Want to see GB:ALFA full AI Analyst Report?
ALFA Stock Chart & Stats
167.60 p
6.40 p(3.96%)
At close: 4:00 PM EDT
167.60 p
6.40 p(3.96%)
Day’s Range― - ―
52-Week Range140.40 p - 246.00 p
Previous CloseN/A
Volume916.01K
Average Volume (3M)560.81K
Market Cap
£479.86M
Enterprise Value445.50 p
Total Cash (Recent Filing)£22.20M
Total Debt (Recent Filing)£9.00M
Price to Earnings (P/E)16.9
Beta0.62
Next Earnings
Mar 18, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield6.08%
Share Statistics
EPS (TTM)0.09
Shares Outstanding298,589,800
10 Day Avg. Volume615,859
30 Day Avg. Volume560,811
Financial Highlights & Ratios
PEG Ratio1.39
Price to Book (P/B)12.13
Price to Sales (P/S)4.95
P/FCF Ratio16.72
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
£235.00Price Target Upside40.21% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)0.1
Revenue Forecast (FY)£134.59M
Bulls Say, Bears Say
Bulls Say
Recurring Revenue GrowthStrong subscription growth, high retention, and rising recurring-revenue mix improve visibility and customer lifetime value. This model can make earnings more predictable while creating opportunities for upselling, upgrades, and durable expansion within the installed customer base.
Backlog And Market ExpansionA substantial implementation cohort provides a tangible pathway from contracted customer activity to future subscription revenue. Expansion into fleet, commercial finance, and U.S. originations also broadens Alfa’s addressable market and reduces reliance on one segment.
Cash Generation And Low LeverageConsistently positive cash generation, combined with modest leverage, gives Alfa financial flexibility to fund product investment, support dividends, and withstand execution variability. Strong cash conversion also indicates that reported profitability is supported by real internal funding capacity.
Bears Say
Margin And Profit PressureThe decline in operating profit and gross margin shows that near-term earnings conversion is under pressure, even after adjusting for severance and hedging effects. Persistent margin weakness could reduce reinvestment capacity and delay the expected improvement in operating leverage.
Implementation And Delivery Timing RiskSlower delivery growth and potential go-live delays can defer the point at which new customers begin contributing recurring revenue. This creates execution risk around the implementation backlog and may cause revenue and cash receipts to arrive later than planned.
Declining Perpetual-license TailThe shrinking perpetual-license revenue tail removes a legacy source of deferred revenue and makes Alfa increasingly dependent on subscription growth and successful delivery execution. The transition is strategically positive over time, but it reduces support from this maturing revenue stream.
Alfa Financial Software plc News
ALFA FAQ
What was Alfa Financial Software plc’s price range in the past 12 months?
Alfa Financial Software plc lowest share price was 140.40 p and its highest was 246.00 p in the past 12 months.
What is Alfa Financial Software plc’s market cap?
Alfa Financial Software plc’s market cap is £479.86M.
When is Alfa Financial Software plc’s upcoming earnings report date?
Alfa Financial Software plc’s upcoming earnings report date is Mar 18, 2027 which is in 180 days.
How were Alfa Financial Software plc’s earnings last quarter?
Alfa Financial Software plc released its earnings results on Sep 03, 2026. The company reported 0.046 p earnings per share for the quarter.
Is Alfa Financial Software plc overvalued?
According to Wall Street analysts Alfa Financial Software plc’s price is currently Undervalued.
Does Alfa Financial Software plc pay dividends?
Alfa Financial Software plc pays a Annually dividend of 1.5 p which represents an annual dividend yield of 6.08%. See more information on Alfa Financial Software plc dividends here
What is Alfa Financial Software plc’s EPS estimate?
Alfa Financial Software plc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Alfa Financial Software plc have?
Alfa Financial Software plc has 298,589,800 shares outstanding.
What happened to Alfa Financial Software plc’s price movement after its last earnings report?
Alfa Financial Software plc reported an EPS of 0.046 p in its last earnings report. Following the earnings report the stock price went up 6.527%.
Which hedge fund is a major shareholder of Alfa Financial Software plc?
Currently, no hedge funds are holding shares in GB:ALFA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Alfa Financial Software plc Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
£235.00 (40.21% Upside)
£235.00 (40.21% Upside)
Insider Transactions
Sold Shares
Worth £320.0K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-32.34%
12-Months-Change
Fundamentals
Return on Equity
6.08%
Trailing 12-Months
Asset Growth
-1.64%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Alfa Financial Software plc
Alfa Financial Software Holdings PLC, through its various subsidiaries, is a global provider of specialized software platforms and professional advisory services tailored for the asset finance industry. Operating across the United Kingdom, United States, broader Europe, and other international territories, the company structures its business into distinct Services, Software, and Subscription segments. Its flagship offering, Alfa Systems, is a comprehensive software platform that supports the complete lifecycle of retail and corporate asset finance, encompassing processes from initial point-of-sale and origination through contract administration and asset remarketing. Complementing this, the Alfa Digital platform alongside its suite of applications provides an omnichannel digital experience, facilitating features such as self-service portals, seamless customer onboarding, mobile functionality, and point-of-sale operations accessible across a range of devices. The company further extends its services to include cloud hosting. Primarily, Alfa Financial Software Holdings PLC serves the equipment and automotive finance sectors. Established in London, UK, in 1990, it operates as a subsidiary of CHP Software and Consulting Limited.
ALFA Stock 12 Month Forecast
Average Price Target
235.00 p
▲(40.21% Upside)
Technical Analysis
GB Group plc
―
Aptitude Software Group plc
―
Netcall
―
Sage Group plc
―
Microlise Group Holdings Ltd.
―






