The Property Franchise (TPFG) AI Stock Analysis

• Market Cap: £325.14M
• Dividend Yield: 3.73%
• Average Volume (3M): 125.70K
• Price to Earnings (P/E): 20.5
• Beta (1Y): 0.27
• Revenue Growth: 97.27%
• EPS Growth: 25.80%
• Country: UK
• Employees: 365
• Sector: Real Estate
• Sector Strength: 53
• Industry: Real Estate - Services
• EPS (TTM): 0.18
• Shares Outstanding: 63,752,007
• 10 Day Avg. Volume: 151,757
• 30 Day Avg. Volume: 125,702
• PEG Ratio: -0.83
• Price to Book (P/B): 1.79
• Price to Sales (P/S): 3.84
• P/FCF Ratio: 17.96
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: £645.00
• Price Target Upside: 25.98% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 64 Neutral
• Price Target: 576.00p ▲(12.50% Upside)

The Property Franchise's overall stock score is driven by its strong financial performance, characterized by significant revenue growth and robust cash flow. However, technical analysis indicates bearish momentum, which is a concern. The valuation is moderate, with a fair P/E ratio and an attractive dividend yield. The absence of earnings call data and corporate events limits additional insights.

The Property Franchise Business Overview & Revenue Model

Company Description

The Property Franchise Group PLC manages residential real estate properties in the United Kingdom. The company provides residential letting, estate agency, and property management services to tenants and landlords; and financial services. The company was formerly known as MartinCo PLC and changed its name to The Property Franchise Group PLC in March 2017. The Property Franchise Group PLC was founded in 1986 and is headquartered in Bournemouth, the United Kingdom.

How the Company Makes Money

The Property Franchise Group generates revenue primarily through franchise fees and royalties paid by its franchisees. Upon joining the network, franchisees pay an initial franchise fee, which provides them with the rights to operate under TPFG's brand and access various support services. Additionally, TPFG earns ongoing royalties based on a percentage of the franchisees' sales revenue, creating a consistent income stream tied to the success of its franchisees. The company may also generate income through ancillary services, such as training programs, marketing support, and technology solutions offered to franchisees. Strategic partnerships with property technology firms and marketing agencies further enhance TPFG's service offerings and can contribute to its revenue through commission-based arrangements or shared services agreements.

The Property Franchise Financial Statement Overview

Summary

The Property Franchise demonstrates strong financial performance with impressive revenue and profit growth, evidenced by robust profit margins and a significant revenue growth rate. The balance sheet is solid with low leverage, although careful management of debt levels is necessary. Cash flow generation is strong, supporting business operations effectively.

Income Statement

The Property Franchise has shown impressive revenue and profit growth. The gross profit margin stands at approximately 66.8% and the net profit margin is around 15.1%, highlighting strong profitability. EBIT and EBITDA margins are also robust at 22.6% and 30.8%, respectively. The revenue growth rate from 2023 to 2024 is an exceptional 146.8%, indicating significant business expansion. Overall, the income statement portrays a company with strong revenue growth and healthy profit margins.

Balance Sheet

The balance sheet reflects a solid financial position with a low debt-to-equity ratio of 0.12, indicating low financial leverage. The return on equity (ROE) is strong at 7.1%, suggesting effective management of equity capital to generate profits. The equity ratio is high at 70.7%, demonstrating financial stability and a strong capital structure. However, the decrease in cash reserves and an increase in total debt could be potential risks if not controlled.

Cash Flow

The cash flow statement is robust, with a significant free cash flow growth rate of 67.3% from 2023 to 2024. The operating cash flow to net income ratio is excellent at 1.44, indicating efficient conversion of net income into cash. The free cash flow to net income ratio is also strong at around 1.41, reflecting effective cash management and the ability to support business operations and growth without relying heavily on external financing.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	67.31M	27.28M	27.16M	24.04M	11.02M
Gross Profit	44.97M	21.88M	19.80M	18.78M	9.44M
EBITDA	20.77M	11.31M	11.40M	9.39M	5.65M
Net Income	10.19M	7.39M	7.23M	3.47M	3.78M
Balance Sheet
Total Assets	203.98M	57.68M	57.81M	60.37M	25.20M
Cash, Cash Equivalents and Short-Term Investments	4.16M	7.64M	6.68M	8.41M	8.77M
Total Debt	17.07M	4.54M	7.36M	13.83M	86.00K
Total Liabilities	59.89M	16.87M	20.63M	27.01M	4.62M
Stockholders Equity	144.16M	40.81M	37.16M	33.35M	20.56M
Cash Flow
Free Cash Flow	14.38M	8.59M	8.49M	8.69M	5.24M
Operating Cash Flow	14.68M	9.02M	9.01M	8.95M	5.42M
Investing Cash Flow	-15.76M	-414.00K	-234.00K	-13.73M	-54.00K
Financing Cash Flow	-2.40M	-7.65M	-10.51M	4.42M	-604.00K

The Property Franchise Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 512.00
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Positive
• RSI: Positive
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:TPFG, the sentiment is Negative. The current price of 512 is below the 20-day moving average (MA) of 546.50, below the 50-day MA of 563.95, and above the 200-day MA of 492.93, indicating a neutral trend. The MACD of -15.62 indicates Positive momentum. The RSI at 27.03 is Positive, neither overbought nor oversold. The STOCH value of 3.72 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for GB:TPFG.

The Property Franchise Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
FOXT	73 Outperform	£158.54M	10.45	11.42%	2.22%	10.84%	113.75%
SVS	69 Neutral	$1.36B	24.89	7.57%	2.19%	7.81%	22.76%
LSL	66 Neutral	£253.69M	14.78	―	3.77%	20.46%	―
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
TPFG	64 Neutral	£325.14M	20.47	10.87%	3.73%	97.27%	25.80%
WINK	64 Neutral	£24.53M	15.07	24.60%	6.95%	7.02%	-12.85%
FLK	55 Neutral	£3.74M	24.50	3.44%	6.16%	0.55%	-45.82%

The Property Franchise Corporate Events

The Property Franchise Group Reports Record First Half of 2025

The Property Franchise Group PLC reported a record first half of 2025, with a 50% increase in group revenue to £40.3 million and a 17% rise in interim dividend. The company’s franchising, financial services, and licensing divisions all saw substantial growth, contributing to a 63% increase in adjusted EBITDA. Operationally, TPFG launched the Privilege programme to enhance its lettings offering and made significant progress in AI-driven solutions to improve call handling and property management. The company remains confident in its growth prospects for the remainder of the year, supported by its robust franchise model and diversified revenue base.

The most recent analyst rating on (GB:TPFG) stock is a Buy with a £620.00 price target. To see the full list of analyst forecasts on The Property Franchise stock, see the GB:TPFG Stock Forecast page.

The Property Franchise Group to Announce H1 2025 Results

The Property Franchise Group PLC announced it will release its financial results for the first half of 2025 on September 10, 2025. The company will hold virtual presentations and Q&A sessions for analysts and retail investors on the same day, led by CEO Gareth Samples and CFO Ben Dodds. This announcement reflects TPFG’s commitment to transparency and engagement with stakeholders, potentially impacting its market perception and investor relations.

The most recent analyst rating on (GB:TPFG) stock is a Buy with a £620.00 price target. To see the full list of analyst forecasts on The Property Franchise stock, see the GB:TPFG Stock Forecast page.

The Property Franchise Group Reports Strong First Half Growth in 2025

The Property Franchise Group PLC reported significant organic growth in the first half of 2025, with a 50% increase in group revenue to £40.3 million. The company saw growth across its franchising, financial services, and licensing divisions, with notable increases in franchising revenue and financial services revenue. The Group’s strategic initiatives, such as the rollout of the Privilege programme and leveraging AI opportunities, are expected to continue driving growth. The company’s diversified revenue streams and strong franchise model position it well against market cyclicality, with expectations for continued growth in the remainder of the year.

The most recent analyst rating on (GB:TPFG) stock is a Buy with a £5.93 price target. To see the full list of analyst forecasts on The Property Franchise stock, see the GB:TPFG Stock Forecast page.