B+S Banksysteme Aktiengesellschaft (0NVU) Price & Analysis

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0NVU Stock Chart & Stats

€2.20

€0.00(0.00%)

At close: Jan 08 4:00 PM EST

€2.20

€0.00(0.00%)

Day’s Range― - ―

52-Week Range€1.75 - €2.32

Previous CloseN/A

Volume0.00

Average Volume (3M)4.00

Market Cap

€11.05M

Enterprise Value€12.94M

Total Cash (Recent Filing)€4.96M

Total Debt (Recent Filing)€4.92M

Price to Earnings (P/E)9.3

Beta-0.12

Next Earnings

Nov 13, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend YieldN/A

Share Statistics

EPS (TTM)0.19

Shares Outstanding6,209,933

10 Day Avg. Volume2

30 Day Avg. Volume4

Financial Highlights & Ratios

PEG Ratio-0.63

Price to Book (P/B)0.76

Price to Sales (P/S)0.98

P/FCF Ratio6.89

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)0.24

Revenue Forecast (FY)€13.50M

Bulls Say, Bears Say

Bulls Say

Revenue ReaccelerationThe return to strong revenue growth indicates improving demand and renewed commercial momentum after a stagnant year. If sustained, this expansion can broaden the customer base, support operating leverage, and provide a durable foundation for earnings growth over the next several quarters.

Lower LeverageMeaningfully lower leverage gives the company a more conservative capital structure and greater financial flexibility. Reduced balance-sheet risk can support continued investment, improve resilience during weaker periods, and lower the constraints that debt places on future capital allocation.

Improved ProfitabilityProfitability has improved materially compared with 2021–2023, demonstrating that the business can convert stronger demand into meaningful earnings. This turnaround strengthens internal funding capacity and suggests a better operating base, even though recent margins have retreated from their peaks.

Bears Say

Margin CompressionThe decline in gross and net margins shows that recent revenue growth is not translating proportionally into profitability. Persistent cost increases or pricing pressure could reduce operating leverage, limit earnings conversion, and make the 2026 turnaround less durable than headline growth suggests.

Weaker Cash Flow MomentumLower free cash flow and reduced operating cash flow coverage weaken the company’s ability to fund investment, debt reduction, or shareholder returns from internally generated cash. The deterioration also raises questions about how consistently accounting earnings will convert into financial resources.

Moderate Returns On EquityAlthough equity has increased and leverage has improved, the lower return on equity indicates that capital is currently producing less profit than in the stronger prior years. If returns remain subdued, balance-sheet strengthening may not translate into equally strong value creation or efficient growth.

0NVU FAQ

What was B+S Banksysteme Aktiengesellschaft’s price range in the past 12 months?

B+S Banksysteme Aktiengesellschaft lowest share price was €1.75 and its highest was €2.32 in the past 12 months.

What is B+S Banksysteme Aktiengesellschaft’s market cap?

B+S Banksysteme Aktiengesellschaft’s market cap is €11.05M.

When is B+S Banksysteme Aktiengesellschaft’s upcoming earnings report date?

B+S Banksysteme Aktiengesellschaft’s upcoming earnings report date is Nov 13, 2026 which is in 20 days.

How were B+S Banksysteme Aktiengesellschaft’s earnings last quarter?

B+S Banksysteme Aktiengesellschaft released its earnings results on Sep 30, 2026. The company reported €0.062 earnings per share for the quarter.

Is B+S Banksysteme Aktiengesellschaft overvalued?

According to Wall Street analysts B+S Banksysteme Aktiengesellschaft’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does B+S Banksysteme Aktiengesellschaft pay dividends?

B+S Banksysteme Aktiengesellschaft does not currently pay dividends.

What is B+S Banksysteme Aktiengesellschaft’s EPS estimate?

B+S Banksysteme Aktiengesellschaft’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does B+S Banksysteme Aktiengesellschaft have?

B+S Banksysteme Aktiengesellschaft has 6,209,933 shares outstanding.

What happened to B+S Banksysteme Aktiengesellschaft’s price movement after its last earnings report?

B+S Banksysteme Aktiengesellschaft reported an EPS of €0.062 in its last earnings report. Following the earnings report the stock price went up 0.526%.

Which hedge fund is a major shareholder of B+S Banksysteme Aktiengesellschaft?

Currently, no hedge funds are holding shares in GB:0NVU

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

B+S Banksysteme Aktiengesellschaft Stock Smart Score

Neutral

Fundamentals

Return on Equity

7.14%

Trailing 12-Months

Asset Growth

4.45%

Trailing 12-Months

Learn more about TipRanks Smart Score

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Company Description

B+S Banksysteme Aktiengesellschaft

B+S Banksysteme AG develops and distributes specialized software solutions for banks and various financial service providers. Their extensive product portfolio covers crucial areas like payment processing, comprehensive management of documentary transactions (such as import/export letters of credit, debt collection, and diverse guarantees), efficient account and currency administration, treasury operations, and robust risk management frameworks. A notable offering is DDBAC, a banking interface designed to streamline operations by enabling the retrieval of bank data, analysis of transaction histories, initiation of transfers, verification of account details, and the aggregation of multiple bank accounts. The company also furnishes solutions for precious metal trading, a range of e-banking services, and advanced banking APIs. Beyond core software development, B+S Banksysteme AG provides application sales, ongoing maintenance, Software-as-a-Service (SaaS) offerings, and data center services. Their diverse client base includes private, savings, and online banks, in addition to industrial sector companies. Founded in 1982, the firm is headquartered in Munich, Germany.