CPP Group plc (GB:CPP)
LSE:CPP
Want to see GB:CPP full AI Analyst Report?
Top Page
CPP Group plc
(LSE:CPP)
Select Model
Select Model
Rating:48Neutral
Price Target:
62.00 p
▼(-16.78% Downside)
Action:Upgraded
Date:06/03/26
The score is held down primarily by very weak financial performance, including a severe 2025 revenue contraction, deeply negative profitability, and ongoing cash burn. Technical indicators provide a partial offset with improving short-term trend and positive MACD, though momentum looks stretched (overbought Stoch). Valuation is constrained by a negative P/E and no dividend yield data.
Positive Factors
Recurring subscription model & partnerships
A subscription-based product set sold via affinity and partner channels creates durable recurring revenue and lower marginal acquisition costs. Long-term partnerships with banks and payment-card issuers provide scalable customer access and a structural distribution advantage if retention and partner economics are restored.
Negative Factors
Severe revenue collapse in 2025
A ~97% year‑over‑year revenue collapse destroys scale economics, disrupts partner economics and undermines fixed-cost absorption. Such a drastic decline raises persistent questions about product demand, contract continuity, and the time and investment required to rebuild sustainable top-line traction.
Read all positive and negative factors
Positive Factors
Negative Factors
Recurring subscription model & partnerships
A subscription-based product set sold via affinity and partner channels creates durable recurring revenue and lower marginal acquisition costs. Long-term partnerships with banks and payment-card issuers provide scalable customer access and a structural distribution advantage if retention and partner economics are restored.
Read all positive factors
CPP Group plc (CPP) vs. iShares MSCI United Kingdom ETF (EWC)
Market Cap
£5.72M
Dividend YieldN/A
Average Volume (3M)16.04K
Price to Earnings (P/E)―
Beta (1Y)0.63
Revenue Growth-98.68%
EPS Growth-75.81%
CountryUK
Employees5,080
SectorIndustrials
Sector Strength72
IndustrySpecialty Business Services
Share Statistics
EPS (TTM)-0.68
Shares Outstanding9,181,628
10 Day Avg. Volume5,777
30 Day Avg. Volume16,037
Financial Highlights & Ratios
PEG Ratio-0.02
Price to Book (P/B)2.35
Price to Sales (P/S)3.14
P/FCF Ratio-1.09
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)-0.15
Revenue Forecast (FY)£167.02M
CPP Group plc Business Overview & Revenue Model
Company Description
CPPGroup Plc specializes in offering diverse assistance products across the UK, India, Spain, Turkey, and other international markets. The company provides a variety of integrated and supplementary real-time support and resolution services. These ...
How the Company Makes Money
CPP primarily generates revenue by selling ongoing membership/subscription products that bundle protection and assistance benefits (for example, card and identity protection and device-related protection/assistance). Revenue is typically earned as...
CPP Group plc Financial Statement Overview
Summary
Income Statement
12
Very Negative
Balance Sheet
44
Neutral
Cash Flow
18
Very Negative
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 2.06M | 156.43M | 193.04M | 169.78M | 143.63M |
| Gross Profit | -300.00K | 20.81M | 30.95M | 30.77M | 32.92M |
| EBITDA | -3.76M | 699.00K | -2.89M | 5.61M | 7.59M |
| Net Income | -6.20M | -3.59M | -8.65M | 101.00K | 518.00K |
Balance Sheet | |||||
| Total Assets | 8.59M | 28.90M | 54.20M | 59.66M | 53.96M |
| Cash, Cash Equivalents and Short-Term Investments | 5.61M | 9.49M | 17.96M | 20.98M | 22.32M |
| Total Debt | 21.00K | 962.00K | 3.90M | 4.70M | 5.82M |
| Total Liabilities | 5.83M | 28.92M | 46.69M | 45.18M | 38.59M |
| Stockholders Equity | 2.76M | -26.00K | 5.26M | 12.67M | 13.82M |
Cash Flow | |||||
| Free Cash Flow | -5.93M | -11.78M | 404.00K | 1.10M | 2.67M |
| Operating Cash Flow | -5.90M | -9.74M | 4.29M | 3.82M | 4.56M |
| Investing Cash Flow | 3.08M | 1.93M | -3.89M | -3.18M | 583.00K |
| Financing Cash Flow | -478.00K | -1.29M | -1.52M | -2.12M | -4.19M |
CPP Group plc Technical Analysis
Negative
74.50
Price Trends
59.40
Positive
66.05
Negative
85.10
Negative
Market Momentum
0.46
Positive
53.27
Neutral
46.52
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:CPP, the sentiment is Negative. The current price of 74.5 is above the 20-day moving average (MA) of 62.19, above the 50-day MA of 59.40, and below the 200-day MA of 85.10, indicating a neutral trend. The MACD of 0.46 indicates Positive momentum. The RSI at 53.27 is Neutral, neither overbought nor oversold. The STOCH value of 46.52 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for GB:CPP.
CPP Group plc Peers Comparison
UnderperformOutperform
Sector (63)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
79 Outperform | £2.50B | 17.49 | 16.69% | 1.27% | 1.69% | 276.44% | |
78 Outperform | £172.10M | 15.66 | 59.02% | 5.98% | 17.88% | 28.90% | |
65 Neutral | £11.12B | 36.67 | 6.51% | 1.68% | -3.59% | 15.83% | |
63 Neutral | $10.79B | 15.43 | 7.44% | 2.01% | 2.89% | -14.66% | |
54 Neutral | £339.17M | 267.65 | 0.58% | 2.31% | 10.68% | -89.58% | |
48 Neutral | £5.72M | -0.92 | -2189.00% | ― | -98.68% | -75.81% |
* Industrials Sector Average
GB:CPP
CPP Group plc
62.75
-18.50
-22.77%
GB:RTO
Rentokil Initial
444.60
100.19
29.09%
GB:RST
Restore
255.00
9.21
3.75%
GB:SRP
Serco Group plc
253.60
65.10
34.53%
GB:KEYS
Keystone Law Group Plc
546.00
-11.61
-2.08%
CPP Group plc Corporate Events
Business Operations and StrategyFinancial DisclosuresM&A TransactionsPrivate Placements and Financing
CPP Group doubles down on Blink as funding talks intensify after India cash shortfall
Negative
Jun 2, 2026
CPP Group has completed the disposals of its Turkey and India businesses, effectively exiting legacy international operations and repositioning itself as a pure-play parametric InsurTech built around its Blink platform. Blink, which now serves as ...
Business Operations and StrategyRegulatory Filings and Compliance
CPPGroup closes 2016 LTIP with final block listing return
Neutral
Apr 22, 2026
CPPGroup plc has confirmed that all outstanding options under its 2016 Long Term Incentive Plan have either been exercised or have lapsed, leaving 1,301 ordinary shares that were blocklisted but will no longer be allotted under this scheme. The co...
Business Operations and StrategyFinancial DisclosuresM&A TransactionsPrivate Placements and Financing
CPP Group weighs Blink sale and seeks funding as cash runway tightens
Negative
Apr 10, 2026
CPP Group has launched a strategic review of Blink Parametric, its fast-growing digital InsurTech arm, and is actively pursuing a potential sale after receiving expressions of interest from industry players. Blink, which delivers automated real-ti...
Business Operations and StrategyFinancial DisclosuresPrivate Placements and Financing
CPP Group Faces Loss of Indian Deal Earn-Out and Seeks Fresh Funding
Negative
Mar 16, 2026
CPP Group has disclosed that the buyers of its former Indian business, OneAssist Consumer Solutions and Bolttech Device Protection India, have indicated they do not expect to pay any of the up to US$5 million contingent deferred consideration tied...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.