0R4W Stock Chart & Stats
€6.60
€0.52(10.66%)
At close: 4:00 PM EST
€6.60
€0.52(10.66%)
Day’s Range― - ―
52-Week Range€4.93 - €7.23
Previous CloseN/A
Volume122.00
Average Volume (3M)618.00
Market Cap
€122.99M
Enterprise Value-€207.85
Total Cash (Recent Filing)€525.69M
Total Debt (Recent Filing)€202.23M
Price to Earnings (P/E)6.0
Beta0.46
Next Earnings
Nov 12, 2026EPS Estimate
0.29Next Dividend Ex-DateN/A
Dividend Yield17.13%
Share Statistics
EPS (TTM)0.97
Shares Outstanding21,723,960
10 Day Avg. Volume330
30 Day Avg. Volume618
Financial Highlights & Ratios
PEG Ratio0.08
Price to Book (P/B)0.77
Price to Sales (P/S)0.49
P/FCF Ratio1.26
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)1.21
Revenue Forecast (FY)€235.43M
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationRecent operating and free cash flow provide internally generated funding for loan growth, operating needs, and capital allocation. Because free cash flow is roughly in line with earnings, reported profitability is converting into cash rather than relying solely on accounting results.
Solid ProfitabilityMaintaining a roughly 10% net margin and low-20s EBITDA margin indicates that the lending platform continues to produce meaningful earnings despite top-line pressure. Consistent margins can support resilience and preserve funding capacity over the next several quarters.
Digital Lending Across Consumer And SME MarketsThe company addresses both consumer and SME financing needs through digital and app-based distribution, giving it exposure to multiple lending customer groups. This model can support scalable servicing and convenient access as customers increasingly use online financial products.
Bears Say
Declining RevenueA significant TTM revenue contraction indicates that loan-related income and business activity are not currently expanding at the pace needed for durable top-line growth. If sustained, weaker revenue can limit operating leverage and make future earnings growth more dependent on margin performance.
Rising LeverageThe rising debt-to-equity ratio reduces balance-sheet flexibility and increases the company’s sensitivity to funding conditions. For a credit-services business that finances loan portfolios, higher leverage can constrain capital allocation and make downturns or funding pressure more consequential.
Volatile Historical Cash FlowAlthough the latest two periods show robust cash production, earlier negative operating and free cash flow demonstrate that cash conversion has not been consistently stable across the cycle. This history makes recent strength less certain as a permanent funding characteristic.
Multitude News
0R4W FAQ
What was Multitude’s price range in the past 12 months?
Multitude lowest share price was €4.93 and its highest was €7.23 in the past 12 months.
What is Multitude’s market cap?
Multitude’s market cap is €122.99M.
When is Multitude’s upcoming earnings report date?
Multitude’s upcoming earnings report date is Nov 12, 2026 which is in 42 days.
How were Multitude’s earnings last quarter?
Multitude released its earnings results on Aug 13, 2026. The company reported €0.3 earnings per share for the quarter, missing the consensus estimate of €0.32 by -€0.02.
Is Multitude overvalued?
According to Wall Street analysts Multitude’s price is currently Overvalued.
Does Multitude pay dividends?
Multitude pays a Notavailable dividend of €0.55 which represents an annual dividend yield of 17.13%. See more information on Multitude dividends here
What is Multitude’s EPS estimate?
Multitude’s EPS estimate is 0.29.
How many shares outstanding does Multitude have?
Multitude has 21,723,960 shares outstanding.
What happened to Multitude’s price movement after its last earnings report?
Multitude reported an EPS of €0.3 in its last earnings report, missing expectations of €0.32. Following the earnings report the stock price went up 6.296%.
Which hedge fund is a major shareholder of Multitude?
Currently, no hedge funds are holding shares in GB:0R4W
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Multitude Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
-11.34%
12-Months-Change
Fundamentals
Return on Equity
17.13%
Trailing 12-Months
Asset Growth
24.29%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Multitude
Multitude AG, along with its various subsidiaries, provides a comprehensive suite of digital financial services in Finland, encompassing both lending and online banking. Its diverse credit offerings include micro, Plus, and Prime loans, as well as installment-based, secured, and revolving credit facilities. The company further extends financial solutions for working capital, credit lines, and purchase financing. Beyond its lending activities, Multitude AG also manages savings and current accounts, offers fixed-term deposit options, and issues both debit and credit cards. The firm was established in 2005 and its principal office is located in Zug, Switzerland.
Technical Analysis
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