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Fonix Mobile PLC (GB:FNX)
LSE:FNX
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Fonix Mobile PLC (FNX) AI Stock Analysis

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GB:FNX

Fonix Mobile PLC

(LSE:FNX)

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Outperform 77 (OpenAI - 5.2)
Rating:77Outperform
Price Target:
195.00 p
▲(16.77% Upside)
Action:Upgraded
Date:12/07/25
Fonix Mobile PLC's strong financial performance and attractive valuation are key strengths, supported by positive corporate events indicating strategic growth and shareholder confidence. Technical analysis suggests short-term bullish momentum, though longer-term resistance may exist. The absence of earnings call data limits insights into management's outlook.
Positive Factors
Balance Sheet Strength
Minimal leverage and very high ROE give Fonix durable financial flexibility: it can fund growth, pay dividends or weather downturns without relying on heavy external financing. A solid capital structure supports strategic options and downside resilience over many months.
Negative Factors
Revenue Growth Weakness
A negative revenue growth rate signals challenges scaling transaction volumes or merchant demand. Sustained top-line weakness can limit operating leverage, constrain reinvestment, and pressure margins and expectations unless new volume drivers or market expansion restore growth.
Read all positive and negative factors
Positive Factors
Negative Factors
Balance Sheet Strength
Minimal leverage and very high ROE give Fonix durable financial flexibility: it can fund growth, pay dividends or weather downturns without relying on heavy external financing. A solid capital structure supports strategic options and downside resilience over many months.
Read all positive factors

Fonix Mobile PLC (FNX) vs. iShares MSCI United Kingdom ETF (EWC)

Fonix Mobile PLC Business Overview & Revenue Model

Company Description
Based in London, United Kingdom, Fonix Mobile Plc delivers specialized mobile payment and messaging solutions. The company serves a broad spectrum of digital businesses throughout the UK, including those in media, charity, gaming, ticketing, and m...
How the Company Makes Money
Fonix makes money primarily by facilitating payments and messaging between merchants (e.g., digital content providers, charities, and other consumer-facing businesses) and mobile network operators (MNOs). Its core revenue model centers on (1) carr...

Fonix Mobile PLC Financial Statement Overview

Summary
Fonix Mobile PLC exhibits a robust financial position with strong profitability and efficient cash flow management. The company has maintained healthy margins and a solid balance sheet with minimal leverage. However, the recent decline in revenue growth poses a challenge that needs to be addressed to sustain long-term growth.
Income Statement
75
Positive
Balance Sheet
80
Positive
Cash Flow
70
Positive
BreakdownTTMJun 2024Jun 2023Jun 2022Jun 2021Jun 2021
Income Statement
Total Revenue76.36M72.78M76.09M64.92M53.65M47.67M
Gross Profit18.27M17.61M17.06M15.07M13.23M11.35M
EBITDA15.59M15.29M14.72M11.78M10.17M7.91M
Net Income11.20M11.14M10.62M8.80M8.03M6.06M
Balance Sheet
Total Assets82.27M57.98M64.35M58.02M50.14M43.36M
Cash, Cash Equivalents and Short-Term Investments27.07M22.00M26.48M20.65M16.99M17.34M
Total Debt84.00K146.00K262.00K17.00K133.00K244.00K
Total Liabilities71.40M47.45M53.65M48.63M42.32M38.13M
Stockholders Equity10.87M10.53M10.70M9.39M7.82M5.22M
Cash Flow
Free Cash Flow15.23M8.34M16.43M10.79M5.30M-7.81M
Operating Cash Flow15.25M8.36M16.45M11.85M5.92M-7.26M
Investing Cash Flow-1.42M-1.30M-1.08M-718.00K-617.00K-529.00K
Financing Cash Flow-11.80M-11.54M-9.54M-7.47M-5.65M-3.49M

Fonix Mobile PLC Technical Analysis

Technical Analysis Sentiment
Neutral
Last Price167.00
Price Trends
50DMA
165.97
Positive
100DMA
161.82
Positive
200DMA
165.64
Positive
Market Momentum
MACD
0.74
Positive
RSI
49.40
Neutral
STOCH
39.29
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:FNX, the sentiment is Neutral. The current price of 167 is below the 20-day moving average (MA) of 169.90, above the 50-day MA of 165.97, and above the 200-day MA of 165.64, indicating a neutral trend. The MACD of 0.74 indicates Positive momentum. The RSI at 49.40 is Neutral, neither overbought nor oversold. The STOCH value of 39.29 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for GB:FNX.

Fonix Mobile PLC Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
77
Outperform
£164.50M14.91104.64%5.34%1.57%1.80%
72
Outperform
£319.92M35.128.63%25.86%225.77%
69
Neutral
£363.57M9.6145.78%14.87%8.46%111.81%
61
Neutral
$37.18B12.37-10.20%1.83%8.50%-7.62%
55
Neutral
£47.86M-106.4531.19%9.58%17.23%29.17%
49
Neutral
£51.24M-8.88-32.65%-5.08%-98.14%
49
Neutral
£706.92M1,970.020.15%1.48%4.39%-33.33%
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
GB:FNX
Fonix Mobile PLC
168.50
-38.12
-18.45%
GB:BGO
Bango plc
66.50
-26.00
-28.11%
GB:PAY
Paypoint
615.00
-30.73
-4.76%
GB:PCIP
PCI PAL
66.00
20.50
45.05%
GB:BOKU
BOKU
112.00
-108.00
-49.09%
GB:EWG
WAG Payment Solutions Plc
101.60
-11.72
-10.34%

Fonix Mobile PLC Corporate Events

Business Operations and StrategyStock BuybackDividendsFinancial Disclosures
Fonix lifts profits and steps up European push as mobile payments pipeline grows
Positive
Jul 23, 2026
Fonix plc, a mobile payments and messaging specialist, reported a 12.9% rise in gross profit to £21.0m and an 11.0% increase in adjusted EBITDA to £16.2m for the year to 30 June 2026, slightly ahead of market expectations. Total payment ...
Business Operations and StrategyRegulatory Filings and Compliance
Fonix adopts EMI sub-plan and grants new share options
Positive
Jun 12, 2026
Fonix plc has introduced an Enterprise Management Incentive sub-plan to its existing share option framework, allowing it to issue tax-advantaged EMI options for the first time since its 2020 AIM admission. The move follows an expansion of EMI elig...
Regulatory Filings and Compliance
Fonix Updates Share Capital and Voting Rights Ahead of May 2026
Positive
May 29, 2026
Fonix plc has confirmed that as of 31 May 2026 it has 100,000,000 ordinary shares in issue, of which 2,376,335 are held in treasury, leaving 97,623,665 shares carrying voting rights. The updated voting-rights figure provides the reference denomina...
Stock BuybackRegulatory Filings and Compliance
Fonix Completes Share Buyback, Updates Voting Rights Structure
Neutral
May 22, 2026
Fonix plc has completed its share buyback programme with the purchase of 1,250,000 ordinary shares at 159 pence each, which will be held in treasury, bringing total treasury holdings to 2,376,335 shares. Following this transaction, the company&#82...
Business Operations and StrategyStock Buyback
Fonix launches tightly structured £1.99m share buyback to deploy surplus cash
Positive
May 22, 2026
Fonix plc has launched an on-market share buyback of up to 1,250,000 ordinary shares, equivalent to 1.26% of its issued share capital, at a price of 159 pence per share. The board views the move as an efficient use of the company’s growing c...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Dec 07, 2025