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Termbray Industries International (Holdings) Limited
(0093)
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Rating:47Neutral
Price Target:
HK$0.34
▼(-23.86% Downside)
Action:Reiterated
Date:08/18/26
Overall score is held back primarily by weak cash durability (deeply negative operating/free cash flow) and a 2025 step-up in leverage, despite a sizable equity base and continued profitability. Technical indicators also lean bearish with price below key moving averages and a negative MACD. Valuation further pressures the score due to a high P/E and no provided dividend yield.
Positive Factors
Multi-year revenue expansion
The substantial multi-year increase in revenue indicates that the company has expanded its operating scale over time. Although the latest year softened, this broader growth record provides evidence of an established ability to increase activity and generate materially higher business volume.
Negative Factors
Persistently weak cash conversion
Deeply negative operating and free cash flow indicate that reported profitability is not translating into dependable cash generation. This weak conversion can reduce internally funded investment capacity, increase reliance on balance-sheet flexibility, and make sustained operations more financially demanding.
Read all positive and negative factors
Positive Factors
Negative Factors
Multi-year revenue expansion
The substantial multi-year increase in revenue indicates that the company has expanded its operating scale over time. Although the latest year softened, this broader growth record provides evidence of an established ability to increase activity and generate materially higher business volume.
Read all positive factors
Termbray Industries International (Holdings) Limited (0093) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$907.00M
Dividend Yield20.71%
Average Volume (3M)25.60K
Price to Earnings (P/E)11.6
Beta (1Y)0.06
Revenue Growth43.89%
EPS Growth90.60%
CountryHK
Employees123
SectorFinancial
Sector Strength70
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)<0.01
Shares Outstanding2,667,643,000
10 Day Avg. Volume15,800
30 Day Avg. Volume25,600
Financial Highlights & Ratios
PEG Ratio-2.81
Price to Book (P/B)1.19
Price to Sales (P/S)3.69
P/FCF Ratio-6.08
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Termbray Industries International (Holdings) Limited Business Overview & Revenue Model
Company Description
Established in 1990, Termbray Industries International (Holdings) Limited functions as an investment holding enterprise. The company's primary focus is on acquiring, developing, and selling property assets across the People's Republic of China, wi...
How the Company Makes Money
The company makes money mainly through (1) property investment returns—earning rental and related income from leasing out investment properties and potentially recognizing fair value changes or gains/losses on property revaluations where applicabl...
Termbray Industries International (Holdings) Limited Financial Statement Overview
Summary
Income Statement
56
Neutral
Balance Sheet
62
Positive
Cash Flow
28
Negative
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 361.80M | 261.78M | 196.61M | 162.87M | 112.44M |
| Gross Profit | 353.19M | 223.16M | 105.83M | 162.87M | 110.84M |
| EBITDA | 65.94M | 53.38M | 41.05M | 38.27M | 47.88M |
| Net Income | 20.93M | 27.07M | 12.14M | 15.19M | 21.27M |
Balance Sheet | |||||
| Total Assets | 1.74B | 1.40B | 1.26B | 1.27B | 1.33B |
| Cash, Cash Equivalents and Short-Term Investments | 182.62M | 121.55M | 101.17M | 166.88M | 181.10M |
| Total Debt | 585.63M | 283.60M | 1.50M | 781.00K | 40.86M |
| Total Liabilities | 617.95M | 307.66M | 184.20M | 178.60M | 211.70M |
| Stockholders Equity | 1.12B | 1.09B | 1.08B | 1.09B | 1.12B |
Cash Flow | |||||
| Free Cash Flow | -219.43M | -246.87M | -65.50M | -5.32M | -80.94M |
| Operating Cash Flow | -216.08M | -246.62M | -65.08M | -4.82M | -80.81M |
| Investing Cash Flow | -3.19M | 2.33M | 1.29M | 1.06M | 1.55M |
| Financing Cash Flow | 278.48M | 266.90M | -1.00M | -856.00K | 1.05M |
Termbray Industries International (Holdings) Limited Technical Analysis
Negative
0.44
Price Trends
0.38
Negative
0.41
Negative
0.43
Negative
Market Momentum
-0.01
Negative
42.39
Neutral
29.70
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:0093, the sentiment is Negative. The current price of 0.44 is above the 20-day moving average (MA) of 0.35, above the 50-day MA of 0.38, and above the 200-day MA of 0.43, indicating a bearish trend. The MACD of -0.01 indicates Negative momentum. The RSI at 42.39 is Neutral, neither overbought nor oversold. The STOCH value of 29.70 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:0093.
Termbray Industries International (Holdings) Limited Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | HK$890.00M | 19.76 | 9.09% | 9.96% | 21.68% | 27.97% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
55 Neutral | HK$442.35M | -0.53 | -19.32% | 26.04% | -32.03% | -235.24% | |
52 Neutral | HK$2.04B | -54.23 | -226.07% | ― | 31.07% | -57.85% | |
47 Neutral | HK$907.00M | 11.56 | 6.91% | 20.71% | 43.89% | 90.60% | |
43 Neutral | HK$643.84M | -3.20 | -24.06% | ― | 33.07% | -135.86% |
* Financial Sector Average
HK:0093
Termbray Industries International (Holdings) Limited
0.34
-0.14
-29.17%
HK:3903
Hanhua Financial Holding Co., Ltd. Class H
0.17
0.00
0.00%
HK:2051
51 Credit Card Inc.
0.39
-0.26
-39.84%
HK:2003
VCREDIT Holdings Limited
0.96
-2.20
-69.62%
HK:8239
Capital Finance Holdings Limited
21.10
13.47
176.54%
HK:2483
K Cash Corporation Limited
1.78
0.16
10.01%
Termbray Industries International (Holdings) Limited Corporate Events
Zero Fintech Posts Strong Interim Profit Jump Despite High Impairment Charges
Aug 27, 2026
Zero Fintech Group Limited reported a strong rise in interim revenue to HK$236.6 million for the six months ended 30 June 2026, up from HK$159.3 million a year earlier, reflecting solid expansion of its fintech-related activities. Profit attributa...
Zero Fintech Schedules Board Meeting to Review Interim Results and Dividend
Aug 17, 2026
Zero Fintech Group Limited has scheduled a board meeting for 27 August 2026 to review the interim results for the six months ended 30 June 2026. The board will also consider the declaration of an interim dividend, signaling potential capital retur...
Zero Fintech forecasts sharp interim profit jump on expanded lending
Aug 13, 2026
Zero Fintech Group Limited has flagged a sharp improvement in interim earnings, with profit before tax for the six months ended 30 June 2026 expected to be at least HK$65 million, compared with HK$25 million a year earlier. The board attributes th...
Zero Fintech Group Updates Bermuda Registered Office and Confirms Hong Kong Share Registrar
Aug 4, 2026
Zero Fintech Group Limited has updated shareholders that, effective 3 August 2026, it has changed the address of its registered office, principal share registrar and transfer agent in Bermuda to Richmond House on Par-la-Ville Road in Hamilton. The...
Zero Fintech Group’s X8 Finance Extends HK$45 Million Secured Loan to Refinance Peak Property Debt
Jul 20, 2026
Zero Fintech Group Limited has announced that its indirect wholly owned subsidiary X8 Finance has entered into a new loan agreement with co-borrowers, secured by a first mortgage over a luxury property on Plantation Road at The Peak in Hong Kong. ...
Zero Fintech Wins Strong Shareholder Backing for AGM Resolutions and Capital Mandates
Jun 18, 2026
Zero Fintech Group Limited reported that all resolutions at its 18 June 2026 annual general meeting were approved by shareholders, with 100% of votes cast in favour on each motion. The AGM endorsed the 2025 audited financial statements, re-elected...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.