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PCIP Stock Chart & Stats
52.00 p
-0.54 p(-0.78%)
At close: 4:00 PM EST
52.00 p
-0.54 p(-0.78%)
Day’s Range― - ―
52-Week Range42.00 p - 60.00 p
Previous CloseN/A
Volume11.71K
Average Volume (3M)83.16K
Market Cap
£31.52M
Enterprise Value34.70 p
Total Cash (Recent Filing)£2.61M
Total Debt (Recent Filing)£0.00
Price to Earnings (P/E)―
Beta-0.02
Next Earnings
Sep 08, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)>-0.01
Shares Outstanding72,452,590
10 Day Avg. Volume44,156
30 Day Avg. Volume83,162
Financial Highlights & Ratios
PEG Ratio-8.38
Price to Book (P/B)-30.42
Price to Sales (P/S)1.58
P/FCF Ratio32.13
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)<0.01
Revenue Forecast (FY)£27.10M
Bulls Say, Bears Say
Bulls Say
Recurring Subscription Model & Channel PartnersPCI PAL’s core revenue mix is recurring subscription services sold into payment acceptance workflows and distributed via payment service providers, acquirers and systems integrators. That model generates durable revenue visibility, higher retention from compliance stickiness and scalable go-to-market reach through partners over months to years.
Sustained Revenue GrowthConsistent double-digit top-line growth indicates ongoing customer adoption of PCI PAL’s secure payment solutions. Coupled with secular expansion of card-not-present channels and rising compliance demand, this trend supports an expanding addressable market and the company’s ability to scale revenue over the medium term.
Very High Gross Profit MarginAn ~89% gross margin reflects software-native economics with low incremental delivery costs. That margin profile provides strong operating leverage potential: as recurring revenue scales, the business can convert incremental sales into improved operating income if fixed operating expenses are disciplined.
Bears Say
Negative Shareholders' EquityNegative equity signals accumulated losses and weaker capital buffer, which can constrain access to debt or equity financing and complicate covenant negotiations. Over time this reduces financial flexibility for investment or acquisitions and increases vulnerability to adverse shocks.
Declining Free Cash FlowA ~41% drop in free cash flow, despite positive operating cash flow, reduces internal funding for product development, sales expansion and M&A. Persistently declining FCF forces reliance on external funding or cost reductions, limiting strategic optionality and creating execution risk over the medium term.
Very Low Net Profit And Negative Operating MarginsDespite high gross margins, the company’s near-zero net margin and negative operating margins indicate it is not yet converting revenue into sustainable profits. Continued high SG&A or investment spending could delay breakeven and strain capital needs, challenging long-term profitability.
PCI PAL News
PCIP FAQ
What was PCI-PAL PLC’s price range in the past 12 months?
PCI-PAL PLC lowest share price was 42.00 p and its highest was 60.00 p in the past 12 months.
What is PCI-PAL PLC’s market cap?
PCI-PAL PLC’s market cap is £31.52M.
When is PCI-PAL PLC’s upcoming earnings report date?
PCI-PAL PLC’s upcoming earnings report date is Sep 08, 2026 which is in 48 days.
How were PCI-PAL PLC’s earnings last quarter?
PCI-PAL PLC released its earnings results on Mar 03, 2026. The company reported -0.011 p earnings per share for the quarter, missing the consensus estimate of -0.009 p by -0.002 p.
Is PCI-PAL PLC overvalued?
According to Wall Street analysts PCI-PAL PLC’s price is currently Overvalued.
Does PCI-PAL PLC pay dividends?
PCI-PAL PLC pays a Annually dividend of 3.16 p which represents an annual dividend yield of N/A. See more information on PCI-PAL PLC dividends here
What is PCI-PAL PLC’s EPS estimate?
PCI-PAL PLC’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does PCI-PAL PLC have?
PCI-PAL PLC has 72,452,590 shares outstanding.
What happened to PCI-PAL PLC’s price movement after its last earnings report?
PCI-PAL PLC reported an EPS of -0.011 p in its last earnings report, missing expectations of -0.009 p. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of PCI-PAL PLC?
Currently, no hedge funds are holding shares in GB:PCIP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
PCI PAL Stock Smart Score
Neutral
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Technicals
SMA
Negative
20 days / 200 days
Momentum
-4.04%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
5.61%
Trailing 12-Months
Company Description
PCI-PAL PLC
PCI-PAL PLC, through its subsidiaries, engages in the provision of payment card industry (PCI) compliance solutions and telephony services primarily in the United Kingdom, the United States, Canada, rest of Europe, and the Asia Pacific. It offers data secure payment card authorizations for call center operations; and Agent Assist, a PCI compliant solution for agents on live calls to enhance contact center customer experience. The company also provides PCI Pal Digital Payments, a solution that offers secure multi-payment methods with digital payments for contact centres; PCI Pal interactive voice recognition and intelligent virtual assistant/agent payments solution that enables customers to make payments 24/7; and Speech Recognition solution, detects primary speaker even in noisy environments, discerning languages, accents, and regional dialects with high precision. It serves clients in utilities, leisure, financial services, retail, logistics, and government sectors, as well as business process outsourcers and not for profit organizations. PCI-PAL PLC was formerly known as IPPlus plc and changed its name to PCI-PAL PLC in October 2016. PCI-PAL PLC was incorporated in 1999 and is based in Ipswich, United Kingdom.