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HYQ Stock Chart & Stats
€93.75
€9.40(5.35%)
At close: 4:00 PM EST
€93.75
€9.40(5.35%)
Day’s Range― - ―
52-Week Range€68.20 - €209.00
Previous CloseN/A
Volume14.70K
Average Volume (3M)15.61K
Market Cap
€580.14M
Enterprise Value€541.28
Total Cash (Recent Filing)€103.81M
Total Debt (Recent Filing)€169.15M
Price to Earnings (P/E)20.5
Beta1.00
Next Earnings
Aug 10, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.23
Shares Outstanding6,872,164
10 Day Avg. Volume19,138
30 Day Avg. Volume15,614
Financial Highlights & Ratios
PEG Ratio0.30
Price to Book (P/B)2.29
Price to Sales (P/S)1.43
P/FCF Ratio39.94
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€161.33Price Target Upside72.09% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)4.45
Revenue Forecast (FY)€562.25M
Bulls Say, Bears Say
Bulls Say
Platform & Network EffectsHypoport's multi-sided marketplace model and SaaS offerings create durable network effects: more banks, brokers and insurers increase platform utility, raising switching costs and stickiness. That structural positioning supports recurring, usage-linked revenues and customer retention over months.
Strong Revenue MomentumA ~168% TTM revenue uplift signals substantial platform adoption and scaling of origination and distribution activity. Given ongoing digitization of mortgage and insurance workflows, this growth reflects durable secular demand and expanding transaction volumes that can sustain near- to medium-term expansion.
Manageable Leverage & Equity GrowthLeverage around 0.47 with rising equity and ROE recovery to ~7% indicates a resilient balance sheet able to fund product investment and absorb shocks. This financial flexibility reduces solvency risk and supports continued platform development and potential M&A over a 2–6 month horizon.
Bears Say
Low & Volatile MarginsNet margins near mid-single-digits and historical volatility undermine earnings durability; low margins limit internal reinvestment and make profitability sensitive to cost increases or pricing pressure. This inconsistency complicates forecasting and constrains long-term cash available for growth.
Weak Cash ConversionFree cash flow at ~11% of net income and weaker operating cash flow versus reported earnings show earnings are not reliably converting to cash. Low cash conversion raises reliance on external financing for expansion and heightens working-capital sensitivity during revenue swings.
Revenue Cyclicality RiskA material portion of revenue comes from transaction- and usage-based fees tied to mortgage and insurance volumes. That exposes revenues to housing-market cycles and intermediary activity, creating structural cyclicality and potential lumpy throughput despite recurring SaaS elements.
HYPOPORT News
HYQ FAQ
What was HYPOPORT AG’s price range in the past 12 months?
HYPOPORT AG lowest stock price was €68.20 and its highest was €209.00 in the past 12 months.
What is HYPOPORT AG’s market cap?
HYPOPORT AG’s market cap is €580.14M.
When is HYPOPORT AG’s upcoming earnings report date?
HYPOPORT AG’s upcoming earnings report date is Aug 10, 2026 which is in 21 days.
How were HYPOPORT AG’s earnings last quarter?
HYPOPORT AG released its earnings results on May 11, 2026. The company reported €1.175 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is HYPOPORT AG overvalued?
According to Wall Street analysts HYPOPORT AG’s price is currently Undervalued.
Does HYPOPORT AG pay dividends?
HYPOPORT AG does not currently pay dividends.
What is HYPOPORT AG’s EPS estimate?
HYPOPORT AG’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does HYPOPORT AG have?
HYPOPORT AG has 6,872,164 shares outstanding.
What happened to HYPOPORT AG’s price movement after its last earnings report?
HYPOPORT AG reported an EPS of €1.175 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 1.543%.
Which hedge fund is a major shareholder of HYPOPORT AG?
Currently, no hedge funds are holding shares in DE:HYQ
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
HYPOPORT Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Negative
20 days / 200 days
Momentum
-47.16%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
-0.02%
Trailing 12-Months
Company Description
HYPOPORT AG
Hypoport SE, established in 1954 and headquartered in Lübeck, Germany, functions as a technology-driven financial services provider. Its extensive operations are structured across four primary divisions: Credit, Private Clients, Real Estate, and Insurance Platforms. The company is notably behind EUROPACE, a key marketplace that empowers independent distributors to efficiently manage and process financing transactions with numerous product suppliers. For individual consumers, Hypoport offers a comprehensive range of financial products, including mortgage and personal loans, insurance solutions, and current and deposit accounts, which are accessible through both online platforms and traditional branch networks. Beyond retail services, Hypoport caters to business clients by providing tailored advice and solutions in areas such as financial and portfolio management, alongside various insurance offerings. It also develops specialized software like PRoMMiSe, designed to assist banks with the analysis and reporting of securitized or collateralized loan portfolios. Furthermore, the company delivers Software-as-a-Service (SaaS) solutions to banks and housing associations, provides property valuation expertise, and supplies essential information technology and support services to issuers. Within its insurance segment, Hypoport engineers and maintains software for the sale and administration of insurance products. It also operates SMART INSUR, a web-based business-to-business (B2B) platform dedicated to facilitating insurance advice, tariff comparisons, and policy management. Additionally, the company provides vital support services to small and medium-sized financial product distributors engaged in insurance brokerage.
HYQ Stock 12 Month Forecast
Average Price Target
€161.33
▲(72.09% Upside)

