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Funding Circle Holdings Limited (GB:FCH)
LSE:FCH
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Funding Circle Holdings (FCH) AI Stock Analysis

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GB:FCH

Funding Circle Holdings

(LSE:FCH)

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Neutral 64 (OpenAI - 4o)
Rating:64Neutral
Price Target:
133.00p
â–²(0.15% Upside)
Funding Circle Holdings Limited's overall score reflects strong earnings call results and moderate valuation, tempered by mixed financial performance and technical indicators. The positive outlook from the earnings call is a significant strength, but financial and technical challenges need addressing.

Funding Circle Holdings (FCH) vs. iShares MSCI United Kingdom ETF (EWC)

Funding Circle Holdings Business Overview & Revenue Model

Company DescriptionFunding Circle Holdings plc, together with its subsidiaries, provides online lending platforms in the United Kingdom, the United States, and internationally. The company offers small business loans, recovery loan schemes, and business finance solutions to small and medium enterprises. It also provides flexipay and flexipay card solutions. The company acts as a special purpose bankruptcy remote entity that issues loan payment dependent debt securities to accredited investors. Funding Circle Holdings plc was incorporated in 2010 and is based in London, the United Kingdom.
How the Company Makes MoneyFunding Circle generates revenue primarily through origination fees charged to borrowers when they take out loans, as well as service fees from investors for managing their investments in the loans. Additionally, the company earns interest on the loans it facilitates, which contributes to its overall revenue. Key revenue streams include loan origination fees, servicing fees, and interest income. The company has also formed partnerships with various financial institutions and investors to enhance its lending capabilities and broaden its investor base, contributing to its earnings and market presence.

Funding Circle Holdings Earnings Call Summary

Earnings Call Date:Sep 04, 2025
(Q2-2025)
|
% Change Since: |
Next Earnings Date:Mar 05, 2026
Earnings Call Sentiment Positive
The earnings call reflects a generally positive outlook with strong revenue and profit growth, successful product expansion, and high customer satisfaction. However, challenges in the macroeconomic environment and losses in the FlexiPay segment present areas to watch.
Q2-2025 Updates
Positive Updates
Profitable Growth and Revenue Increase
Funding Circle achieved a 17% year-on-year revenue growth to GBP 92.3 million, with profit before tax rising to GBP 6 million from GBP 0.5 million a year prior.
Significant Credit Extension
Credit extended grew over 20% year-on-year to GBP 1.1 billion in the first half of the year, supporting over 87,000 jobs and contributing GBP 7.2 billion in GDP.
FlexiPay Revenue Surge
FlexiPay revenue more than doubled, with transactions growing 66% year-on-year to GBP 375 million, and early cohorts now delivering positive cash flow.
High Customer Satisfaction
Industry-leading NPS of 81 and Trustpilot score of 4.6, driven by a superior customer experience and a slick 6-minute loan application process.
Successful Share Buyback Program
Since March 2024, GBP 75 million worth of share buybacks have been announced, buying back nearly 15% of the initial share capital.
Strong Cash Balance
The company maintains a strong cash balance of GBP 115 million, supporting investment and growth initiatives.
Product Innovation and Expansion
Continued innovation with product feature improvements and expansion into new customer segments, including a new short-term loan offering.
Negative Updates
Challenging Macroeconomic Environment
The broader economic backdrop remains challenging with flat inflation-adjusted GDP, low consumer and business confidence, and business insolvencies above their long-term trend.
Uncertain Market Conditions
Ongoing uncertainty around budget and macroeconomic conditions may be causing a slowdown in decision-making for long-term investments by SMEs.
FlexiPay and Credit Card Losses
Despite strong growth, the FlexiPay and cashback credit card reported a loss of GBP 6.7 million for the half due to upfront marketing and credit loss costs.
Company Guidance
In the recent call discussing Funding Circle's half-year results for 2025, significant growth metrics were highlighted. The company saw a 20% year-on-year increase in credit extended, totaling GBP 1.1 billion, and a 17% rise in revenue, reaching GBP 92.3 million. Notably, Profit Before Tax (PBT) improved to GBP 6 million, a significant jump from GBP 0.5 million the previous year, with term loans contributing GBP 12.7 million to PBT, reflecting a 38% growth. FlexiPay revenue more than doubled, and the company reported strong customer satisfaction with a Net Promoter Score (NPS) of 81 and a Trustpilot score of 4.6. Future projections remain promising, with expectations of over GBP 200 million in revenue and GBP 30 million in PBT by 2026, supported by a robust pipeline of GBP 1.8 billion in future funding commitments. Additionally, the company has a strong cash balance of GBP 115 million and has completed significant share buybacks, purchasing 15% of its initial share capital since March 2024.

Funding Circle Holdings Financial Statement Overview

Summary
Funding Circle Holdings Limited exhibits a mixed financial performance. The recovery in net income and profitability margins is a positive sign, but the volatility in revenues and cash flow challenges raise concerns. The balance sheet remains strong, but increased leverage could be a risk. Focus on improving cash flow generation and maintaining revenue growth will be crucial for future stability.
Income Statement
62
Positive
The company showed improvement in its profitability with a positive net income in the latest year. However, revenue growth has been volatile with a decrease in the most recent year. The gross profit margin improved from the previous year, indicating better cost management. The EBIT and EBITDA margins turned positive, reflecting a recovery from previous losses.
Balance Sheet
70
Positive
The balance sheet reveals a healthy equity ratio, indicating strong capitalization. However, the debt-to-equity ratio increased, showing a reliance on debt financing. Return on equity improved with the return to profitability, but the overall leverage could pose risks if not managed carefully.
Cash Flow
55
Neutral
The cash flow statement highlights challenges with negative operating and free cash flows, potentially impacting liquidity. The operating cash flow to net income ratio is negative, suggesting that profitability is not translating into cash flow. The company needs to improve cash generation to sustain operations without relying on external financing.
BreakdownTTMDec 2024Dec 2023Dec 2022Dec 2021Dec 2020
Income Statement
Total Revenue173.30M160.10M129.70M155.70M219.20M244.70M
Gross Profit110.90M92.00M61.50M69.90M157.80M222.00M
EBITDA12.70M5.40M-10.30M4.10M82.00M-70.40M
Net Income26.90M8.60M-38.30M-6.90M61.20M-108.30M
Balance Sheet
Total Assets405.90M358.00M373.20M384.00M565.90M782.20M
Cash, Cash Equivalents and Short-Term Investments148.60M187.60M290.00M246.80M375.30M604.90M
Total Debt177.80M109.50M69.50M66.10M237.40M520.60M
Total Liabilities207.20M141.50M126.40M100.00M277.90M564.60M
Stockholders Equity198.70M216.50M246.80M284.00M288.00M217.60M
Cash Flow
Free Cash Flow-50.40M-70.30M-37.70M-24.30M90.70M22.80M
Operating Cash Flow-49.40M-67.40M-25.60M-10.40M100.10M33.10M
Investing Cash Flow-40.10M23.30M66.40M162.00M310.90M22.20M
Financing Cash Flow45.90M10.20M3.70M-201.70M-291.20M-116.20M

Funding Circle Holdings Technical Analysis

Technical Analysis Sentiment
Positive
Last Price132.80
Price Trends
50DMA
127.65
Positive
100DMA
129.83
Positive
200DMA
120.63
Positive
Market Momentum
MACD
1.48
Negative
RSI
59.88
Neutral
STOCH
81.76
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:FCH, the sentiment is Positive. The current price of 132.8 is above the 20-day moving average (MA) of 125.31, above the 50-day MA of 127.65, and above the 200-day MA of 120.63, indicating a bullish trend. The MACD of 1.48 indicates Negative momentum. The RSI at 59.88 is Neutral, neither overbought nor oversold. The STOCH value of 81.76 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for GB:FCH.

Funding Circle Holdings Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
―£215.07M10.848.41%3.95%-11.17%6.04%
―――――20.20%6.12%
―$18.00B11.429.92%3.81%9.73%1.22%
―£453.50M6.3214.70%4.74%-7.52%50.23%
―£387.99M22.133.93%―7.90%―
―£296.74M―-16.30%―-3.77%-147.20%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
GB:FCH
Funding Circle Holdings
132.80
2.30
1.76%
GB:HAT
H&T Group plc
650.00
283.35
77.28%
GB:IPF
International Personal Finance
205.00
82.80
67.76%
GB:VANQ
Vanquis Banking Group
117.00
75.20
179.90%
GB:SUS
S&U plc
1,745.00
196.72
12.71%
GB:ASAI
ASA International Group PLC
172.50
107.73
166.33%

Funding Circle Holdings Corporate Events

Stock Buyback
Funding Circle Executes Share Buy-Back on LSE
Neutral
Oct 28, 2025

Funding Circle Holdings plc has executed a buy-back of 16,449 ordinary shares on the London Stock Exchange, as part of its previously announced share buy-back program. This transaction, involving shares purchased from Investec Bank plc, is intended to be held in treasury, impacting the company’s share capital structure and potentially influencing shareholder voting rights.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £133.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock BuybackRegulatory Filings and Compliance
Funding Circle Executes Share Buy-Back on LSE
Neutral
Oct 27, 2025

Funding Circle Holdings plc announced the purchase of 32,605 of its own ordinary shares on the London Stock Exchange as part of a previously announced buy-back program. This transaction is intended to hold these shares in treasury, affecting the total voting rights and share capital structure, which may have implications for shareholder notifications under regulatory guidelines.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £133.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buy-Back on LSE
Neutral
Oct 24, 2025

Funding Circle Holdings plc has executed a share buy-back transaction, purchasing 48,604 of its own ordinary shares on the London Stock Exchange from Investec Bank plc. This move is part of a previously announced buy-back program, and the acquired shares will be held in treasury, impacting the company’s share capital and voting rights structure.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £124.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buy-Back on LSE
Positive
Oct 23, 2025

Funding Circle Holdings plc has executed a buy-back of 63,231 ordinary shares on the London Stock Exchange, with prices ranging from 122.00p to 126.80p per share. This move is part of a previously announced buy-back program and results in the company holding 396,246 shares in treasury, with a total of 304,345,330 shares in issue. The buy-back could potentially enhance shareholder value by reducing the number of shares available in the market, thereby increasing the value of remaining shares.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £124.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buyback to Optimize Capital Structure
Positive
Oct 22, 2025

Funding Circle Holdings plc has executed a share buyback by purchasing 62,123 of its own ordinary shares on the London Stock Exchange from Investec Bank plc. This transaction is part of a previously announced buy-back program, and the acquired shares will be held in treasury. The move is likely aimed at optimizing the company’s capital structure and potentially enhancing shareholder value by reducing the number of shares in circulation, which could positively impact the company’s stock price.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £124.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Business Operations and StrategyStock Buyback
Funding Circle Executes Share Buyback on LSE
Neutral
Oct 21, 2025

Funding Circle Holdings plc has executed a share buyback transaction, purchasing 56,530 ordinary shares on the London Stock Exchange from Investec Bank plc. The shares were bought at prices ranging from 119.40p to 123.40p, with a volume-weighted average price of 121.4295p per share. These shares will be held in treasury, and the company now holds a total of 270,892 treasury shares. This move is part of a previously announced buyback program and impacts the company’s total voting rights, which now stand at 304,470,684 shares. The buyback reflects the company’s strategy to manage its capital structure and potentially enhance shareholder value.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £124.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Business Operations and StrategyStock Buyback
Funding Circle Executes Share Buy-Back on LSE
Neutral
Oct 20, 2025

Funding Circle Holdings plc announced the purchase of 55,717 of its own ordinary shares on the London Stock Exchange as part of a buy-back program. The shares were acquired at a volume-weighted average price of 120.2795 pence per share and will be held in treasury. This transaction is part of the company’s strategy to manage its share capital and potentially enhance shareholder value.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £124.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buy-Back to Optimize Capital Structure
Positive
Oct 17, 2025

Funding Circle Holdings plc has executed a buy-back of 54,999 of its ordinary shares on the London Stock Exchange, purchasing them from Investec Bank plc. This transaction is part of a previously announced buy-back program, and the acquired shares will be held in treasury. The move is likely aimed at optimizing the company’s capital structure and potentially enhancing shareholder value by reducing the number of shares in circulation.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £138.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buy-Back to Enhance Shareholder Value
Neutral
Oct 16, 2025

Funding Circle Holdings plc has executed a buy-back of 57,486 of its own ordinary shares on the London Stock Exchange, as part of a previously announced share buy-back program. This move is intended to consolidate the company’s share capital and potentially enhance shareholder value by holding these shares in treasury, affecting the total voting rights and share capital structure.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £138.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buy-Back on LSE
Neutral
Oct 15, 2025

Funding Circle Holdings plc has executed a buy-back of 46,160 of its own ordinary shares on the London Stock Exchange, as part of a previously announced buy-back program. The shares, purchased at an average price of 129.0772 pence per share, will be held in treasury, impacting the company’s share capital and potentially influencing shareholder voting rights.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £128.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buy-Back, Cancels 109,385 Shares
Positive
Oct 14, 2025

Funding Circle Holdings plc has repurchased and canceled 109,385 of its own ordinary shares on the London Stock Exchange as part of a buy-back program announced earlier this year. This transaction reduces the company’s total issued share capital to 304,741,576 ordinary shares, potentially impacting shareholder interests and market positioning by consolidating ownership and possibly enhancing shareholder value.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £128.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buy-Back to Enhance Shareholder Value
Positive
Oct 13, 2025

Funding Circle Holdings plc has repurchased and cancelled 104,217 of its ordinary shares as part of a buy-back program announced earlier this year. This transaction, conducted through Investec Bank plc on the London Stock Exchange, aims to reduce the company’s share capital, potentially enhancing shareholder value and adjusting the capital structure.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £128.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Business Operations and StrategyStock Buyback
Funding Circle Executes Share Buyback to Enhance Shareholder Value
Positive
Oct 10, 2025

Funding Circle Holdings plc has repurchased and canceled 95,165 of its own ordinary shares as part of a buy-back program announced earlier this year. This transaction, executed on the London Stock Exchange, is part of the company’s strategy to manage its capital structure, potentially enhancing shareholder value by reducing the number of shares in circulation.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £134.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Business Operations and StrategyStock Buyback
Funding Circle Executes Share Buy-Back to Optimize Capital Structure
Neutral
Oct 9, 2025

Funding Circle Holdings plc has repurchased 29,680 of its own ordinary shares on the London Stock Exchange as part of a buy-back program announced earlier this year. This transaction is part of the company’s strategy to manage its share capital and potentially enhance shareholder value. Following the cancellation of these shares, the company’s total issued share capital will consist of 305,050,343 ordinary shares with voting rights, which may affect shareholder notifications under regulatory guidelines.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £134.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buy-Back, Cancels 45,212 Shares
Neutral
Oct 8, 2025

Funding Circle Holdings plc has executed a buy-back of 45,212 ordinary shares on the London Stock Exchange as part of its previously announced share repurchase program. The shares were purchased at a volume-weighted average price of 123.29 pence per share and will be cancelled, reducing the company’s issued share capital to 305,080,023 ordinary shares with voting rights. This move is likely to impact the company’s share value and market perception, as it reflects a strategic decision to manage its capital structure and potentially enhance shareholder value.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £132.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buyback to Enhance Shareholder Value
Positive
Oct 7, 2025

Funding Circle Holdings plc has executed a share buyback, purchasing 152,535 ordinary shares on the London Stock Exchange from Investec Bank plc. This transaction, part of a previously announced buy-back program, aims to cancel the acquired shares, reducing the company’s issued share capital to 305,125,235 ordinary shares with voting rights. This strategic move is expected to impact shareholder value and market perception positively, as it reflects the company’s confidence in its financial health and future prospects.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £132.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Legal Proceedings
Funding Circle Secures Favorable Settlement in Loan Dispute
Positive
Oct 7, 2025

Funding Circle Holdings plc announced a favorable settlement in a case involving Azzurro Associates and personal guarantors of two defaulted loans. The resolution, which resulted in a payment to Azzurro, affirms the validity of the loans and personal guarantees, reinforcing Funding Circle’s position and potentially strengthening its reputation and stakeholder confidence.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £132.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock BuybackFinancial Disclosures
Funding Circle Executes Share Buyback and Issues Correction
Positive
Oct 6, 2025

Funding Circle Holdings plc announced the purchase and cancellation of 49,132 of its own ordinary shares on the London Stock Exchange as part of a previously announced buy-back program. This transaction aims to reduce the number of shares in circulation, potentially increasing the value of remaining shares and signaling confidence in the company’s financial health. Additionally, a correction was issued for a previous announcement regarding the volume-weighted average price of shares purchased on 2 October 2025, which was inaccurately reported.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £132.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buyback to Reduce Capital
Neutral
Oct 3, 2025

Funding Circle Holdings plc has executed a share buyback program, purchasing 87,313 of its own ordinary shares on the London Stock Exchange from Investec Bank plc. This action, part of a previously announced buy-back initiative, is aimed at reducing the company’s share capital, which will now consist of 305,326,902 ordinary shares with voting rights. The cancellation of these shares is expected to impact the company’s capital structure and could influence shareholder value and market perception.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £132.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Business Operations and StrategyStock Buyback
Funding Circle Executes Share Buy-Back to Optimize Capital Structure
Positive
Oct 2, 2025

Funding Circle Holdings plc announced the purchase and cancellation of 103,499 ordinary shares as part of its share buy-back program. This transaction, conducted on the London Stock Exchange, is part of a strategy to optimize the company’s capital structure and potentially enhance shareholder value by reducing the number of shares in circulation.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £132.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Business Operations and StrategyStock Buyback
Funding Circle Executes Share Buy-Back to Optimize Capital Structure
Positive
Oct 1, 2025

Funding Circle Holdings plc announced the purchase and cancellation of 99,558 of its ordinary shares on the London Stock Exchange as part of a buy-back program. This transaction, executed at a volume-weighted average price of 122.8670p per share, will reduce the company’s issued share capital to 305,517,714 ordinary shares with voting rights. The buy-back initiative reflects the company’s strategy to optimize its capital structure and potentially enhance shareholder value.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £132.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buy-Back, Cancels Over 100,000 Shares
Neutral
Sep 30, 2025

Funding Circle Holdings plc announced the purchase and cancellation of 109,507 of its own ordinary shares from Investec Bank plc as part of a previously announced buy-back program. This transaction, executed on the London Stock Exchange, will reduce the company’s issued share capital to 305,617,212 ordinary shares with voting rights, potentially impacting shareholder calculations under the FCA’s Disclosure Guidance and Transparency Rules.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £132.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Regulatory Filings and Compliance
Funding Circle Announces Total Voting Rights Update
Neutral
Sep 30, 2025

Funding Circle Holdings plc announced that as of 30 September 2025, its issued share capital consists of 305,864,609 ordinary shares, all with voting rights. This information is crucial for shareholders to determine their interest in the company under the Financial Conduct Authority’s Disclosure and Transparency Rules.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £132.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buyback, Cancels 71,591 Shares
Neutral
Sep 29, 2025

Funding Circle Holdings plc has repurchased and canceled 71,591 of its ordinary shares on the London Stock Exchange as part of its ongoing share buyback program. This transaction, executed at a volume-weighted average price of 125.1414 pence per share, reduces the company’s total issued share capital to 305,726,779 ordinary shares, potentially impacting shareholder voting rights and market perception.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £132.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buy-Back to Optimize Capital Structure
Positive
Sep 26, 2025

Funding Circle Holdings plc has executed a buy-back of 66,239 of its own ordinary shares from Investec Bank plc on the London Stock Exchange, as part of a previously announced buy-back program. The repurchased shares will be canceled, reducing the company’s issued share capital to 305,798,370 ordinary shares with voting rights. This move is likely aimed at optimizing the company’s capital structure and potentially enhancing shareholder value.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £132.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Business Operations and StrategyStock Buyback
Funding Circle Executes Share Buy-Back to Optimize Capital Structure
Positive
Sep 24, 2025

Funding Circle Holdings plc announced the purchase and cancellation of 83,911 of its own ordinary shares on the London Stock Exchange as part of a share buy-back program. This transaction, conducted through Investec Bank plc, is part of the company’s strategy to manage its capital structure, potentially enhancing shareholder value by reducing the number of shares in circulation and increasing earnings per share.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £132.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Private Placements and Financing
Funding Circle Secures £300 Million Deal to Boost SME Lending
Positive
Sep 24, 2025

Funding Circle has announced a £300 million forward flow agreement with TPG Angelo Gordon and Barclays to bolster its term loan offerings for UK SMEs. This deal highlights the confidence in Funding Circle’s lending products and their ability to deliver strong returns, reinforcing its market position and supporting future growth in SME financing.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £132.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buy-Back to Enhance Shareholder Value
Positive
Sep 23, 2025

Funding Circle Holdings plc has executed a buy-back of 93,027 of its own ordinary shares on the London Stock Exchange, as part of a previously announced share repurchase program. The repurchased shares will be canceled, reducing the company’s issued share capital to 306,058,520 ordinary shares. This move is likely aimed at enhancing shareholder value and optimizing the company’s capital structure.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £132.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buy-Back Reducing Issued Capital
Positive
Sep 22, 2025

Funding Circle Holdings plc has executed a share buy-back program, purchasing 58,720 of its own ordinary shares on the London Stock Exchange from Investec Bank plc. The shares were bought at prices ranging from 120.40p to 123.40p per share, with an average price of 122.3567p, and will be canceled, reducing the company’s issued share capital to 306,151,547 ordinary shares. This move is part of a previously announced buy-back initiative, potentially enhancing shareholder value by reducing the number of shares in circulation.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £132.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buyback, Cancels 65,323 Shares
Positive
Sep 19, 2025

Funding Circle Holdings plc has executed a share buyback transaction, purchasing 65,323 ordinary shares on the London Stock Exchange from Investec Bank plc. This move, part of a previously announced buy-back program, will result in the cancellation of the purchased shares, reducing the company’s issued share capital to 306,210,267 ordinary shares. This strategic action is likely to impact the company’s share value and market perception, offering potential benefits to shareholders by increasing the value of remaining shares.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £132.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buy-Back to Boost Shareholder Value
Positive
Sep 18, 2025

Funding Circle Holdings plc has executed a buy-back of 80,660 ordinary shares from Investec Bank plc on the London Stock Exchange, as part of its previously announced buy-back program. The repurchased shares will be cancelled, reducing the company’s issued share capital to 306,275,590 ordinary shares with voting rights. This move is likely to impact shareholder value and market perception positively, as share buy-backs are often seen as a sign of confidence in the company’s financial health.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £132.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buy-Back to Enhance Shareholder Value
Positive
Sep 17, 2025

Funding Circle Holdings plc has repurchased 92,779 of its own ordinary shares on the London Stock Exchange as part of a buy-back program announced earlier in May 2025. This transaction, conducted through Investec Bank plc, is aimed at reducing the company’s share capital, which will now consist of 306,356,250 ordinary shares with voting rights. The buy-back is expected to enhance shareholder value and optimize the company’s capital structure.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £132.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Private Placements and Financing
Funding Circle Secures £750 Million Renewal with Waterfall Asset Management
Positive
Sep 17, 2025

Funding Circle has announced a £750 million renewal of its partnership with Waterfall Asset Management and BNP Paribas, bringing the total financing provided through its platform to over £3 billion. This renewal underscores the strength of Funding Circle’s platform and its ability to deliver attractive returns, further supporting its mission to provide vital funding to UK SMEs, a segment often underserved by traditional lenders.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £132.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buyback to Enhance Shareholder Value
Positive
Sep 16, 2025

Funding Circle Holdings plc has executed a buyback of 92,197 ordinary shares from Investec Bank plc, as part of its previously announced share repurchase program. The shares were purchased at prices ranging from 118.40p to 122.00p and will be canceled, reducing the company’s issued share capital to 306,449,029 ordinary shares. This move is likely aimed at enhancing shareholder value and optimizing the company’s capital structure.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £132.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buy-Back to Enhance Shareholder Value
Positive
Sep 15, 2025

Funding Circle Holdings plc has executed a buy-back of its own shares, purchasing 98,881 ordinary shares from Investec Bank plc on the London Stock Exchange. This transaction is part of a previously announced buy-back program, and the company plans to cancel the repurchased shares, reducing its issued share capital to 306,541,226 ordinary shares. This move is likely aimed at enhancing shareholder value by reducing the number of shares in circulation, which can potentially increase earnings per share and improve market perception.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £132.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buyback, Cancelling 124,972 Shares
Neutral
Sep 12, 2025

Funding Circle Holdings plc announced the repurchase and cancellation of 124,972 of its ordinary shares on the London Stock Exchange as part of a buy-back program initiated in May 2025. This transaction reduces the company’s total issued share capital to 306,640,107 ordinary shares, potentially impacting shareholder interests and market dynamics by altering the shareholding structure and possibly enhancing shareholder value.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £132.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Business Operations and StrategyPrivate Placements and Financing
Funding Circle Chair Acquires Significant Shareholding
Positive
Sep 12, 2025

Funding Circle Holdings plc announced a transaction involving its Chair, Kenneth Stannard, who acquired 202,589 ordinary shares at a price of 122.78p each on the London Stock Exchange. This transaction highlights the company’s ongoing commitment to aligning its leadership with shareholder interests, potentially strengthening its market position and investor confidence.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £132.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buyback
Positive
Sep 11, 2025

Funding Circle Holdings plc has executed a share buyback transaction, purchasing 125,000 of its own ordinary shares on the London Stock Exchange through Investec Bank plc. The shares were bought at prices ranging from 118.80p to 122.00p per share, with a volume-weighted average price of 119.3434p. Following this transaction, the company’s issued share capital will consist of 306,765,079 ordinary shares with voting rights. This move is part of a previously announced buyback program, potentially aiming to enhance shareholder value by reducing the number of shares in circulation.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £132.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buy-Back to Optimize Capital Structure
Neutral
Sep 10, 2025

Funding Circle Holdings plc announced the purchase and cancellation of 100,000 of its own ordinary shares from Investec Bank plc as part of a buy-back program. This transaction, executed on the London Stock Exchange, aims to reduce the company’s share capital to 306,890,079 ordinary shares, potentially impacting shareholder interests and market dynamics.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £132.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buy-Back to Enhance Shareholder Value
Positive
Sep 9, 2025

Funding Circle Holdings plc has executed a buy-back of 98,101 ordinary shares on the London Stock Exchange, as part of a previously announced share repurchase program. This transaction, involving shares purchased from Investec Bank plc, is intended to enhance shareholder value by reducing the total number of shares in circulation, thereby potentially increasing earnings per share and improving market perception.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £132.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Funding Circle’s Earnings Call: Strong Growth Amid Challenges
Sep 6, 2025

Funding Circle Holdings’ recent earnings call conveyed a generally positive sentiment, marked by robust revenue and profit growth, successful product expansion, and high customer satisfaction. However, the company also faces challenges in the macroeconomic environment and losses in its FlexiPay segment, which warrant close attention.

Stock Buyback
Funding Circle Executes Share Buyback to Enhance Shareholder Value
Positive
Sep 5, 2025

Funding Circle Holdings plc has executed a share buyback program, purchasing 123,704 of its own ordinary shares on the London Stock Exchange from Investec Bank plc. This move is part of a previously announced buy-back initiative, aiming to reduce the number of shares in circulation, potentially increasing the value of remaining shares and enhancing shareholder value.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £163.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Other
Funding Circle CEO Sells Portion of Shares
Neutral
Sep 5, 2025

Funding Circle Holdings plc announced that its CEO, Lisa Jacobs, sold a portion of her ordinary shares in the company. The transaction involved the sale of 237,700 shares on the London Stock Exchange, with Jacobs retaining an interest in 1,248,451 shares, representing 0.41% of the issued share capital. This move is in compliance with the company’s Remuneration Policy, and Jacobs continues to meet the minimum shareholding requirements. The sale is part of routine transactions by persons discharging managerial responsibilities, and it does not affect the company’s operations or its market positioning.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £163.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buy-Back to Optimize Capital Structure
Positive
Sep 4, 2025

Funding Circle Holdings plc announced the repurchase and cancellation of 74,733 of its ordinary shares on the London Stock Exchange as part of a buy-back program initiated earlier in the year. This transaction, conducted with Investec Bank plc, aims to reduce the company’s share capital, potentially enhancing shareholder value and adjusting the capital structure.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £163.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Business Operations and StrategyStock BuybackFinancial Disclosures
Funding Circle Reports Strong H1 2025 Results with Profitable Growth
Positive
Sep 4, 2025

Funding Circle Holdings plc reported strong financial results for the first half of 2025, with a 17% increase in revenue to £92.3 million and a significant rise in profit before tax to £6.0 million. The company’s strategic focus on product innovation and operating leverage has driven growth, particularly in its Term Loans and FlexiPay products. The company remains on track to meet its medium-term financial goals and continues its share buyback program, indicating confidence in its future prospects.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £163.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buyback, Cancels Shares
Neutral
Sep 3, 2025

Funding Circle Holdings plc has executed a share buyback, purchasing 51,272 of its own ordinary shares on the London Stock Exchange from Investec Bank plc. This move is part of a previously announced buy-back program, and the repurchased shares will be canceled, reducing the company’s issued share capital to 307,334,066 ordinary shares. This action may impact shareholder calculations under the FCA’s Disclosure Guidance and Transparency Rules, as it alters the denominator used for determining notification obligations.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £163.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Business Operations and StrategyStock Buyback
Funding Circle Executes Share Buyback to Optimize Capital Structure
Positive
Sep 1, 2025

Funding Circle Holdings plc has executed a share buyback program, purchasing 91,787 of its own ordinary shares on the London Stock Exchange at an average price of 145.6045 pence per share. This move is part of a broader strategy to manage its capital structure, potentially enhancing shareholder value by reducing the number of shares in circulation and adjusting the company’s market positioning.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £163.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Regulatory Filings and Compliance
Funding Circle Announces Total Voting Rights Update
Neutral
Aug 29, 2025

Funding Circle Holdings plc announced that as of 29 August 2025, its issued share capital comprises 307,844,815 ordinary shares, each with voting rights, and holds no shares in Treasury. This information is crucial for shareholders to determine their interest in the company under the Financial Conduct Authority’s Disclosure and Transparency Rules.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £163.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Business Operations and StrategyStock Buyback
Funding Circle Executes Share Buy-Back to Optimize Capital Structure
Positive
Aug 29, 2025

Funding Circle Holdings plc has executed a buy-back of 100,000 of its own ordinary shares from Investec Bank plc, with the highest price paid per share being 149.40p and the lowest at 143.60p. This transaction is part of a previously announced buy-back program, and the company plans to cancel the repurchased shares, reducing its issued share capital to 307,576,474 ordinary shares. This move could potentially enhance shareholder value and indicates a strategic effort to optimize the company’s capital structure.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £163.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buy-Back to Optimize Capital Structure
Neutral
Aug 28, 2025

Funding Circle Holdings plc announced the purchase and cancellation of 100,000 of its own ordinary shares on the London Stock Exchange as part of a buy-back program. This move reduces the company’s total share capital to 307,676,474 ordinary shares, potentially impacting shareholder calculations under the FCA’s Disclosure Guidance and Transparency Rules.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £163.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buyback to Reduce Share Capital
Neutral
Aug 27, 2025

Funding Circle Holdings plc has executed a share buyback program, purchasing 68,341 of its own ordinary shares on the London Stock Exchange from Investec Bank plc. This transaction is part of a previously announced buy-back initiative aimed at reducing the company’s share capital, which will now consist of 307,776,474 ordinary shares with voting rights. The cancellation of these shares may impact shareholder calculations regarding their interests in the company, in line with regulatory guidelines.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £163.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Business Operations and StrategyStock Buyback
Funding Circle Executes Share Buyback to Reduce Capital
Neutral
Aug 26, 2025

Funding Circle Holdings plc has executed a share buyback, purchasing 227,013 of its own ordinary shares on the London Stock Exchange. This move is part of a previously announced buyback program and is intended to cancel the repurchased shares, reducing the company’s issued share capital to 307,844,815 ordinary shares with voting rights. This action may impact shareholder interests and is aligned with the company’s strategic financial management goals.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £163.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buyback to Boost Shareholder Value
Positive
Aug 22, 2025

Funding Circle Holdings plc has executed a buyback of 89,884 ordinary shares on the London Stock Exchange, with the highest price paid per share being 149.00p and the lowest at 146.20p. This transaction is part of a previously announced buyback program, and the repurchased shares will be canceled, reducing the company’s issued share capital to 308,071,828 ordinary shares with voting rights. This move is likely to impact the company’s share value and market perception, potentially benefiting shareholders by increasing the value of remaining shares.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £163.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Business Operations and StrategyStock Buyback
Funding Circle Executes Share Buyback to Optimize Capital Structure
Positive
Aug 21, 2025

Funding Circle Holdings plc has executed a share buyback transaction, purchasing 218,406 of its own ordinary shares from Investec Bank plc on the London Stock Exchange. This move, part of a previously announced buy-back program, aims to cancel the repurchased shares, thereby reducing the total number of shares in circulation to 308,161,712. This strategic action is expected to enhance shareholder value and optimize the company’s capital structure.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £163.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Business Operations and StrategyStock Buyback
Funding Circle Executes Share Buy-Back to Optimize Capital Structure
Positive
Aug 20, 2025

Funding Circle Holdings plc announced the purchase and cancellation of 248,395 of its own ordinary shares on the London Stock Exchange as part of a buy-back program. This transaction, executed at an average price of 149.5868 pence per share, reduces the company’s issued share capital to 308,380,118 ordinary shares with voting rights. The buy-back is part of a strategic move to optimize the company’s capital structure, potentially enhancing shareholder value and market perception.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £163.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buy-Back, Reducing Issued Capital
Neutral
Aug 19, 2025

Funding Circle Holdings plc has executed a buy-back of 230,221 of its own ordinary shares from Investec Bank plc on the London Stock Exchange, with the highest price paid per share being 156.60p and the lowest at 150.80p. This transaction, part of a buy-back program announced in May 2025, will result in the cancellation of these shares, reducing the company’s issued share capital to 308,628,513 ordinary shares with voting rights, potentially impacting shareholder interests and market positioning.

The most recent analyst rating on (GB:FCH) stock is a Hold with a £163.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buy-Back to Enhance Shareholder Value
Positive
Aug 18, 2025

Funding Circle Holdings plc has executed a buy-back of 196,233 of its own ordinary shares on the London Stock Exchange, as part of a previously announced buy-back program. This move is intended to cancel the repurchased shares, reducing the company’s issued share capital to 308,858,734 ordinary shares with voting rights. This strategic financial maneuver is likely to impact the company’s share value and market perception, potentially benefiting shareholders by increasing the value of remaining shares.

The most recent analyst rating on (GB:FCH) stock is a Buy with a £1.80 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Business Operations and StrategyStock Buyback
Funding Circle Executes Share Buy-Back to Optimize Capital Structure
Positive
Aug 15, 2025

Funding Circle Holdings plc has executed a buy-back of 250,000 ordinary shares from Investec Bank plc on the London Stock Exchange, as part of its previously announced share buy-back program. The purchased shares will be canceled, reducing the company’s issued share capital to 309,054,967 ordinary shares with voting rights. This move is part of the company’s strategy to optimize its capital structure and potentially enhance shareholder value.

The most recent analyst rating on (GB:FCH) stock is a Buy with a £1.70 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buyback to Reduce Share Capital
Neutral
Aug 14, 2025

Funding Circle Holdings plc has executed a share buyback transaction, purchasing 48,948 of its own ordinary shares from Investec Bank plc on the London Stock Exchange. This move is part of a buy-back program announced in May 2025, aimed at reducing the company’s share capital. Following the cancellation of these shares, the company’s issued share capital will consist of 309,304,967 ordinary shares with voting rights. This transaction is expected to impact the company’s share capital structure and may influence shareholder value.

The most recent analyst rating on (GB:FCH) stock is a Buy with a £1.70 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buyback, Cancelling 35,327 Shares
Positive
Aug 13, 2025

Funding Circle Holdings plc has executed a share buyback, purchasing 35,327 ordinary shares from Investec Bank plc on the London Stock Exchange. This transaction, part of a previously announced buyback program, will result in the cancellation of the repurchased shares, reducing the company’s issued share capital to 309,353,915 ordinary shares. The move is likely to impact the company’s share value and market positioning, providing potential benefits to shareholders by increasing the value of remaining shares.

The most recent analyst rating on (GB:FCH) stock is a Buy with a £1.70 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buyback to Enhance Shareholder Value
Positive
Aug 12, 2025

Funding Circle Holdings plc has executed a share buyback, purchasing 147,555 of its own ordinary shares from Investec Bank plc on the London Stock Exchange. This move, part of a buyback program announced in May 2025, is intended to cancel the repurchased shares, thereby reducing the total number of shares in circulation to 309,389,242. This action is likely aimed at enhancing shareholder value and optimizing the company’s capital structure.

The most recent analyst rating on (GB:FCH) stock is a Buy with a £1.70 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buy-Back to Reduce Capital
Neutral
Aug 11, 2025

Funding Circle Holdings plc has executed a buy-back of 51,222 ordinary shares on the London Stock Exchange as part of its previously announced share repurchase program. The cancellation of these shares will reduce the company’s issued share capital to 309,536,797 ordinary shares, potentially impacting shareholder voting rights and shareholding notifications under regulatory guidelines.

The most recent analyst rating on (GB:FCH) stock is a Buy with a £1.70 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buy-Back to Optimize Capital Structure
Neutral
Aug 8, 2025

Funding Circle Holdings plc has executed a buy-back of 98,991 of its own ordinary shares on the London Stock Exchange, with the highest price paid per share being 143.80p and the lowest 139.00p. This move is part of a previously announced buy-back program and will result in the cancellation of these shares, reducing the company’s issued share capital to 309,588,019 ordinary shares. The buy-back is expected to impact the company’s share capital structure and may influence shareholder value and market perception.

The most recent analyst rating on (GB:FCH) stock is a Buy with a £1.80 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buy-Back to Enhance Shareholder Value
Positive
Aug 7, 2025

Funding Circle Holdings plc has executed a buy-back of 76,723 ordinary shares from Investec Bank plc on the London Stock Exchange, as part of a previously announced share repurchase program. This transaction, aimed at reducing the number of shares in circulation, will result in the cancellation of the repurchased shares, bringing the company’s total issued share capital to 309,687,010 ordinary shares with voting rights. This move is expected to impact the company’s share value and market perception, potentially benefiting shareholders by increasing the value of remaining shares.

The most recent analyst rating on (GB:FCH) stock is a Buy with a £1.70 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buyback, Reduces Issued Capital
Neutral
Aug 6, 2025

Funding Circle Holdings plc has executed a share buyback, purchasing 52,135 of its own ordinary shares from Investec Bank plc on the London Stock Exchange. This move, part of a previously announced buy-back program, aims to cancel the repurchased shares, reducing the company’s issued share capital to 309,763,733 ordinary shares. This transaction is expected to impact shareholder calculations under the FCA’s Disclosure Guidance and Transparency Rules.

The most recent analyst rating on (GB:FCH) stock is a Buy with a £1.70 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buyback to Reduce Share Capital
Neutral
Aug 5, 2025

Funding Circle Holdings plc has executed a share buyback, purchasing 89,952 of its own ordinary shares on the London Stock Exchange at an average price of 138.3186 pence per share. This move, part of a previously announced buy-back program, aims to cancel the repurchased shares, reducing the total number of shares in circulation to 309,815,868. This action is likely to impact the company’s share capital structure and could influence shareholder value by potentially increasing earnings per share.

The most recent analyst rating on (GB:FCH) stock is a Buy with a £1.70 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Stock Buyback
Funding Circle Executes Share Buyback to Reduce Capital
Neutral
Aug 4, 2025

Funding Circle Holdings plc has executed a share buyback, purchasing 35,174 ordinary shares from Investec Bank plc on the London Stock Exchange. This move is part of a previously announced buy-back program aimed at reducing the company’s share capital, which now consists of 309,905,820 ordinary shares with voting rights. The cancellation of these shares is expected to impact the company’s capital structure and potentially influence shareholder value.

The most recent analyst rating on (GB:FCH) stock is a Buy with a £1.70 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Business Operations and StrategyStock Buyback
Funding Circle Executes Share Buy-Back to Optimize Capital Structure
Neutral
Aug 1, 2025

Funding Circle Holdings plc announced the repurchase and cancellation of 100,000 of its own ordinary shares from Investec Bank plc as part of its ongoing share buy-back program. This transaction, executed on the London Stock Exchange, is part of the company’s strategy to optimize its capital structure and enhance shareholder value. Following this buy-back, the company’s issued share capital will consist of 309,940,994 ordinary shares with voting rights, which stakeholders can use to determine their notification obligations under regulatory guidelines.

The most recent analyst rating on (GB:FCH) stock is a Buy with a £1.80 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Business Operations and StrategyStock Buyback
Funding Circle Executes Share Buyback to Optimize Capital Structure
Positive
Jul 31, 2025

Funding Circle Holdings plc has executed a share buyback transaction, purchasing 37,063 of its own ordinary shares from Investec Bank plc on the London Stock Exchange. This move is part of a previously announced buy-back program, and the company plans to cancel the repurchased shares, reducing its total issued share capital to 310,040,994 ordinary shares with voting rights. This strategic action is likely to impact the company’s market positioning by potentially increasing shareholder value and adjusting the share capital structure.

The most recent analyst rating on (GB:FCH) stock is a Buy with a £1.70 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Regulatory Filings and Compliance
Funding Circle Announces Total Voting Rights Update
Neutral
Jul 31, 2025

Funding Circle Holdings plc announced that as of July 31, 2025, its issued share capital consists of 310,152,934 ordinary shares, all with voting rights, and holds no shares in Treasury. This information is crucial for shareholders to determine their interests under the Financial Conduct Authority’s Disclosure and Transparency Rules.

The most recent analyst rating on (GB:FCH) stock is a Buy with a £1.80 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Business Operations and StrategyStock Buyback
Funding Circle Executes Share Buyback to Optimize Capital Structure
Positive
Jul 30, 2025

Funding Circle Holdings plc has executed a share buyback transaction, purchasing 33,416 ordinary shares from Investec Bank plc on the London Stock Exchange. This move is part of a previously announced buy-back program aimed at reducing the company’s share capital, which will now consist of 310,078,057 ordinary shares with voting rights. This strategic action is likely to impact the company’s market positioning by potentially increasing shareholder value and optimizing capital structure.

The most recent analyst rating on (GB:FCH) stock is a Buy with a £1.70 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Oct 25, 2025