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China Reinsurance (Group) Corp. Class H
(1508)
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Rating:72Outperform
Price Target:
HK$1.50
▼(-16.20% Downside)
Action:Upgraded
Date:08/06/26
The score is driven primarily by solid financial performance with strong cash-flow support and a 2025 rebound, plus very attractive valuation (low P/E and high dividend yield). Offsetting these positives are elevated balance-sheet risk from the sharp 2025 debt increase and mixed technicals (improving short-term trend but still below the 200-day average).
Positive Factors
Cash generation quality
Consistently positive operating and free cash flow, and a sharp 2025 FCF increase, indicate the business converts underwriting and investment income into real cash. Durable cash generation supports claim-paying capacity, dividend funding, and reinvestment into underwriting capacity across cycles.
Negative Factors
Sharp debt increase
A sudden material rise in debt raises structural balance-sheet risk: higher fixed obligations can increase sensitivity to interest rates, constrain capital flexibility, and limit the group's ability to expand underwriting capacity or absorb future catastrophe losses without raising capital.
Read all positive and negative factors
Positive Factors
Negative Factors
Cash generation quality
Consistently positive operating and free cash flow, and a sharp 2025 FCF increase, indicate the business converts underwriting and investment income into real cash. Durable cash generation supports claim-paying capacity, dividend funding, and reinvestment into underwriting capacity across cycles.
Read all positive factors
China Reinsurance (Group) Corp. Class H (1508) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$55.01B
Dividend Yield6.21%
Average Volume (3M)11.09M
Price to Earnings (P/E)4.5
Beta (1Y)1.53
Revenue Growth10.91%
EPS Growth0.92%
CountryHK
Employees41,861
SectorFinancial
Sector Strength70
IndustryInsurance - Reinsurance
Share Statistics
EPS (TTM)0.24
Shares Outstanding6,679,416,500
10 Day Avg. Volume15,712,580
30 Day Avg. Volume11,089,358
Financial Highlights & Ratios
PEG Ratio-0.57
Price to Book (P/B)0.58
Price to Sales (P/S)0.57
P/FCF Ratio2.28
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
HK$1.81Price Target Upside1.30% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)0.26
Revenue Forecast (FY)HK$123.91B
China Reinsurance (Group) Corp. Class H Business Overview & Revenue Model
Company Description
China Reinsurance (Group) Corporation, along with its affiliated companies, functions as a leading reinsurance enterprise operating within the People's Republic of China and internationally. Its diverse business activities are structured into key ...
How the Company Makes Money
China Re generates earnings mainly through a combination of underwriting income from reinsurance/insurance operations and investment income from managing insurance float.
1) Reinsurance premiums (core operating revenue)
- The company collects rei...
China Reinsurance (Group) Corp. Class H Financial Statement Overview
Summary
Income Statement
66
Positive
Balance Sheet
62
Positive
Cash Flow
74
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 123.01B | 113.12B | 85.54B | 94.96B | 88.27B | 163.95B |
| Gross Profit | 78.09B | 113.00B | 85.54B | 94.96B | 2.21B | 163.95B |
| EBITDA | 15.14B | 14.88B | 17.04B | 3.28B | 1.85B | 10.38B |
| Net Income | 10.56B | 9.52B | 10.56B | 5.65B | -324.64M | 5.95B |
Balance Sheet | ||||||
| Total Assets | 531.00B | 527.99B | 508.35B | 459.73B | 424.73B | 499.80B |
| Cash, Cash Equivalents and Short-Term Investments | 19.36B | 16.63B | 158.31B | 10.30B | 10.97B | 18.74B |
| Total Debt | 75.79B | 13.80B | 13.97B | 15.43B | 17.96B | 27.46B |
| Total Liabilities | 408.46B | 408.62B | 395.68B | 357.55B | 327.24B | 397.71B |
| Stockholders Equity | 112.54B | 109.69B | 103.26B | 93.25B | 86.02B | 92.71B |
Cash Flow | ||||||
| Free Cash Flow | 23.22B | 28.16B | 9.91B | 15.86B | 11.31B | 9.12B |
| Operating Cash Flow | 23.64B | 28.56B | 10.35B | 16.29B | 11.71B | 9.56B |
| Investing Cash Flow | -24.49B | -1.88B | -18.56B | -14.83B | -6.80B | -15.57B |
| Financing Cash Flow | 2.67B | -16.58B | 4.62B | 999.20M | -12.20B | 14.01B |
China Reinsurance (Group) Corp. Class H Technical Analysis
Positive
1.79
Price Trends
1.24
Positive
1.21
Positive
1.37
Negative
Market Momentum
0.02
Negative
52.89
Neutral
50.22
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:1508, the sentiment is Positive. The current price of 1.79 is above the 20-day moving average (MA) of 1.25, above the 50-day MA of 1.24, and above the 200-day MA of 1.37, indicating a neutral trend. The MACD of 0.02 indicates Negative momentum. The RSI at 52.89 is Neutral, neither overbought nor oversold. The STOCH value of 50.22 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:1508.
China Reinsurance (Group) Corp. Class H Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
77 Outperform | HK$78.57B | 2.39 | 33.37% | 5.76% | 18.51% | 293.61% | |
72 Outperform | HK$55.01B | 4.53 | 9.50% | 6.21% | 10.91% | 0.92% | |
70 Outperform | HK$42.28B | 4.91 | 6.07% | ― | 24.20% | ― | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
66 Neutral | HK$45.89B | 5.01 | 13.21% | 5.65% | 7.54% | 39.14% | |
65 Neutral | HK$18.99B | 8.15 | 7.49% | ― | 15.60% | 49.14% |
* Financial Sector Average
HK:1508
China Reinsurance (Group) Corp. Class H
1.28
-0.20
-13.46%
HK:6060
ZhongAn Online P & C Insurance Co., Ltd
11.14
-7.24
-39.39%
HK:0966
China Taiping Insurance Holdings Co
21.36
6.08
39.76%
HK:6963
Sunshine Insurance Group Co. Ltd.
3.87
0.09
2.41%
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32.90
-13.80
-29.55%
China Reinsurance (Group) Corp. Class H Corporate Events
China Reinsurance Updates Final 2025 Dividend and Tax Arrangements for H Shareholders
Jun 26, 2026
China Reinsurance (Group) Corporation has declared a final ordinary dividend of RMB 0.0691 per share for the financial year ended 31 December 2025, with shareholders approving the payout on 26 June 2026. The dividend will be paid in Hong Kong doll...
China Reinsurance shareholders approve 2025 results, dividend and new director
Jun 26, 2026
China Reinsurance (Group) Corporation reported that shareholders at its 2025 annual meeting approved all resolutions, including the election of Mr. Zhang Xueyong as an independent non-executive director. Investors also endorsed the board’s r...
China Reinsurance Sets 2025 Final Dividend and Clarifies H-Share Tax Treatment
Jun 4, 2026
China Reinsurance (Group) Corporation has declared a final ordinary dividend of RMB 0.0691 per share for the financial year ended 31 December 2025, with shareholder approval scheduled for 26 June 2026. The dividend for H share investors will be pa...
China Reinsurance Tightens Audit Committee Rules to Bolster Governance
Jun 4, 2026
China Reinsurance (Group) Corporation has revised the working rules of its Board Audit Committee to strengthen oversight of internal audit, risk management, internal controls and financial reporting. The updated rules clarify the committee’s...
China Reinsurance Sets 2025 AGM to Approve Results, Capital Plan and Board Changes
Jun 4, 2026
China Reinsurance (Group) Corporation has called its 2025 annual shareholders’ meeting for 26 June 2026 in Beijing, where investors will vote on key corporate matters including the election of an independent non-executive director, approval ...
China Reinsurance Nominates Finance Scholar as Independent Director Candidate
May 29, 2026
China Reinsurance (Group) Corporation has nominated Mr. Zhang Xueyong, a finance academic and senior administrator at the Central University of Finance and Economics, as an independent non-executive director candidate for its fifth board session, ...
China Reinsurance Overhauls Board Committee Structure and Emphasizes Consumer Protection
May 29, 2026
China Reinsurance (Group) Corporation announced the current composition of its eight-member board, detailing the mix of executive, non-executive and independent non-executive directors and specifying the chairman. The disclosure underscores the gr...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.