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Fonix Mobile PLC
(LSE:FNX)
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Rating:80Outperform
Price Target:
221.00 p
▲(32.34% Upside)
Action:Reiterated
Date:09/23/26
The score is driven primarily by strong financial quality (low leverage, solid profitability, and generally healthy cash generation). Valuation is supportive with a moderate P/E and a high dividend yield. Technicals are constructive given the uptrend above key moving averages, but an overbought RSI meaningfully increases short-term downside risk, limiting the overall score.
Positive Factors
Revenue Growth
The long-term increase in revenue, together with a clear rebound in 2026, indicates continued demand for Fonix’s mobile payments and messaging services. Sustained transaction and messaging activity can support scale, reinforce merchant relationships, and provide a durable base for further growth.
Negative Factors
Volatile Cash Conversion
Although cash generation is strong overall, the historical swings show that reported earnings do not always translate into steady free cash flow. This variability can complicate capital planning and reduce confidence in the timing of internally generated funds for investment or shareholder returns.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth
The long-term increase in revenue, together with a clear rebound in 2026, indicates continued demand for Fonix’s mobile payments and messaging services. Sustained transaction and messaging activity can support scale, reinforce merchant relationships, and provide a durable base for further growth.
Read all positive factors
Fonix Mobile PLC (FNX) vs. iShares MSCI United Kingdom ETF (EWC)
Market Cap
£178.25M
Dividend Yield4.93%
Average Volume (3M)644.04K
Price to Earnings (P/E)15.1
Beta (1Y)0.29
Revenue Growth14.52%
EPS Growth6.84%
CountryUK
Employees57
SectorTechnology
Sector Strength88
IndustrySoftware - Application
Share Statistics
EPS (TTM)0.12
Shares Outstanding97,669,220
10 Day Avg. Volume162,736
30 Day Avg. Volume644,037
Financial Highlights & Ratios
PEG Ratio1.51
Price to Book (P/B)14.45
Price to Sales (P/S)1.95
P/FCF Ratio8.34
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
£293.00Price Target Upside75.45% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.12
Revenue Forecast (FY)£87.25M
Fonix Mobile PLC Business Overview & Revenue Model
Company Description
Based in London, United Kingdom, Fonix Mobile Plc delivers specialized mobile payment and messaging solutions. The company serves a broad spectrum of digital businesses throughout the UK, including those in media, charity, gaming, ticketing, and m...
How the Company Makes Money
Fonix makes money primarily by facilitating payments and messaging between merchants (e.g., digital content providers, charities, and other consumer-facing businesses) and mobile network operators (MNOs). Its core revenue model centers on (1) carr...
Fonix Mobile PLC Financial Statement Overview
Summary
Income Statement
82
Very Positive
Balance Sheet
91
Very Positive
Cash Flow
78
Positive
| Breakdown | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 83.35M | 72.78M | 76.09M | 64.92M | 53.65M |
| Gross Profit | 19.78M | 17.61M | 17.06M | 15.07M | 13.23M |
| EBITDA | 16.23M | 15.29M | 14.72M | 11.78M | 10.17M |
| Net Income | 11.89M | 11.14M | 10.62M | 8.80M | 8.03M |
Balance Sheet | |||||
| Total Assets | 66.33M | 57.98M | 64.35M | 58.02M | 50.14M |
| Cash, Cash Equivalents and Short-Term Investments | 28.58M | 22.00M | 26.48M | 20.65M | 16.99M |
| Total Debt | 19.00K | 146.00K | 262.00K | 17.00K | 133.00K |
| Total Liabilities | 55.07M | 47.45M | 53.65M | 48.63M | 42.32M |
| Stockholders Equity | 11.26M | 10.53M | 10.70M | 9.39M | 7.82M |
Cash Flow | |||||
| Free Cash Flow | 19.51M | 8.34M | 16.43M | 10.79M | 5.30M |
| Operating Cash Flow | 19.54M | 8.36M | 16.45M | 11.85M | 5.92M |
| Investing Cash Flow | -1.57M | -1.30M | -1.08M | -718.00K | -617.00K |
| Financing Cash Flow | -11.38M | -11.54M | -9.54M | -7.47M | -5.65M |
Fonix Mobile PLC Technical Analysis
Positive
167.00
Price Trends
180.70
Positive
170.99
Positive
166.91
Positive
Market Momentum
-1.27
Positive
49.85
Neutral
55.00
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:FNX, the sentiment is Positive. The current price of 167 is below the 20-day moving average (MA) of 185.08, below the 50-day MA of 180.70, and above the 200-day MA of 166.91, indicating a neutral trend. The MACD of -1.27 indicates Positive momentum. The RSI at 49.85 is Neutral, neither overbought nor oversold. The STOCH value of 55.00 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for GB:FNX.
Fonix Mobile PLC Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
80 Outperform | £178.25M | 15.10 | 107.46% | 5.25% | 14.52% | 6.84% | |
78 Outperform | £365.96M | 36.65 | 9.32% | ― | 10.38% | 2.60% | |
74 Outperform | £420.58M | 11.25 | 45.78% | 14.53% | 8.46% | 111.81% | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
57 Neutral | £60.49M | -15.94 | -23.16% | ― | -6.58% | -85.28% | |
56 Neutral | £716.79M | -251.48 | -1.33% | 1.48% | 15.98% | -131.06% | |
55 Neutral | £53.30M | -118.55 | 31.19% | 9.58% | 17.23% | 29.17% |
* Technology Sector Average
GB:FNX
Fonix Mobile PLC
182.50
7.23
4.12%
GB:BGO
Bango plc
78.50
-20.00
-20.30%
GB:PAY
Paypoint
720.00
67.21
10.29%
GB:PCIP
PCI PAL
73.50
27.50
59.78%
GB:BOKU
BOKU
129.00
-109.00
-45.80%
GB:EWG
WAG Payment Solutions Plc
103.00
11.95
13.13%
Fonix Mobile PLC Corporate Events
Business Operations and StrategyStock BuybackDividendsFinancial Disclosures
Fonix returns to double-digit growth as international push and new products gain momentum
Positive
Sep 22, 2026
Fonix plc reported a return to double-digit growth for the year to 30 June 2026, with gross profit up 12.9% to £21.0m and adjusted EBITDA up 11.0% to £16.2m, alongside a 7.1% rise in adjusted earnings per share. The company maintained a ...
Business Operations and StrategyFinancial Disclosures
Fonix Mobile PLC Plans Live Investor Presentation on Final Results
Positive
Sep 21, 2026
Fonix Mobile PLC, a leading mobile payments and messaging provider serving media, charity, entertainment and enterprise clients, operates from London with a technology-led focus on consumer experience. Trusted by major broadcasters and charities, ...
Business Operations and StrategyStock BuybackDividendsFinancial Disclosures
Fonix lifts profits and steps up European push as mobile payments pipeline grows
Positive
Jul 23, 2026
Fonix plc, a mobile payments and messaging specialist, reported a 12.9% rise in gross profit to £21.0m and an 11.0% increase in adjusted EBITDA to £16.2m for the year to 30 June 2026, slightly ahead of market expectations. Total payment ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.