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Alfa Financial Software plc (ALFA) Ratios
Alfa Financial Software plc Ratios
GB:ALFA's free cash flow for Q2 2026 was $12.40M. For the 2026 fiscal year, GB:ALFA's free cash flow was decreased by $-300.00K and operating cash flow was $12.70M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 1.60 | 1.52 | 1.48 | 1.52 | 1.65 |
| Quick Ratio | 1.60 | 1.49 | 1.48 | 1.52 | 1.65 |
| Cash Ratio | 0.92 | 0.75 | 0.85 | 0.73 | 0.96 |
| Solvency Ratio | 0.86 | 0.74 | 0.79 | 0.80 | 0.55 |
| Operating Cash Flow Ratio | 1.33 | 1.03 | 1.26 | 1.06 | 1.11 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 20.92 | 14.05 |
| Net Current Asset Value | $ 6.70M | $ 3.30M | $ 4.90M | $ 4.50M | $ -1.00M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.10 | 0.11 | 0.11 | 0.12 | 0.20 |
| Debt-to-Equity Ratio | 0.18 | 0.20 | 0.20 | 0.22 | 0.39 |
| Debt-to-Capital Ratio | 0.15 | 0.17 | 0.16 | 0.18 | 0.28 |
| Long-Term Debt-to-Capital Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Financial Leverage Ratio | 1.75 | 1.83 | 1.79 | 1.82 | 1.94 |
| Debt Service Coverage Ratio | 46.00 | 41.43 | 53.60 | 14.79 | 8.56 |
| Interest Coverage Ratio | 55.57 | 49.00 | 60.20 | 46.33 | 30.88 |
| Debt to Market Cap | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Debt Per Share | 0.03 | 0.03 | 0.03 | 0.03 | 0.06 |
| Net Debt to EBITDA | -0.41 | -0.30 | -0.41 | -0.29 | -0.22 |
| Profitability Margins | |||||
| Gross Profit Margin | 61.09% | 64.51% | 62.45% | 60.99% | 61.42% |
| EBIT Margin | 30.70% | 31.67% | 29.80% | 31.62% | 29.57% |
| EBITDA Margin | 33.31% | 34.12% | 32.25% | 34.83% | 33.29% |
| Operating Profit Margin | 30.70% | 31.21% | 29.51% | 29.80% | 29.69% |
| Pretax Profit Margin | 31.65% | 31.03% | 29.02% | 31.08% | 28.73% |
| Net Profit Margin | 23.76% | 23.29% | 23.04% | 26.26% | 23.08% |
| Continuous Operations Profit Margin | 23.76% | 23.29% | 23.04% | 26.26% | 23.08% |
| Net Income Per EBT | 75.06% | 75.07% | 79.39% | 84.48% | 80.33% |
| EBT Per EBIT | 103.08% | 99.42% | 98.34% | 104.32% | 96.76% |
| Return on Assets (ROA) | 33.19% | 30.22% | 31.29% | 32.03% | 22.86% |
| Return on Equity (ROE) | 58.22% | 55.41% | 55.95% | 58.33% | 44.24% |
| Return on Capital Employed (ROCE) | 62.64% | 59.97% | 60.81% | 54.62% | 41.17% |
| Return on Invested Capital (ROIC) | 46.13% | 44.94% | 46.95% | 44.08% | 31.26% |
| Return on Tangible Assets | 56.26% | 50.49% | 51.76% | 101.24% | 59.63% |
| Earnings Yield | 4.80% | 4.05% | 5.70% | 4.98% | 3.41% |
| Efficiency Ratios | |||||
| Receivables Turnover | 8.50 | 8.08 | 8.23 | 5.91 | 6.26 |
| Payables Turnover | 61.63 | 39.00 | 76.60 | 45.50 | 40.13 |
| Inventory Turnover | 0.00 | 55.71 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 17.12 | 13.08 | 14.37 | 11.52 | 5.47 |
| Asset Turnover | 1.40 | 1.30 | 1.36 | 1.22 | 0.99 |
| Working Capital Turnover Ratio | 8.07 | 8.23 | 7.91 | 6.43 | 3.45 |
| Cash Conversion Cycle | 37.00 | 42.36 | 39.61 | 53.79 | 49.25 |
| Days of Sales Outstanding | 42.92 | 45.17 | 44.37 | 61.81 | 58.35 |
| Days of Inventory Outstanding | 0.00 | 6.55 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 5.92 | 9.36 | 4.77 | 8.02 | 9.10 |
| Operating Cycle | 42.92 | 51.72 | 44.37 | 61.81 | 58.35 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 0.13 | 0.10 | 0.11 | 0.09 | 0.09 |
| Free Cash Flow Per Share | 0.13 | 0.08 | 0.10 | 0.08 | 0.09 |
| Dividend Paid and CapEx Coverage Ratio | 1.44 | 1.03 | 1.39 | 1.10 | 0.79 |
| Capital Expenditure Coverage Ratio | 94.75 | 5.07 | 9.47 | 11.83 | 20.54 |
| Operating Cash Flow Coverage Ratio | 4.08 | 3.05 | 3.93 | 2.92 | 1.56 |
| Operating Cash Flow to Sales Ratio | 0.30 | 0.26 | 0.32 | 0.29 | 0.32 |
| Free Cash Flow Yield | 5.98% | 3.60% | 6.99% | 5.06% | 4.52% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 21.20 | 24.71 | 17.54 | 20.08 | 29.28 |
| Price-to-Sales (P/S) Ratio | 4.95 | 5.76 | 4.04 | 5.27 | 6.76 |
| Price-to-Book (P/B) Ratio | 12.13 | 13.69 | 9.82 | 11.71 | 12.96 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 16.72 | 27.75 | 14.31 | 19.75 | 22.14 |
| Price-to-Operating Cash Flow Ratio | 16.54 | 22.28 | 12.80 | 18.08 | 21.06 |
| Price-to-Earnings Growth (PEG) Ratio | 1.39 | 2.82 | -5.00 | 0.72 | -4.41 |
| Enterprise Value Multiple | 14.45 | 16.57 | 12.12 | 14.85 | 20.08 |
| Enterprise Value | 609.95M | 621.42M | 398.65M | 482.47M | 556.26M |
| EV to EBITDA | 14.45 | 16.57 | 12.12 | 14.85 | 20.08 |
| EV to Sales | 4.81 | 5.65 | 3.91 | 5.17 | 6.69 |
| EV to Free Cash Flow | 16.27 | 27.26 | 13.84 | 19.38 | 21.90 |
| EV to Operating Cash Flow | 16.09 | 21.88 | 12.38 | 17.74 | 20.83 |
| Tangible Book Value Per Share | 0.05 | 0.04 | 0.04 | -0.03 | -0.03 |
| Shareholders’ Equity Per Share | 0.17 | 0.16 | 0.14 | 0.14 | 0.15 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.25 | 0.25 | 0.21 | 0.15 | 0.19 |
| Revenue Per Share | 0.43 | 0.37 | 0.35 | 0.31 | 0.28 |
| Net Income Per Share | 0.10 | 0.09 | 0.08 | 0.08 | 0.06 |
| Tax Burden | 0.75 | 0.75 | 0.79 | 0.84 | 0.80 |
| Interest Burden | 1.03 | 0.98 | 0.97 | 0.98 | 0.97 |
| Research & Development to Revenue | 0.02 | 0.03 | 0.03 | 0.02 | 0.02 |
| SG&A to Revenue | 0.28 | 0.34 | 0.34 | 0.33 | 0.36 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 |
| Income Quality | 1.26 | 1.11 | 1.37 | 1.11 | 1.39 |
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