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Greene County Bancorp (GCBC) Ratios
Greene County Bancorp Ratios
GCBC's free cash flow for Q4 2026 was $18.13M. For the 2026 fiscal year, GCBC's free cash flow was decreased by $-117.00K and operating cash flow was $18.25M. See a summary of the company’s cash flow.
| Ratios | Jun 26 | Jun 25 | Jun 24 | Jun 23 | Jun 22 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.25 | 0.19 | 0.22 | 0.21 | 0.21 |
| Quick Ratio | 0.25 | 0.19 | 0.22 | 0.21 | 0.21 |
| Cash Ratio | 0.10 | 0.07 | 0.08 | 0.08 | 0.03 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.36 | 0.01 | 0.01 | 0.01 | 0.01 |
| Short-Term Operating Cash Flow Coverage | 0.36 | 0.38 | 0.22 | 0.00 | 0.29 |
| Net Current Asset Value | $ -2.88B | $ -2.28B | $ -2.06B | $ -2.00B | $ -1.91B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.05 | 0.04 | 0.07 | 0.02 | 0.07 |
| Debt-to-Equity Ratio | 0.56 | 0.54 | 0.97 | 0.27 | 1.10 |
| Debt-to-Capital Ratio | 0.36 | 0.35 | 0.49 | 0.21 | 0.52 |
| Long-Term Debt-to-Capital Ratio | 0.12 | 0.18 | 0.29 | 0.21 | 0.24 |
| Financial Leverage Ratio | 11.46 | 12.73 | 13.72 | 14.72 | 16.31 |
| Debt Service Coverage Ratio | 0.24 | 0.24 | 0.15 | 1.35 | 0.22 |
| Interest Coverage Ratio | 0.88 | 0.60 | 0.51 | 1.53 | 6.05 |
| Debt to Market Cap | 0.27 | 0.34 | 0.36 | 0.10 | 0.45 |
| Interest Debt Per Share | 12.24 | 10.90 | 14.79 | 4.28 | 10.48 |
| Net Debt to EBITDA | 2.98 | -1.58 | 0.21 | -4.13 | 2.96 |
| Profitability Margins | |||||
| Gross Profit Margin | 62.11% | 55.69% | 54.54% | 76.92% | 88.47% |
| EBIT Margin | 32.12% | 26.08% | 22.81% | 37.02% | 43.54% |
| EBITDA Margin | 32.90% | 26.88% | 23.60% | 37.92% | 44.63% |
| Operating Profit Margin | 32.12% | 26.08% | 22.81% | 37.02% | 43.54% |
| Pretax Profit Margin | 32.12% | 26.08% | 22.81% | 37.02% | 43.54% |
| Net Profit Margin | 28.14% | 23.42% | 21.07% | 31.81% | 37.03% |
| Continuous Operations Profit Margin | 28.14% | 23.42% | 21.07% | 31.81% | 37.03% |
| Net Income Per EBT | 87.59% | 89.82% | 92.36% | 85.93% | 85.05% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.29% | 1.02% | 0.88% | 1.14% | 1.09% |
| Return on Equity (ROE) | 14.77% | 13.04% | 12.02% | 16.80% | 17.74% |
| Return on Capital Employed (ROCE) | 1.53% | 10.61% | 8.35% | 15.39% | 15.89% |
| Return on Invested Capital (ROIC) | 1.29% | 7.77% | 5.67% | 13.23% | 8.46% |
| Return on Tangible Assets | 1.29% | 1.02% | 0.88% | 1.14% | 1.09% |
| Earnings Yield | 7.17% | 8.23% | 4.50% | 6.07% | 7.26% |
| Efficiency Ratios | |||||
| Receivables Turnover | 8.48 | 8.12 | 8.24 | 7.90 | 8.48 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 9.83 | 8.73 | 7.53 | 6.44 | 5.26 |
| Asset Turnover | 0.05 | 0.04 | 0.04 | 0.04 | 0.03 |
| Working Capital Turnover Ratio | -0.13 | -0.06 | -0.06 | -0.05 | -0.05 |
| Cash Conversion Cycle | 43.02 | 44.98 | 44.30 | 46.20 | 43.06 |
| Days of Sales Outstanding | 43.02 | 44.98 | 44.30 | 46.20 | 43.06 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 43.02 | 44.98 | 44.30 | 46.20 | 43.06 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 2.48 | 1.64 | 1.46 | 1.65 | 2.08 |
| Free Cash Flow Per Share | 2.44 | 1.60 | 1.37 | 1.56 | 2.01 |
| Dividend Paid and CapEx Coverage Ratio | 8.83 | 5.42 | 5.25 | 7.54 | 9.59 |
| Capital Expenditure Coverage Ratio | 57.08 | 40.49 | 16.54 | 18.29 | 33.64 |
| Operating Cash Flow Coverage Ratio | 0.27 | 0.22 | 0.13 | 0.57 | 0.20 |
| Operating Cash Flow to Sales Ratio | 0.29 | 0.21 | 0.21 | 0.29 | 0.47 |
| Free Cash Flow Yield | 7.27% | 7.21% | 4.25% | 5.24% | 8.89% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 13.94 | 12.14 | 22.25 | 16.48 | 13.78 |
| Price-to-Sales (P/S) Ratio | 3.92 | 2.85 | 4.69 | 5.24 | 5.10 |
| Price-to-Book (P/B) Ratio | 2.06 | 1.58 | 2.67 | 2.77 | 2.45 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 13.76 | 13.87 | 23.54 | 19.10 | 11.24 |
| Price-to-Operating Cash Flow Ratio | 13.52 | 13.52 | 22.12 | 18.05 | 10.91 |
| Price-to-Earnings Growth (PEG) Ratio | 0.44 | 0.46 | -1.12 | 1.70 | 0.81 |
| Enterprise Value Multiple | 14.90 | 9.01 | 20.07 | 9.70 | 14.39 |
| Enterprise Value | 714.73M | 321.89M | 556.90M | 355.88M | 485.56M |
| EV to EBITDA | 14.90 | 9.01 | 20.07 | 9.70 | 14.39 |
| EV to Sales | 4.90 | 2.42 | 4.74 | 3.68 | 6.42 |
| EV to Free Cash Flow | 17.20 | 11.80 | 23.80 | 13.39 | 14.15 |
| EV to Operating Cash Flow | 16.90 | 11.51 | 22.36 | 12.66 | 13.73 |
| Tangible Book Value Per Share | 16.32 | 14.03 | 12.10 | 10.76 | 9.26 |
| Shareholders’ Equity Per Share | 16.32 | 14.03 | 12.10 | 10.76 | 9.26 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.12 | 0.10 | 0.08 | 0.14 | 0.15 |
| Revenue Per Share | 8.56 | 7.81 | 6.91 | 5.68 | 4.44 |
| Net Income Per Share | 2.41 | 1.83 | 1.45 | 1.81 | 1.64 |
| Tax Burden | 0.88 | 0.90 | 0.92 | 0.86 | 0.85 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.20 | 0.23 | 0.25 | 0.30 | 0.34 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 0.00 | 0.90 | 1.01 | 0.91 | 1.26 |
Currency in USD