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Da Yu Financial Holdings Limited (HK:1073)
:1073
Hong Kong Market
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Da Yu Financial Holdings Limited (1073) AI Stock Analysis

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HK:1073

Da Yu Financial Holdings Limited

(1073)

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Outperform 72 (OpenAI - 5.2)
Rating:72Outperform
Price Target:
HK$0.11
â–²(0.91% Upside)
Action:Upgraded
Date:08/04/26
The score is primarily supported by a very strong balance sheet and improved recent profitability, alongside attractive valuation (low P/E and high dividend yield). These positives are tempered by uneven cash-flow quality (negative operating/free cash flow in 2025) and largely neutral-to-soft technical signals with the price below longer-term moving averages.
Positive Factors
Conservative balance sheet
The company’s extremely low leverage and sizeable equity base provide durable financial resilience and flexibility. This reduces refinancing and solvency risk, supports licensed capital requirements, and gives management optionality to fund growth, absorb shocks, or pursue strategic opportunities over the medium term.
Negative Factors
Negative cash flow in 2025
Negative operating and free cash flow in 2025 despite reported profits signals weak cash conversion, likely from working-capital timing or non-cash gains. This undermines internal funding for operations, dividends, or buybacks and may force reliance on external financing if the pattern persists.
Read all positive and negative factors
Positive Factors
Negative Factors
Conservative balance sheet
The company’s extremely low leverage and sizeable equity base provide durable financial resilience and flexibility. This reduces refinancing and solvency risk, supports licensed capital requirements, and gives management optionality to fund growth, absorb shocks, or pursue strategic opportunities over the medium term.
Read all positive factors

Da Yu Financial Holdings Limited (1073) vs. iShares MSCI Hong Kong ETF (EWH)

Da Yu Financial Holdings Limited Business Overview & Revenue Model

Company Description
Da Yu Financial Holdings Limited, an investment holding company, provides corporate finance advisory, asset management, securities broking, underwriting and placing of securities, and money lending services in Hong Kong. It operates through Corpor...
How the Company Makes Money
The company makes money mainly through fees and commissions earned from providing securities-related services (for example, brokerage commissions on client trades and service fees associated with securities account activity). It may also generate ...

Da Yu Financial Holdings Limited Financial Statement Overview

Summary
Strong solvency with extremely low leverage and an improved earnings profile in 2024–2025 (high margins and strong 2025 revenue growth). Offsetting this, profitability and cash generation have been volatile, including a large 2023 loss and negative operating/free cash flow in 2025 despite positive earnings.
Income Statement
72
Positive
Balance Sheet
90
Very Positive
Cash Flow
52
Neutral
BreakdownDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue104.26M70.08M43.36M76.70M59.48M
Gross Profit91.48M63.44M27.85M60.93M41.71M
EBITDA48.59M32.08M-152.76M20.05M21.09M
Net Income39.65M22.50M-161.79M5.37M1.14M
Balance Sheet
Total Assets853.24M757.15M492.53M655.34M679.10M
Cash, Cash Equivalents and Short-Term Investments404.78M246.72M81.14M102.91M113.35M
Total Debt3.25M443.00K3.52M697.00K3.98M
Total Liabilities185.84M255.80M182.59M183.61M212.73M
Stockholders Equity667.40M501.36M309.94M471.73M466.36M
Cash Flow
Free Cash Flow-5.82M41.30M25.87M-6.22M34.65M
Operating Cash Flow-5.79M41.32M25.97M-6.05M34.75M
Investing Cash Flow27.73M-32.92M-43.31M2.94M-4.32M
Financing Cash Flow123.02M166.83M-3.58M-4.06M-3.31M

Da Yu Financial Holdings Limited Technical Analysis

Technical Analysis Sentiment
Negative
Last Price0.11
Price Trends
50DMA
0.10
Positive
100DMA
0.10
Negative
200DMA
0.11
Negative
Market Momentum
MACD
>-0.01
Negative
RSI
46.41
Neutral
STOCH
>-0.01
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:1073, the sentiment is Negative. The current price of 0.11 is above the 20-day moving average (MA) of 0.10, above the 50-day MA of 0.10, and above the 200-day MA of 0.11, indicating a neutral trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 46.41 is Neutral, neither overbought nor oversold. The STOCH value of >-0.01 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:1073.

Da Yu Financial Holdings Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
73
Outperform
HK$442.43M4.619.44%6.94%11.64%630.37%
72
Outperform
HK$341.80M5.928.47%7.20%99.18%272.34%
70
Outperform
HK$471.86M3.523.57%9.43%-22.54%60.00%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
64
Neutral
HK$394.02M4.3357.05%12.16%280.60%330.73%
56
Neutral
HK$320.00M31.552.80%―-7.05%255.17%
32
Underperform
HK$198.34M-5.02-23.72%1.72%10.05%-40.15%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
HK:1073
Da Yu Financial Holdings Limited
0.10
-0.04
-28.06%
HK:0510
CASH Financial Services Group
0.49
-0.04
-6.73%
HK:0111
Cinda International Holdings Limited
0.72
0.23
46.34%
HK:0717
Emperor Capital Group Limited
0.07
-0.03
-30.61%
HK:2263
Fu Shek Financial Holdings Limited
0.33
0.07
25.00%
HK:8350
Excalibur Global Financial Holdings Limited
0.40
0.23
139.52%

Da Yu Financial Holdings Limited Corporate Events

Da Yu Financial pulls out of APAC Resources rights issue amid market turmoil
Jun 26, 2026
Da Yu Financial Holdings Limited has terminated its role in underwriting the rights issue of APAC Resources Limited, citing the cumulative adverse impact of unfavourable local and international market and economic conditions on the Hong Kong stock...
Da Yu Financial’s Morton Securities Agrees to Underwrite APAC Resources Rights Issue
May 28, 2026
Da Yu Financial Holdings, via its wholly owned unit Morton Securities, has agreed to act as one of two underwriters for a rights issue by APAC Resources, committing to underwrite up to 59.5 million rights shares at HK$1.45 each. The mandate repres...
Da Yu Financial Wins Full Shareholder Backing at AGM, Refreshes Board
May 22, 2026
Da Yu Financial Holdings reported that all resolutions at its 22 May 2026 annual general meeting were approved by shareholders, including adoption of 2025 financial statements, declaration of a final dividend of HK0.28 cent per share, re-election ...
Da Yu Financial Sets Out Board and Committee Structure
May 22, 2026
Da Yu Financial Holdings Limited has outlined the current composition of its board of directors, naming Kuo Jen-Hao as non-executive chairman, four executive directors including managing director Lee Wa Lun Warren, and three independent non-execut...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 04, 2026