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Ondo InsurTech Plc (GB:ONDO)
LSE:ONDO
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Ondo InsurTech Plc (ONDO) AI Stock Analysis

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GB:ONDO

Ondo InsurTech Plc

(LSE:ONDO)

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Neutral 44 (OpenAI - Gpt-5.6Sol)
Rating:44Neutral
Price Target:
5.50 p
▼(-15.38% Downside)
Action:Reiterated
Date:09/09/26
The score is held down primarily by weak financial quality—deep losses, negative equity, and ongoing cash burn—despite strong top-line growth. Technicals also remain bearish (price below key moving averages and negative MACD), while valuation provides limited insight due to negative earnings and no dividend data.
Positive Factors
Strong Revenue Growth
Sustained revenue expansion indicates improving commercial traction and growing customer adoption over several reporting periods. If the company can preserve this trajectory, the larger revenue base could support operating leverage, broader market presence, and a stronger platform for eventual profitability.
Negative Factors
Persistently Negative Equity
Persistently negative shareholders’ equity indicates that accumulated losses have eroded the balance-sheet capital base and materially restrict financial flexibility. This weak position can make future investment, refinancing, and balance-sheet repair more dependent on external funding or additional capital.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong Revenue Growth
Sustained revenue expansion indicates improving commercial traction and growing customer adoption over several reporting periods. If the company can preserve this trajectory, the larger revenue base could support operating leverage, broader market presence, and a stronger platform for eventual profitability.
Read all positive factors

Ondo InsurTech Plc (ONDO) vs. iShares MSCI United Kingdom ETF (EWC)

Ondo InsurTech Plc Business Overview & Revenue Model

Company Description
Ondo InsurTech Plc, together with its subsidiaries, provides domestic leak detection services and technology in the United Kingdom, Nordics, and the United States. It offers LeakBot, a water leak claims prevention system; and engages in distributi...

Ondo InsurTech Plc Financial Statement Overview

Summary
Despite strong revenue growth (2026 up ~43% vs. 2025), profitability and funding quality are weak: gross profit turned negative, operating losses widened, and the company remains deeply loss-making. The balance sheet is a major risk with persistently negative shareholders’ equity and declining assets, while operating and free cash flow remain negative, implying ongoing external financing needs.
Income Statement
18
Very Negative
Balance Sheet
12
Very Negative
Cash Flow
20
Very Negative
BreakdownMar 2025Mar 2024Mar 2024Mar 2023Feb 2022
Income Statement
Total Revenue4.64M3.87M2.69M1.59M0.00
Gross Profit-330.00K122.00K740.00K558.00K0.00
EBITDA-5.87M-4.89M-2.27M-3.90M-580.26K
Net Income-7.18M-6.17M-2.99M-4.00M-580.26K
Balance Sheet
Total Assets3.75M6.81M2.87M1.78M1.77M
Cash, Cash Equivalents and Short-Term Investments1.12M3.99M397.00K376.00K1.68M
Total Debt6.85M7.07M6.49M6.40M0.00
Total Liabilities12.04M11.70M9.52M8.42M95.15K
Stockholders Equity-8.29M-4.89M-6.65M-6.64M1.67M
Cash Flow
Free Cash Flow-4.40M-3.84M-2.86M-4.67M-481.80K
Operating Cash Flow-4.26M-3.26M-2.39M-4.71M-481.80K
Investing Cash Flow-552.00K-563.00K-470.00K237.00K0.00
Financing Cash Flow2.00M7.40M2.87M6.58M2.16M

Ondo InsurTech Plc Technical Analysis

Technical Analysis Sentiment
Negative
Last Price6.50
Price Trends
50DMA
7.26
Negative
100DMA
5.78
Negative
200DMA
12.31
Negative
Market Momentum
MACD
-0.44
Positive
RSI
32.99
Neutral
STOCH
4.73
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:ONDO, the sentiment is Negative. The current price of 6.5 is below the 20-day moving average (MA) of 7.00, below the 50-day MA of 7.26, and below the 200-day MA of 12.31, indicating a bearish trend. The MACD of -0.44 indicates Positive momentum. The RSI at 32.99 is Neutral, neither overbought nor oversold. The STOCH value of 4.73 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for GB:ONDO.

Ondo InsurTech Plc Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
61
Neutral
$37.18B12.37-10.20%1.83%8.50%-7.62%
49
Neutral
£16.07M-5.97%
46
Neutral
£8.93M-28.80-7.31%
46
Neutral
£31.55M-8.85366.39%-56.18%
44
Neutral
£14.30M-1.0997.63%20.06%5.56%
44
Neutral
£481.80K-1.38-80.63%
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
GB:ONDO
Ondo InsurTech Plc
5.70
-24.50
-81.13%
GB:BAY
Bay Capital Plc
13.25
9.25
231.25%
GB:ALK
Alkemy Capital Investments Plc
280.00
75.00
36.59%
GB:KLSO
Insight Business Support Plc
3.50
0.65
22.81%
GB:VZLA
Red Capital PLC
122.50
111.00
965.22%
GB:MII
Milton Capital PLC
0.22
-0.18
-45.00%

Ondo InsurTech Plc Corporate Events

Regulatory Filings and Compliance
Ondo InsurTech Director Executes Tax-Efficient Share Transfer Without Changing Stake
Neutral
Sep 4, 2026
Ondo InsurTech Plc has disclosed a director dealing involving Non-Executive Director Greig Paterson, who executed a “Bed and ISA” transaction on 1 September 2026. Paterson sold 692,278 ordinary shares at 6.0p each and immediately repur...
Business Operations and Strategy
Ondo InsurTech boosts executive and employee stakes via share incentive plan
Positive
Sep 4, 2026
Ondo InsurTech has expanded employee ownership through the purchase of 61,860 ordinary shares under its HMRC-approved Share Incentive Plan, with staff acquiring partnership shares from pre-tax salary and receiving matching shares at no cost. The l...
Business Operations and StrategyFinancial DisclosuresShareholder Meetings
Ondo InsurTech Sets AGM Date Following Release of Audited Results
Neutral
Sep 2, 2026
Ondo InsurTech Plc, a London-listed provider of home insurance claims prevention technology, focuses on scaling its LeakBot smart leak detection system, aimed at reducing costly water damage claims in key markets such as the U.S. and U.K. The comp...
Business Operations and Strategy
Ondo InsurTech boosts employee and director stakes via share incentive plan
Positive
Aug 4, 2026
Ondo InsurTech has expanded employee ownership through its HMRC-approved Share Incentive Plan, as its trustee purchased 44,666 ordinary shares to distribute to staff as Partnership and Matching Shares. The plan’s latest allocation includes C...
Business Operations and StrategyFinancial DisclosuresPrivate Placements and Financing
Ondo InsurTech boosts recurring revenue as U.S. LeakBot growth drives refinancing
Positive
Jul 30, 2026
Ondo InsurTech reported a 20% rise in group revenue to £4.6 million for the year to 31 March 2026, driven by a 51% jump in recurring income to £3.8 million and strong U.S. expansion, even as the company’s operating loss widened to ...
Business Operations and StrategyFinancial Disclosures
Ondo InsurTech sets date for full-year results and investor presentation
Positive
Jul 29, 2026
Ondo InsurTech Plc has scheduled the release of its full-year results for the period ended 31 March 2026 on 30 July 2026, marking a key update for investors on its financial and operational performance. The disclosure is expected to offer fresh in...
Business Operations and StrategyPrivate Placements and Financing
Ondo InsurTech Directors Boost Stakes After Fundraising
Positive
Jul 10, 2026
Ondo InsurTech Plc, listed on the London Stock Exchange, provides claims prevention technology for home insurers. The company focuses on tools and services that help residential insurance providers reduce loss ratios by detecting and preventing in...
Business Operations and StrategyDelistings and Listing ChangesPrivate Placements and FinancingShareholder Meetings
Ondo InsurTech Raises £4.9m and Restructures Capital After Shareholder Backing
Positive
Jul 9, 2026
Ondo InsurTech has secured shareholder approval at a general meeting for all resolutions related to a fundraising, capital reorganisation and share admission, with strong support shown in poll results. The insurer technology firm is proceeding wit...
Business Operations and StrategyRegulatory Filings and Compliance
Ondo InsurTech Expands Employee Ownership Through Share Incentive Plan
Positive
Jun 29, 2026
Ondo InsurTech has expanded employee share ownership through its HMRC-approved Share Incentive Plan, with the plan trustee purchasing 57,410 ordinary shares at 7.0 pence each for participating staff. Under the scheme, employees buy partnership sha...
Delistings and Listing ChangesPrivate Placements and FinancingShareholder Meetings
Ondo InsurTech raises £2.9m in oversubscribed retail offer and placing
Positive
Jun 29, 2026
Ondo InsurTech plc has completed an oversubscribed UK retail offer, raising approximately £0.29 million and issuing 9,671,000 new shares, subject to shareholder approval at a 9 July general meeting. Together with an earlier placing, the compa...
Other
Ondo InsurTech director Graham Bird increases stake through market purchases
Positive
Jun 26, 2026
Ondo InsurTech Plc has disclosed that non-executive director Graham Bird has increased his stake in the company through two market purchases on the London Stock Exchange. Bird bought 107,123 ordinary shares at 3.8p on 23 June, while his closely as...
Other
Ondo CEO shifts 947,517 shares into pension with no change in stake
Neutral
Jun 25, 2026
Ondo InsurTech has disclosed a director dealing in which chief executive Craig Foster sold 947,517 ordinary shares at 3.7p each and immediately repurchased the same number into his self-invested personal pension. The bed-and-SIPP transaction, cond...
Private Placements and FinancingShareholder MeetingsStock Split
Ondo InsurTech Seeks Shareholder Approval for Fundraising and Share Reorganisation
Positive
Jun 24, 2026
Ondo InsurTech Plc has published a circular and notice of general meeting to be held in London on 9 July 2026, with documents already posted to shareholders. The meeting will ask investors to approve resolutions enabling a previously announced fun...
Private Placements and Financing
Ondo InsurTech opens discounted retail share offer alongside £2.9m placing
Positive
Jun 23, 2026
Ondo InsurTech has launched a retail offer giving existing U.K.-based retail shareholders access to up to 9,671,000 new ordinary shares at 3 pence each, via the BookBuild platform. The offer is running alongside a previously announced placing to r...
Business Operations and StrategyPrivate Placements and FinancingShareholder Meetings
Ondo InsurTech Raises £4.4m in Oversubscribed Placing and Retail Offer
Positive
Jun 23, 2026
Ondo InsurTech has completed an oversubscribed placing, raising about £2.9 million through an accelerated bookbuild, with total conditional fundraising of approximately £4.4 million when combined with £2 million of convertible loan ...
Business Operations and StrategyPrivate Placements and Financing
Ondo InsurTech closes bookbuild ahead of retail share offer
Positive
Jun 23, 2026
Ondo InsurTech has closed its accelerated bookbuild for a share placing, halting new orders and signalling that demand for the new equity tranche has been met. The company plans to announce the final result of the placing and completion timetable,...
Business Operations and StrategyPrivate Placements and Financing
Ondo InsurTech Unveils Refinancing Package and US Growth Push
Positive
Jun 22, 2026
Ondo InsurTech has agreed a comprehensive refinancing package with cornerstone investors and HomeServe that restructures £6.5 million of vendor loan notes, extends their maturity to 2030 and cuts the interest rate to 5%, significantly reducin...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Sep 09, 2026