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China Reinsurance (Group) Corp. Class H (HK:1508)
:1508
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China Reinsurance (Group) Corp. Class H (1508) AI Stock Analysis

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HK:1508

China Reinsurance (Group) Corp. Class H

(1508)

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Outperform 71 (OpenAI - 4o)
Rating:71Outperform
Price Target:
HK$2.00
▲(25.79% Upside)
The overall stock score of 71 reflects strong valuation and positive technical indicators, which are slightly offset by the challenges in cash flow performance. The stock's undervaluation and positive market momentum are the most significant factors contributing to its score.

China Reinsurance (Group) Corp. Class H (1508) vs. iShares MSCI Hong Kong ETF (EWH)

China Reinsurance (Group) Corp. Class H Business Overview & Revenue Model

Company DescriptionChina Reinsurance (Group) Corp. Class H (1508) is a leading reinsurance and insurance company based in China. It operates primarily in the reinsurance sector, offering a wide range of products and services including property and casualty reinsurance, life reinsurance, and various insurance solutions. With a strong focus on both domestic and international markets, China Re plays a critical role in providing risk management and financial stability to its clients across different industries.
How the Company Makes MoneyChina Reinsurance generates revenue primarily through its reinsurance and insurance operations. The company earns income by underwriting risks from insurance companies and businesses that seek coverage against potential losses. Key revenue streams include premiums collected from reinsurance contracts, investment income from managing its assets, and fees from various insurance products offered to clients. The company also benefits from strategic partnerships with domestic and international insurance firms, enhancing its market reach and operational capacity, which contributes to its overall earnings.

China Reinsurance (Group) Corp. Class H Financial Statement Overview

Summary
Overall, China Reinsurance (Group) Corp. Class H demonstrates a robust revenue growth trajectory, supported by strong operational efficiency. The balance sheet indicates low leverage and a balanced capital structure. However, cash flow performance has weakened, with a notable decline in both operating and free cash flows, posing potential liquidity challenges. The company should focus on improving cash generation to support sustainable growth.
Income Statement
65
Positive
The income statement shows a mixed performance with a recent increase in total revenue from 94.96 billion to 103.66 billion, indicating a revenue growth rate of 9.16%. However, the net profit margin of 10.19% is moderate, and the EBIT margin has improved significantly to 96.47%, demonstrating strong operational efficiency. The absence of EBITDA in the most recent year limits a full assessment of operating performance.
Balance Sheet
70
Positive
The balance sheet reflects a solid financial position with a debt-to-equity ratio of 0.13, indicating low leverage. The equity ratio stands at 20.31%, suggesting a balanced capital structure. Return on equity is moderate at 10.22%, demonstrating effective use of equity but with room for improvement.
Cash Flow
55
Neutral
The cash flow statement reveals a decline in operating cash flow from 16.29 billion to 10.35 billion. The free cash flow growth rate is negative, declining from 15.86 billion to 9.91 billion. The operating cash flow to net income ratio is below 1 at 0.98, indicating potential challenges in converting profits into cash.
BreakdownDec 2024Dec 2023Dec 2022Dec 2021Dec 2020
Income Statement
Total Revenue85.54B94.96B88.27B163.95B168.10B
Gross Profit85.54B94.96B80.06B163.95B168.10B
EBITDA17.04B9.95B1.85B10.38B10.25B
Net Income10.56B5.65B-324.64M5.95B5.71B
Balance Sheet
Total Assets508.35B459.73B424.73B499.80B453.58B
Cash, Cash Equivalents and Short-Term Investments13.01B10.30B10.97B18.74B10.22B
Total Debt13.97B15.43B17.96B27.46B27.79B
Total Liabilities395.68B357.55B327.24B397.71B350.68B
Stockholders Equity103.26B93.25B86.02B92.71B93.03B
Cash Flow
Free Cash Flow9.91B15.86B11.31B9.12B32.34B
Operating Cash Flow10.35B16.29B11.71B9.56B33.24B
Investing Cash Flow-18.56B-14.83B-6.80B-15.57B-47.34B
Financing Cash Flow4.62B999.20M-12.20B14.01B7.96B

China Reinsurance (Group) Corp. Class H Technical Analysis

Technical Analysis Sentiment
Positive
Last Price1.59
Price Trends
50DMA
1.60
Negative
100DMA
1.44
Positive
200DMA
1.17
Positive
Market Momentum
MACD
0.01
Negative
RSI
52.23
Neutral
STOCH
65.74
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:1508, the sentiment is Positive. The current price of 1.59 is above the 20-day moving average (MA) of 1.58, below the 50-day MA of 1.60, and above the 200-day MA of 1.17, indicating a neutral trend. The MACD of 0.01 indicates Negative momentum. The RSI at 52.23 is Neutral, neither overbought nor oversold. The STOCH value of 65.74 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:1508.

China Reinsurance (Group) Corp. Class H Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
$61.03B7.4710.74%2.01%23.64%36.32%
HK$52.83B7.199.76%5.25%8.20%42.29%
€67.12B5.5811.12%3.44%2.54%17.80%
$18.00B11.429.92%3.81%9.73%1.22%
€27.33B18.186.00%-2.69%-68.97%
HK$88.77B15.735.22%2.20%30.38%2.63%
€20.05B25.207.22%19.01%64.43%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
HK:1508
China Reinsurance (Group) Corp. Class H
1.59
0.67
73.58%
HK:6060
ZhongAn Online P & C Insurance Co., Ltd
16.80
2.84
20.34%
HK:0966
China Taiping Insurance Holdings Co
17.07
3.79
28.57%
HK:0376
Yunfeng Financial Group Limited
4.30
3.21
294.50%
HK:6178
Everbright Securities Company Limited Class H
10.55
3.10
41.61%
HK:6963
Sunshine Insurance Group Co. Ltd.
3.89
0.79
25.48%

China Reinsurance (Group) Corp. Class H Corporate Events

China Reinsurance Announces Change in Hong Kong Process Agent
Sep 30, 2025

China Reinsurance (Group) Corporation has announced a change in its agent for the acceptance of service of process in Hong Kong due to the retirement of Ms. Luo Yawei. Effective from September 26, 2025, Mr. Zhou Jun will replace Ms. Luo Yawei as the new Process Agent, ensuring continuity in compliance with Hong Kong’s regulatory requirements.

The most recent analyst rating on (HK:1508) stock is a Buy with a HK$2.10 price target. To see the full list of analyst forecasts on China Reinsurance (Group) Corp. Class H stock, see the HK:1508 Stock Forecast page.

China Re P&C Gains Approval for RMB4 Billion Bond Issuance
Sep 26, 2025

China Reinsurance (Group) Corporation announced that its subsidiary, China Re P&C, has received regulatory approvals to issue 10-year redeemable capital supplementary bonds up to RMB4.0 billion in the National Interbank Bond Market. This move is expected to enhance the company’s solvency and support the sustainable growth of its business operations.

The most recent analyst rating on (HK:1508) stock is a Buy with a HK$2.10 price target. To see the full list of analyst forecasts on China Reinsurance (Group) Corp. Class H stock, see the HK:1508 Stock Forecast page.

China Reinsurance Announces Leadership Changes
Sep 18, 2025

China Reinsurance (Group) Corporation announced significant leadership changes with the resignation of Mr. He Chunlei as chairman of the board and executive director due to reaching the statutory retirement age. Mr. Zhuang Qianzhi has been appointed as the new chairman of the board, pending approval from the National Financial Regulatory Administration. These changes are expected to influence the company’s strategic direction and operational leadership, potentially impacting its market positioning and stakeholder relations.

The most recent analyst rating on (HK:1508) stock is a Buy with a HK$2.10 price target. To see the full list of analyst forecasts on China Reinsurance (Group) Corp. Class H stock, see the HK:1508 Stock Forecast page.

China Reinsurance Announces Board Composition and Committee Roles
Sep 18, 2025

China Reinsurance (Group) Corporation announced the composition of its board of directors, which includes eight members with specific roles and functions. The board has established five specialized committees to oversee different aspects of the company’s operations, highlighting a structured approach to governance and strategic oversight.

The most recent analyst rating on (HK:1508) stock is a Buy with a HK$2.10 price target. To see the full list of analyst forecasts on China Reinsurance (Group) Corp. Class H stock, see the HK:1508 Stock Forecast page.

China Reinsurance Secures Approval for New Independent Director, Strengthening Governance
Sep 12, 2025

China Reinsurance (Group) Corporation announced the approval of Mr. Keung Yui Fai as an independent non-executive director by the National Financial Regulatory Administration. This approval enables the company to comply with the Hong Kong Stock Exchange’s requirements for board composition, ensuring it has the requisite number of independent non-executive directors. The appointment also addresses previous regulatory compliance issues related to board composition and committee leadership, enhancing the company’s governance structure.

The most recent analyst rating on (HK:1508) stock is a Buy with a HK$2.10 price target. To see the full list of analyst forecasts on China Reinsurance (Group) Corp. Class H stock, see the HK:1508 Stock Forecast page.

China Reinsurance Announces Board Composition and Committee Roles
Sep 12, 2025

China Reinsurance (Group) Corporation has announced the composition of its board of directors, which includes a mix of executive, non-executive, and independent non-executive directors. The board has established five specialized committees to oversee various aspects of the company’s operations, indicating a structured approach to governance and risk management.

The most recent analyst rating on (HK:1508) stock is a Buy with a HK$2.10 price target. To see the full list of analyst forecasts on China Reinsurance (Group) Corp. Class H stock, see the HK:1508 Stock Forecast page.

China Reinsurance Reports Increased Interim Profits for 2025
Aug 29, 2025

China Reinsurance (Group) Corporation reported its unaudited interim results for the first half of 2025, showing a net profit increase to RMB 6.6 billion from RMB 5.9 billion in the same period of 2024. The company has adopted new international financial reporting standards, which may influence its financial reporting and operational strategies, potentially impacting stakeholders and its market position.

The most recent analyst rating on (HK:1508) stock is a Buy with a HK$2.10 price target. To see the full list of analyst forecasts on China Reinsurance (Group) Corp. Class H stock, see the HK:1508 Stock Forecast page.

China Reinsurance Releases Interim Reports and Solvency Statements for 2025
Aug 29, 2025

China Reinsurance (Group) Corporation announced the unaudited interim reports and solvency statements for its subsidiaries, China Re P&C and China Re Life, for the first half of 2025. This disclosure is part of the regulatory requirements following the successful issuance of capital supplementary bonds by these subsidiaries, amounting to RMB4.0 billion each for China Re P&C and RMB5.0 billion for China Re Life. The announcement highlights the company’s compliance with financial regulations and its strategic financial maneuvers to strengthen its capital base, potentially impacting its market positioning and stakeholder confidence.

The most recent analyst rating on (HK:1508) stock is a Buy with a HK$2.10 price target. To see the full list of analyst forecasts on China Reinsurance (Group) Corp. Class H stock, see the HK:1508 Stock Forecast page.

China Reinsurance Schedules Board Meeting for Interim Results
Aug 14, 2025

China Reinsurance (Group) Corporation has announced that its board of directors will meet on August 29, 2025, to consider and approve the interim results for the first half of the year ending June 30, 2025. This meeting is crucial for stakeholders as it will provide insights into the company’s financial performance and strategic decisions for the upcoming period.

The most recent analyst rating on (HK:1508) stock is a Hold with a HK$0.88 price target. To see the full list of analyst forecasts on China Reinsurance (Group) Corp. Class H stock, see the HK:1508 Stock Forecast page.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Oct 23, 2025