ZIGUP plc (GB:ZIG)
LSE:ZIG
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ZIGUP plc
(LSE:ZIG)
Select Model
Select Model
Rating:68Neutral
Price Target:
500.00 p
▲(22.25% Upside)
Action:Reiterated
Date:12/07/25
ZIGUP plc's overall stock score is driven by strong technical indicators and positive corporate events, suggesting potential for growth. However, financial performance challenges, including declining revenue and weak cash flow, weigh down the score. The attractive valuation with a low P/E ratio and high dividend yield provides some support.
Positive Factors
Diversified vehicle lifecycle revenue
ZIGUP's business model generates revenue across leasing, fleet management, accident management, short-term rental and remarketing. This multi-line, service-led structure supports recurring income and spreads risk across stages of the vehicle lifecycle, improving resilience to single-market shocks over months.
Negative Factors
Weak cash generation
Free cash flow deterioration and poor operating cash conversion threaten liquidity and constrain the ability to fund fleet replacement, finance growth or repay maturing obligations. Persistently weak cash generation reduces strategic optionality and increases reliance on external funding, a durable operational risk.
Read all positive and negative factors
Positive Factors
Negative Factors
Diversified vehicle lifecycle revenue
ZIGUP's business model generates revenue across leasing, fleet management, accident management, short-term rental and remarketing. This multi-line, service-led structure supports recurring income and spreads risk across stages of the vehicle lifecycle, improving resilience to single-market shocks over months.
Read all positive factors
ZIGUP plc (ZIG) vs. iShares MSCI United Kingdom ETF (EWC)
Market Cap
£1.05B
Dividend Yield6.97%
Average Volume (3M)467.40K
Price to Earnings (P/E)12.2
Beta (1Y)1.10
Revenue Growth0.72%
EPS Growth-9.51%
CountryUK
Employees7,500
SectorIndustrials
Sector Strength72
IndustryRental & Leasing Services
Share Statistics
EPS (TTM)0.38
Shares Outstanding228,838,460
10 Day Avg. Volume476,181
30 Day Avg. Volume467,404
Financial Highlights & Ratios
PEG Ratio-0.25
Price to Book (P/B)0.66
Price to Sales (P/S)0.39
P/FCF Ratio311.75
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
£525.00Price Target Upside28.36% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)0.55
Revenue Forecast (FY)£1.97B
ZIGUP plc Business Overview & Revenue Model
Company Description
Zigup Plc provides mobility solutions and automotive services in the United Kingdom, Spain, and Ireland. The company offers contact center support, sales, claim processing, customer service, and general insurance products; provides fleet managemen...
How the Company Makes Money
ZIGUP makes money through multiple, service-led revenue streams tied to vehicles over their lifecycle. (1) Vehicle leasing and fleet management: it earns recurring income from lease rentals charged to customers for use of vehicles over an agreed t...
ZIGUP plc Financial Statement Overview
Summary
Income Statement
45
Neutral
Balance Sheet
60
Neutral
Cash Flow
30
Negative
| Breakdown | TTM | Apr 2024 | Apr 2023 | Apr 2022 | Apr 2021 | Apr 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 1.84B | 1.81B | 1.83B | 1.49B | 1.24B | 1.11B |
| Gross Profit | 395.68M | 397.90M | 414.33M | 415.37M | 326.43M | 233.03M |
| EBITDA | 464.91M | 443.49M | 445.06M | 396.09M | 365.28M | 294.08M |
| Net Income | 86.01M | 79.84M | 125.02M | 139.24M | 101.55M | 65.57M |
Balance Sheet | ||||||
| Total Assets | 2.50B | 2.34B | 2.23B | 2.11B | 1.85B | 1.72B |
| Cash, Cash Equivalents and Short-Term Investments | 39.58M | 33.74M | 39.80M | 14.12M | 24.56M | 11.17M |
| Total Debt | 978.83M | 869.93M | 782.03M | 708.56M | 607.11M | 541.51M |
| Total Liabilities | 1.42B | 1.27B | 1.18B | 1.11B | 900.15M | 807.06M |
| Stockholders Equity | 1.08B | 1.06B | 1.04B | 994.60M | 946.76M | 908.13M |
Cash Flow | ||||||
| Free Cash Flow | -229.49M | 2.25M | -192.90M | -49.97M | -50.77M | -59.84M |
| Operating Cash Flow | 460.27M | 16.45M | 378.41M | 357.34M | 295.91M | 252.99M |
| Investing Cash Flow | -466.93M | -11.27M | -285.95M | -288.23M | -215.70M | -94.82M |
| Financing Cash Flow | 11.44M | -2.63M | -110.20M | -72.99M | -71.41M | -167.85M |
ZIGUP plc Technical Analysis
Positive
409.00
Price Trends
414.17
Positive
402.10
Positive
369.33
Positive
Market Momentum
16.15
Negative
67.83
Neutral
60.28
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:ZIG, the sentiment is Positive. The current price of 409 is below the 20-day moving average (MA) of 436.85, below the 50-day MA of 414.17, and above the 200-day MA of 369.33, indicating a bullish trend. The MACD of 16.15 indicates Negative momentum. The RSI at 67.83 is Neutral, neither overbought nor oversold. The STOCH value of 60.28 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for GB:ZIG.
ZIGUP plc Peers Comparison
UnderperformOutperform
Sector (63)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | £1.05B | 12.21 | 8.01% | 6.97% | 0.72% | -9.51% | |
63 Neutral | $10.79B | 15.43 | 7.44% | 2.01% | 2.89% | -14.66% | |
63 Neutral | £780.47M | 22.93 | 9.94% | 1.19% | 12.82% | 16.40% | |
60 Neutral | £639.54M | 13.89 | 6.89% | 3.19% | 7.27% | 34.79% | |
50 Neutral | £1.05B | 1.01 | 7.58% | 714.29% | ― | ― | |
46 Neutral | £88.36M | -7.56 | -7.68% | 8.43% | 0.38% | -273.53% | |
42 Neutral | £22.60M | -0.21 | -89.16% | ― | ― | ― |
* Industrials Sector Average
GB:ZIG
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ZIGUP plc Corporate Events
Business Operations and StrategyFinancial Disclosures
ZIGUP Hits Top-End FY2026 Guidance as Cash Generation Inflects
Positive
May 21, 2026
ZIGUP plc reported that its financial year 2026 ended strongly, with volume of hire growth in both Spain and UKI and solid progress in its Claims Services division pushing performance to the top of market expectations. Management highlighted that...
Regulatory Filings and Compliance
ZIGUP Discloses Director Share Purchase After Administrative Delay
Neutral
May 19, 2026
ZIGUP plc has disclosed that non-executive director Nicola Rabson acquired 2,588 ordinary shares in the company on 9 April 2026 at a price of £3.86149 per share, for a total consideration of £9,993.54. The transaction, conducted on the L...
Executive/Board ChangesRegulatory Filings and Compliance
ZIGUP details equity awards to CFO under long-term incentive plan
Neutral
May 6, 2026
ZIGUP plc has detailed equity awards granted to chief financial officer Rachel Coulson under its long-term incentive framework, reflecting standard U.K. practice of linking senior pay to company performance via share-based remuneration. The compan...
Regulatory Filings and Compliance
ZIGUP Discloses Insider-Related Sale of Ordinary Shares
Neutral
Apr 21, 2026
ZIGUP plc disclosed a share transaction involving a person closely associated with a senior executive, in line with market regulations governing dealings by insiders. The company reported that Mark Tasker‑Wood, who is closely associated with...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.