins Shareholder Backing for New Share Issuance Mandates

Sep 24, 2026

China Reinsurance (Group) Corporation obtained strong shareholder support at its third extraordinary general meeting of 2026, with all special resolutions passed by large majorities. Key approvals included a general mandate for the board to issue sha...

China Reinsurance Sets EGM to Approve New Share Issuance and Subscription Deal

Sep 8, 2026

China Reinsurance (Group) Corporation has called its third extraordinary general meeting of 2026 for 24 September in Beijing to seek shareholder approval for a series of capital-related resolutions. The agenda includes granting the board a general ma...

China Reinsurance Seeks Board Mandate for Targeted Share Issuance

Sep 6, 2026

China Reinsurance (Group) Corporation has proposed granting its board a general mandate to issue new domestic and H shares, enabling the company to allot, issue or deal with up to 10% of each share class in issue, excluding treasury shares. The move...

China Reinsurance secures approval for new director as board awaits full regulatory sign-off

Sep 1, 2026

China Reinsurance (Group) Corporation has received regulatory approval from the National Financial Regulatory Administration for the qualification of Lyu Zhi as a non-executive director, vice chairman of the audit committee and member of the related-...

China Reinsurance Clarifies Board Structure and Committee Roles

Sep 1, 2026

China Reinsurance (Group) Corporation has confirmed the composition of its nine-member board, specifying executive, non-executive and independent non-executive directors along with the roles of chairman and vice chairlady. The clarified governance st...

China Reinsurance Posts Higher Interim Profit on Strong Investment Income

Aug 28, 2026

China Reinsurance (Group) Corporation reported unaudited interim results for the six months ended 30 June 2026, showing total income of RMB63.4 billion, up from RMB61.0 billion a year earlier, driven by higher insurance revenue and notably stronger i...

China Reinsurance Subsidiaries to Disclose 2026 Interim Solvency Reports After Bond Issues

Aug 28, 2026

China Reinsurance (Group) Corporation announced that its key subsidiaries, China Property and Casualty Reinsurance Company Ltd. and China Life Reinsurance Company Ltd., have previously completed multiple tranches of capital supplementary bond issuanc...

China Reinsurance Schedules Board Meeting to Approve 2026 Interim Results

Aug 12, 2026

China Reinsurance (Group) Corporation has scheduled a meeting of its board of directors for Friday, 28 August 2026 in order to review and approve the interim results for the six months ended 30 June 2026. The meeting will also address any other busin...

China Reinsurance Announces Board Changes After Regulator Clears New Director

Aug 7, 2026

China Reinsurance (Group) Corporation has received regulatory approval from the National Financial Regulatory Administration for the qualification of Mr. He Xingda as a non-executive director. His appointment also covers roles as a member of the audi...

China Reinsurance (Group) Corp Details Board and Committee Structure

Aug 7, 2026

China Reinsurance (Group) Corporation, a Hong Kong-listed joint stock limited liability company based in the People’s Republic of China, operates in the reinsurance and broader insurance services industry. Its board is structured with executive...

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Aug 06, 2026