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GVYB Stock Chart & Stats
$21.62
-$0.02(-0.12%)
At close: 4:00 PM EST
$21.62
-$0.02(-0.12%)
Day’s Range― - ―
52-Week Range$18.60 - $27.02
Previous CloseN/A
Volume500.00
Average Volume (3M)955.00
Market Cap
$56.69M
Enterprise Value$55.98
Total Cash (Recent Filing)$8.80M
Total Debt (Recent Filing)$5.97M
Price to Earnings (P/E)10.7
Beta-0.05
Next EarningsN/A
EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.75%
Share Statistics
EPS (TTM)N/A
Shares Outstanding2,285,818
10 Day Avg. Volume667
30 Day Avg. Volume955
Financial Highlights & Ratios
PEG Ratio0.23
Price to Book (P/B)1.09
Price to Sales (P/S)1.72
P/FCF Ratio9.70
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue Growth TrendSteady top-line growth through 2020–2025, including a notable ~9% step-up in 2025, indicates durable expansion of core banking activity. Persistent revenue momentum supports scaling deposit and loan books, funding modest strategic investments and sustaining earnings over the coming quarters.
Profitability And ROE ImprovementA rebound to ~24% net margin and ROE near 15% in 2025 reflects stronger profitability and capital efficiency. Improved margins enhance internal capital generation, increase resilience to shocks, and support sustainable earnings and potential shareholder distributions across multiple quarters.
Cash Generation / ConversionFree cash flow nearly matches net income in 2024–2025 and operating cash flow is consistently positive, showing strong cash conversion. Reliable cash generation bolsters funding flexibility, supports loan growth and capital needs, and reduces reliance on external financing over the medium term.
Bears Say
Earnings And Margin VolatilityHistorical swings in margins and earnings highlight sensitivity to interest-rate and credit cycles, making forward profitability less predictable. This cyclicality complicates capital planning, provisioning and target-setting, and increases the chance of material quarterly or multi-quarter earnings variability.
Asset Growth And Underwriting RiskMaterial balance-sheet expansion raises the risk that credit controls and underwriting disciplines may be stretched. If asset growth outpaces risk-management capacity, loan losses or reserve pressure could emerge, impacting earnings and capital over several quarters until asset quality is proven.
Small Scale And Limited LiquidityA very small workforce and low trading volume signal limited operational scale and market liquidity. This constrains product diversification, increases single-event operational risk, and can impede access to capital markets or rapid balance-sheet adjustments relative to larger regional peers.
GVYB FAQ
What was Golden Valley Bank’s price range in the past 12 months?
Golden Valley Bank lowest stock price was $18.60 and its highest was $27.02 in the past 12 months.
What is Golden Valley Bank’s market cap?
Golden Valley Bank’s market cap is $56.69M.
When is Golden Valley Bank’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Golden Valley Bank’s earnings last quarter?
Currently, no data Available
Is Golden Valley Bank overvalued?
According to Wall Street analysts Golden Valley Bank’s price is currently Overvalued.
Does Golden Valley Bank pay dividends?
Golden Valley Bank pays a Annually dividend of $0.44 which represents an annual dividend yield of 1.75%. See more information on Golden Valley Bank dividends here
What is Golden Valley Bank’s EPS estimate?
Golden Valley Bank’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Golden Valley Bank have?
Golden Valley Bank has 2,285,818 shares outstanding.
What happened to Golden Valley Bank’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Golden Valley Bank?
Currently, no hedge funds are holding shares in GVYB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Golden Valley Bank
Golden Valley Bancshares, Inc. serves as a holding company, overseeing its wholly-owned operational entity, Golden Valley Bank. This commercial banking institution, established and managed locally, is dedicated to fulfilling the financial requirements of both individuals and businesses throughout northern California. The bank offers its complete range of services through full-service branches situated in Chico and Redding, California. For further details, interested parties may call (530) 894-1000 or visit their official website at goldenvalley.bank.
Technical Analysis
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Texas Community
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Ownership Overview
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Insiders
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Mutual Funds
0.04% Other Institutional Investors
99.96% Public Companies and
Individual Investors