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Heritage Financial Corp. (HFWA)
NASDAQ:HFWA
Earnings Data
Report Date
Jan 22, 2026Before Open (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
0.56Last Year’s EPS
0.34Same Quarter Last Year
Moderate Buy
Based on 2 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call highlighted strong earnings growth, improved net interest margin, and robust deposit growth, alongside stable credit quality. However, challenges included flat loan balances and increased nonaccrual loans. Despite these challenges, the pending merger with Olympic Bancorp presents a positive outlook.Company Guidance
Improved Earnings and Net Interest Margin
Earnings per share increased by 5.7% quarter-over-quarter and 24.4% year-over-year. The net interest margin improved to 3.64% from 3.51% in the prior quarter and from 3.30% in the third quarter of 2024.
Deposit Growth
Total deposits increased by $73 million in Q3, with noninterest-bearing deposits growing by $33.7 million. This growth was achieved despite a decrease in certificates of deposit accounts.
Stable Credit Quality
Credit quality remained strong with nonperforming loans at a low level, and net charge-offs remained at very low levels. Substandard and special mention loans decreased by 5% and 12%, respectively.
Pending Merger with Olympic Bancorp
The anticipated merger with Olympic Bancorp is expected to enhance profitability and growth potential in the Puget Sound market.
HFWA Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
HFWA Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 23, 2025 | $22.98 | $23.05 | +0.30% |
Jul 24, 2025 | $24.70 | $23.00 | -6.88% |
Apr 24, 2025 | $22.50 | $22.51 | +0.04% |
Jan 23, 2025 | $23.87 | $24.11 | +1.01% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Heritage Financial Corp. (HFWA) report earnings?
Heritage Financial Corp. (HFWA) is schdueled to report earning on Jan 22, 2026, Before Open (Confirmed).
What is Heritage Financial Corp. (HFWA) earnings time?
Heritage Financial Corp. (HFWA) earnings time is at Jan 22, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is HFWA EPS forecast?
HFWA EPS forecast for the fiscal quarter 2025 (Q4) is 0.56.