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TEAM plc (TEAM) AI Stock Analysis

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GB:TEAM

TEAM plc

(LSE:TEAM)

Select Model
Rating:42Neutral
Price Target:GBX 14.50â–¼(-1.69% Downside)
Action:reiterated
Date:09/19/26

The score is pressured primarily by weak financial performance (persistent losses and consistently negative operating/free cash flow), with additional drag from bearish technicals (price below key moving averages and negative MACD). Valuation does not offer clear support due to a negative P/E and no provided dividend yield.

Positive Factors
Long-term revenue scalingThe substantial multi-year increase in revenue shows that TEAM has expanded its business materially from a small base. Although the latest year weakened, this accumulated scale provides a broader platform for improving operating leverage and converting growth into sustainable earnings.
Negative Factors
Recent revenue contractionThe latest revenue reversal suggests that prior expansion has not yet become a consistently durable growth trajectory. A sustained contraction would reduce operating leverage, make fixed costs harder to absorb, and weaken the company’s ability to reach profitability without further adjustments.

TEAM plc (TEAM) vs. iShares MSCI United Kingdom ETF (EWC)

-60%-40%-20%0%20%40%GB:TEAM-43.27%EWC+21.27%Dec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26
Market Cap
GBP 17.95M
Dividend Yield
―
Average Volume (3M)
113.61K
Price to Earnings (P/E)
-2.8
Beta (1Y)
0.44
Revenue Growth
8.61%
EPS Growth
39.01%
Country
UK
Employees
93
Sector
Financial
Sector Strength
68
Industry
Asset Management

TEAM plc Business Overview & Revenue Model

Company Description

TEAM plc specializes in managing investment portfolios for a diverse range of clients, including private individuals, charitable institutions, and trusts. The company, based in Saint Helier, Jersey, offers both discretionary and advisory approaches t...

TEAM plc Financial Statement Overview

Summary

Financial quality is weak overall: despite material multi-year revenue scaling, the most recent year shows a revenue decline (~-18% YoY) and the company remains loss-making at operating and net levels. Cash flow is consistently negative (operating and free cash flow still around -1.6m in 2025), increasing funding dependence, partially offset by a relatively conservative balance sheet with moderate debt versus equity.

Income Statement

38Negative

Balance Sheet

62Positive

Cash Flow

34Negative
Financial statement breakdown
BreakdownTTMMar 2026Sep 2024Sep 2023Sep 2022Sep 2021
Income Statement
Total Revenue11.95M11.95M10.28M5.32M2.12M1.47M
Gross Profit5.33M4.12M5.77M4.40M1.71M1.20M
EBITDA-1.46M-1.43M-1.58M980.00K-812.00K-1.49M
Net Income-3.23M-3.23M-2.91M-445.00K-1.52M-1.71M
Balance Sheet
Total Assets14.04M14.04M15.54M15.94M12.89M9.89M
Cash, Cash Equivalents and Short-Term Investments1.36M1.36M1.74M1.94M1.75M4.92M
Total Debt2.98M2.98M2.36M1.02M694.00K467.00K
Total Liabilities5.29M5.29M5.60M7.72M4.23M2.46M
Stockholders Equity8.75M8.75M9.95M8.22M8.66M7.44M
Cash Flow
Free Cash Flow-595.00K-1.58M-2.80M-865.00K-1.38M-1.51M
Operating Cash Flow-1.55M-1.55M-2.79M-820.00K-1.36M-1.46M
Investing Cash Flow-1.31M-1.31M-10.00K-65.00K-5.04M-1.71M
Financing Cash Flow2.48M2.48M2.35M224.00K2.66M7.16M

TEAM plc Technical Analysis

Technical Analysis SentimentNegative
Last Price14.75

Price Trends

50DMA14.96Negative
100DMA15.42Negative
200DMA18.14Negative

Market Momentum

MACD-0.05Negative
RSI47.13Neutral
STOCH87.07Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:TEAM, the sentiment is Negative. The current price of 14.75 is equal to the 20-day moving average (MA) of 14.75, below the 50-day MA of 14.96, and below the 200-day MA of 18.14, indicating a neutral trend. The MACD of -0.05 indicates Negative momentum. The RSI at 47.13 is Neutral, neither overbought nor oversold. The STOCH value of 87.07 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for GB:TEAM.

TEAM plc Peers Comparison

Overall Rating

UnderperformOutperform
Sector (68)

Financial Indicators

GB:TEAM against its peers
NameOverall RatingMarket CapP/E RatioROEDividend YieldRevenue GrowthEPS Growth
Sector *68Neutral$18.00B11.429.92%3.81%9.73%1.22%
GB:MAFLGB:MAFL62NeutralGBP 15.19M4.1723.41%―543.02%30.22%
GB:BLUGB:BLU43NeutralGBP 2.17M-1.51-43.66%――83.53%
GB:TEAMGB:TEAM42NeutralGBP 18.23M-2.79-25.29%―8.61%39.01%
GB:MFAIGB:MFAI39UnderperformGBP 1.97M-0.28-54.65%―2950.00%-273.53%
GB:TRUEGB:TRUE38UnderperformGBP 1.77M-4.09-17.10%――68.42%

* Financial Sector Average

Performance Comparison

-50%0%50%GB:TEAMGB:BLUGB:TRUEGB:MAFLGB:MFAIGB:CGODec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26
GB:TEAM and its peers over the selected period
Show on chartTickerCompany NamePriceChange% Change
GB:TEAMTEAM plc14.75-9.75-39.80%
GB:BLUBlue Star Capital4.25-7.25-63.04%
GB:TRUEBraveheart Investment2.250.157.14%
GB:MAFLMineral & Financial Investments39.004.5013.04%
GB:MFAIPires Investments0.25-0.50-66.67%
GB:CGOContango Holdings Plc0.70-0.23-24.32%

TEAM plc Corporate Events

Business Operations and StrategyShareholder Meetings

TEAM plc Secures Full Shareholder Approval at AGM

Positive
Jul 31, 2026

TEAM plc has confirmed that all resolutions put to shareholders at its latest Annual General Meeting were duly passed. The voting results show strong support for the board’s proposals, with most resolutions receiving unanimous approval and only...

Business Operations and StrategyExecutive/Board ChangesFinancial DisclosuresM&A TransactionsShareholder Meetings

TEAM plc boosts assets, adviser base as integrations advance

Positive
Jul 31, 2026

TEAM plc reported continued strategic progress at its AGM, highlighting a strengthened board with the addition of John Beverley as an executive director and John Cusins as a non-executive director to support the next phase of development. The group e...

Regulatory Filings and Compliance

TEAM plc director increases stake with share purchase

Positive
Jul 29, 2026

Executive director John Beverley has increased his stake in TEAM plc by purchasing 31,250 ordinary shares at 15.9 pence each on 29 July 2026. Following this transaction, his holding rises to 5,260,627 shares, representing about 4.26% of the company&#...

Regulatory Filings and Compliance

TEAM Director Increases Stake with Additional Share Purchase

Positive
Jul 28, 2026

TEAM plc reported that executive director John Beverley has increased his stake in the company by purchasing 10,000 ordinary shares at 15.5 pence each on 24 July 2026. Following this transaction, Beverley now holds 5,229,377 shares, representing abou...

Other

TEAM plc director boosts stake with additional share purchase

Positive
Jul 24, 2026

TEAM plc has disclosed that Independent Non-Executive Director John Cusins has increased his stake in the company, purchasing 32,258 ordinary shares at 15.5 pence each on 23 July 2026, bringing his total holding to 1,469,170 shares, or about 1.21% of...

Business Operations and StrategyExecutive/Board Changes

TEAM plc strengthens board with appointment of wealth management veteran John Cusins

Positive
Jul 23, 2026

TEAM plc has appointed industry veteran John Cusins as an independent non-executive director, strengthening its board with deep expertise in wealth management, private equity and capital markets. Cusins co-founded Lumin Wealth Management and helped g...

Business Operations and StrategyM&A TransactionsPrivate Placements and FinancingRegulatory Filings and Compliance

TEAM plc issues new shares to complete Neba acquisition payment

Positive
Jul 23, 2026

TEAM plc has issued 1,929,627 new ordinary shares at 15 pence each to settle the final deferred consideration for its acquisition of Neba Financial Solutions, completed in December 2023. The settlement, made to vendor and director John Beverley, conv...

Shareholder Meetings

TEAM plc schedules 2026 annual general meeting in Jersey

Neutral
Jul 16, 2026

TEAM plc has informed shareholders that it is posting the notice of its annual general meeting, which will also be made available on the company’s website for wider access. The AGM is scheduled to take place at the firm’s offices in St He...

Business Operations and Strategy

TEAM plc appoints Zeus Capital as new corporate broker

Positive
Jul 10, 2026

TEAM plc has appointed Zeus Capital Limited as its broker with immediate effect, signalling a change in its capital markets advisory arrangements. The Board expects the new broker relationship to bolster execution of the Group’s strategy and de...

Executive/Board ChangesPrivate Placements and FinancingRegulatory Filings and Compliance

TEAM plc Issues Bonus Shares to Executive Chairman and Updates Share Capital

Neutral
Jul 9, 2026

TEAM plc has issued 400,000 new ordinary shares to Executive Chairman Mark Clubb as part of the unpaid balance of his bonus for the financial year ended 30 September 2024, a structure the board’s remuneration committee considers tax-efficient f...

Other

TEAM plc Non-Executive Director Increases Stake With Share Purchase

Positive
Jul 8, 2026

TEAM plc has disclosed that non-executive director Tim Hall purchased 16,000 ordinary shares in the company at a price of 16.67 pence per share on 6 July 2026. Following this transaction, Hall holds 16,000 shares, representing approximately 0.01% of...

Other

TEAM plc Chairman Increases Stake with AIM Share Purchase

Positive
Jul 2, 2026

Executive chairman Mark Clubb has increased his stake in TEAM plc with the purchase of 117,061 ordinary shares on the London Stock Exchange’s AIM market. The transactions, executed on 30 June and 1 July at prices of 16.90 pence and 16.75 pence...

Business Operations and StrategyM&A TransactionsPrivate Placements and FinancingRegulatory Filings and Compliance

TEAM plc completes EPIC Book acquisition and issues new shares on AIM

Positive
Jun 30, 2026

TEAM plc has completed the acquisition of eight institutional-quality investment mandates, known as the EPIC Book, from EPIC Markets (UK) LLP. The consideration for the deal is being settled entirely in equity through the issue of 6,301,237 new ordin...

Business Operations and StrategyFinancial DisclosuresM&A Transactions

TEAM plc doubles assets with WH Ireland deal as it nears cash breakeven

Positive
Jun 30, 2026

TEAM plc reported interim results for the six months to 31 March 2026, highlighting 18% revenue growth to £6.9 million and a reduced loss per share, achieved before contributions from recently completed acquisitions. Cash balances rose to £...

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Sep 19, 2026