GRENKE AG stock analysis
GRENKE AG (0R97) Share Price & Analysis
0R97 Stock Chart & Stats
- Day’s Range
- EUR 11.12 - EUR 11.88
- 52-Week Range
- EUR 9.74 - EUR 16.00
- Previous Close
- EUR 11.52
- Volume
- N/A
- Average Volume (3M)
- 13.17K
- Market Cap
- EUR 531.91M
- Enterprise Value
- EUR 7.70B
- Total Cash (Recent Filing)
- EUR 468.95M
- Total Debt (Recent Filing)
- EUR 7.54B
- Price to Earnings (P/E)
- 7.2
- Beta
- 1.04
- Next Earnings
- Mar 11, 2027 (Est.)
- EPS Estimate
- N/A
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- 3.54%
Bulls Say, Bears Say
Bulls Say
Revenue Growth
Sustained revenue expansion indicates that GRENKE continues to grow its financing activity and customer base. For an SME-focused leasing business, a rising top line can support operating scale, broaden distribution, and provide a foundation for rebuilding earnings power over the next several quarters.
Continued Profitability
GRENKE remains profitable despite margin pressure, showing that its leasing, factoring, and banking-related activities still generate positive earnings. Continued profitability provides internal resilience and supports ongoing investment in origination, servicing, and risk management while the company manages its funding profile.
SME-Focused Platform
The company has a focused financial-services model built around recurring SME equipment financing, complemented by factoring and banking-related offerings. This product breadth and presence across multiple markets can deepen customer relationships, diversify revenue sources, and support durable distribution beyond a single product.
Bears Say
High Leverage
The sharp increase in leverage reduces financial flexibility and makes results more sensitive to refinancing costs and credit performance. Because GRENKE finances SMEs, a highly leveraged balance sheet could constrain growth investment and leave less capacity to absorb deterioration in its financing portfolio.
Negative Cash Flow
The reversal to negative operating and free cash flow signals weaker cash conversion and reduces the company’s ability to fund activity internally. Continued dependence on external financing can heighten liquidity risk and make execution more vulnerable if funding access or operating conditions weaken.
Margin Compression
Lower net and operating margins mean revenue growth is converting into less profit than in earlier periods. If this compression persists, GRENKE may have less capacity to absorb credit losses, funding-cost increases, or operating expenses, limiting the durability of earnings growth.
GRENKE AG News
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GRENKE AG Stock Smart Score
Company Description
GRENKE AG
Grenke AG, established in 1978 and based in Baden-Baden, Germany, offers a broad spectrum of financial and banking services primarily aimed at small and medium-sized enterprises (SMEs). The company's operations extend across Germany, France, Italy, and various international markets. Its business is structured into three main divisions: Leasing, Banking, and Factoring. The Leasing segment specializes in small-value equipment financing, particularly for IT products like PCs, notebooks, servers, and telecommunications gear, as well as copying and medical technology. This division provides commercial clients with financing options, alongside comprehensive services such as protection plans, maintenance, and the management of used equipment disposal. Through its Banking division, Grenke offers fixed deposit accounts to both individual and corporate clients via its digital platform. It also extends funding to new business ventures and provides development loans to SMEs and independent professionals. Furthermore, its Factoring unit delivers small-ticket factoring services. With a global network of 154 locations, the company was originally known as GrenkeLeasing AG before adopting the name Grenke AG in May 2016.
- Sector
- General
- Industry
- Financial - Credit Services
- CEO
- Sebastian Hirsch
- Employees
- 2,439
- Website
- www.grenke.com
- Address
- Neuer Markt 2, Baden-Baden, BW, 76532, DE
GRENKE AG (0R97) Earnings & Revenues
0R97 Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 12 | 4 | 6 |
| Technical Analysis | 2 | 4 | 4 |
| Moving Averages | 10 | 0 | 2 |





