CPP Group plc (CPP) AI Stock Analysis

• Market Cap: £7.19M
• Dividend Yield: N/A
• Average Volume (3M): 1.30K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.31
• Revenue Growth: -18.97%
• EPS Growth: 61.13%
• Country: UK
• Employees: 5,080
• Sector: Industrials
• Sector Strength: 78
• Industry: Specialty Business Services
• EPS (TTM): -0.38
• Shares Outstanding: 9,164,804
• 10 Day Avg. Volume: 692
• 30 Day Avg. Volume: 1,298
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): 0.00
• Price to Cash Flow (P/CF): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

CPP Group plc's stock score is heavily impacted by its poor financial performance, including negative profitability and cash flow challenges, which account for a substantial portion of the score. The stock's technical indicators suggest ongoing negative momentum, reinforcing a bearish outlook. Valuation metrics further reflect concerns over the company's unprofitability. Although the strategic transformation presents a potential turnaround story, it has yet to materially affect the company's financial health, resulting in an overall low stock score.

CPP Group plc Business Overview & Revenue Model

Company Description

CPP Group plc (CPP) is a global assistance and insurance products company headquartered in the United Kingdom. It operates primarily in the financial services sector, providing a range of assistance services, insurance products, and technology-driven solutions. The company focuses on offering products such as card protection, identity protection, travel insurance, and mobile phone insurance, aiming to provide peace of mind and security to its customers.

How the Company Makes Money

CPP Group plc generates revenue through a diversified business model that includes the sale of insurance products, assistance services, and technology-driven solutions. Key revenue streams include subscription fees from customers for card and identity protection services, premiums from insurance products such as travel and mobile phone insurance, and fees from partners for providing assistance services. The company collaborates with financial institutions, retailers, and other partners to distribute its products, leveraging these partnerships to expand its customer base and market reach. Additionally, CPP Group invests in technology to enhance its service offerings, which contributes to customer retention and acquisition, thereby fueling its revenue growth.

CPP Group plc Financial Statement Overview

Summary

Income Statement

Balance Sheet

Cash Flow

Breakdown
Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019
Income Statement		Total Revenue
193.04M	169.78M	143.63M	141.14M	138.36M
	Gross Profit
30.95M	30.77M	32.92M	36.95M	40.49M
	EBIT
-6.40M	2.61M	4.58M	2.43M	1.63M
	EBITDA
-2.89M	5.61M	7.59M	4.97M	5.44M
	Net Income Common Stockholders
-8.65M	101.00K	518.00K	-1.60M	-944.00K
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
17.96M	20.98M	22.32M	21.86M	21.96M
	Total Assets
54.20M	59.66M	53.96M	57.13M	62.59M
	Total Debt
3.90M	4.70M	5.82M	6.54M	7.22M
	Net Debt
-14.05M	-16.29M	-16.50M	-15.32M	-14.74M
	Total Liabilities
46.69M	45.18M	38.59M	41.40M	46.59M
	Stockholders Equity
5.26M	12.67M	13.82M	14.63M	15.11M
Cash Flow		Free Cash Flow
404.00K	1.10M	2.67M	1.40M	-2.52M
	Operating Cash Flow
4.29M	3.82M	4.56M	3.16M	1.14M
	Investing Cash Flow
-3.89M	-3.18M	583.00K	-1.24M	-3.00M
	Financing Cash Flow
-1.52M	-2.12M	-4.19M	-1.62M	-2.18M

CPP Group plc Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 78.50
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:CPP, the sentiment is Neutral. The current price of 78.5 is above the 20-day moving average (MA) of 77.45, below the 50-day MA of 82.95, and below the 200-day MA of 115.44, indicating a neutral trend. The MACD of -1.62 indicates Negative momentum. The RSI at 53.94 is Neutral, neither overbought nor oversold. The STOCH value of 91.67 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for GB:CPP.

CPP Group plc Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
ADM	80 Outperform	£9.98B	15.05	56.17%	3.77%	34.86%	95.18%
Sector *	64 Neutral	$4.28B	11.80	5.30%	250.74%	4.12%	-9.02%
DLG	63 Neutral	£3.72B	25.47	5.97%	2.44%	26.11%	-29.43%
PHNX	62 Neutral	£5.98B	―	-60.34%	9.01%	-6.33%	―
SAGA	57 Neutral	£191.23M	―	-127.10%	―	-20.62%	-44.64%
LGEN	55 Neutral	£13.74B	82.28	4.06%	8.98%	-21.56%	-61.14%
CPP	38 Underperform	£7.19M	―	-177.83%	―	-18.97%	61.13%

CPP Group plc Corporate Events

CPP Group Releases 2024 Annual Report and Announces AGM

CPP Group has released its Annual Report and Accounts for the year ending December 31, 2024, and announced its Annual General Meeting scheduled for May 7, 2025, in London. This release is significant for stakeholders as it provides insights into the company’s financial performance and strategic direction, potentially impacting its market positioning and operational strategies.

CPP Group Reports 2024 Results, Highlights Strategic Transformation

CPP Group has announced its full-year results for 2024, highlighting a strategic transformation with a focus on its core businesses: Blink Parametric, CPP India, and CPP Turkey. The company reported a decrease in group revenue to £156.4 million and a slight increase in EBITDA to £1.4 million. Despite currency challenges, CPP India and CPP Turkey performed well, contributing positively to the group’s results. Blink Parametric showed significant growth, adding 11 new clients and increasing its annual recurring revenue by 62%. The company completed its Change Management Programme, exited non-core businesses, and divested assets, positioning itself for future growth led by Blink. The strategic focus aims to enhance offerings, strengthen partnerships, and streamline operations, with an emphasis on long-term shareholder value.