0J1G Stock Chart & Stats
$204.61
$1.22(0.77%)
At close: 4:00 PM EDT
$204.61
$1.22(0.77%)
Day’s Range― - ―
52-Week Range$102.34 - $256.18
Previous CloseN/A
Volume2.00
Average Volume (3M)590.00
Market Cap
$15.05B
Enterprise Value$12.67B
Total Cash (Recent Filing)$753.06M
Total Debt (Recent Filing)$703.30M
Price to Earnings (P/E)110.2
Beta0.41
Next Earnings
Dec 03, 2026EPS Estimate
0.75Next Dividend Ex-DateN/A
Dividend Yield0.33%
Share Statistics
EPS (TTM)1.65
Shares Outstanding81,992,670
10 Day Avg. Volume331
30 Day Avg. Volume590
Financial Highlights & Ratios
PEG Ratio0.93
Price to Book (P/B)10.55
Price to Sales (P/S)8.53
P/FCF Ratio33.34
Enterprise Value/Market Cap0.84
Enterprise Value/Revenue8.59
Enterprise Value/Gross Profit13.37
Enterprise Value/Ebitda59.22
Forecast
1Y Price Target
$212.30Price Target Upside3.76% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering12
EPS Forecast (FY)4.19
Revenue Forecast (FY)$1.72B
Bulls Say, Bears Say
Bulls Say
Recurring Cloud GrowthRapid subscription and cloud ARR growth is strengthening Guidewire’s recurring revenue base and reducing reliance on older license models. As insurers continue modernizing core systems, the expanding cloud mix should improve revenue visibility and support durable growth over the next several quarters.
Cash GenerationStrong operating cash flow and substantial liquidity give Guidewire capacity to fund product development, implementation tools, and strategic investments internally. High cash conversion also supports the quality of reported earnings and provides resilience while the company continues transitioning customers to cloud.
Customer RetentionVery low attrition across a large recurring-revenue base indicates that Guidewire’s core systems are deeply embedded in insurer operations. Retention at this level supports predictable renewals, creates opportunities for cross-selling newer products, and reinforces the platform’s competitive position.
Bears Say
Legacy Revenue DeclineThe cloud migration strategy is structurally reducing license and support revenue as customers move onto subscription arrangements. Although this can improve recurring revenue quality, the transition creates an ongoing headwind that requires subscription growth and new bookings to offset shrinking legacy streams.
Services Margin PressureLow professional-services margins can dilute the profitability of implementation activity, particularly while Guidewire invests in capacity and AI-enabled delivery capabilities. If services remain a meaningful part of customer deployments, this pressure could constrain consolidated margin expansion during the transition.
Rising LeverageThe increase in debt relative to equity reduces some balance-sheet flexibility even though leverage remains described as manageable. Higher leverage can limit the company’s ability to absorb weaker growth or margin pressure and may compete with product investment and other capital-allocation priorities.
Guidewire News
0J1G FAQ
What was Guidewire Software Inc. Common’s price range in the past 12 months?
Guidewire Software Inc. Common lowest share price was $102.34 and its highest was $256.18 in the past 12 months.
What is Guidewire Software Inc. Common’s market cap?
Guidewire Software Inc. Common’s market cap is $15.05B.
When is Guidewire Software Inc. Common’s upcoming earnings report date?
Guidewire Software Inc. Common’s upcoming earnings report date is Dec 03, 2026 which is in 41 days.
How were Guidewire Software Inc. Common’s earnings last quarter?
Guidewire Software Inc. Common released its earnings results on Sep 03, 2026. The company reported $0.99 earnings per share for the quarter, beating the consensus estimate of $0.933 by $0.057.
Is Guidewire Software Inc. Common overvalued?
According to Wall Street analysts Guidewire Software Inc. Common’s price is currently Undervalued.
Does Guidewire Software Inc. Common pay dividends?
Guidewire Software Inc. Common pays a Notavailable dividend of $0.285 which represents an annual dividend yield of 0.33%. See more information on Guidewire Software Inc. Common dividends here
What is Guidewire Software Inc. Common’s EPS estimate?
Guidewire Software Inc. Common’s EPS estimate is 0.75.
How many shares outstanding does Guidewire Software Inc. Common have?
Guidewire Software Inc. Common has 81,992,670 shares outstanding.
What happened to Guidewire Software Inc. Common’s price movement after its last earnings report?
Guidewire Software Inc. Common reported an EPS of $0.99 in its last earnings report, beating expectations of $0.933. Following the earnings report the stock price went down -20.803%.
Which hedge fund is a major shareholder of Guidewire Software Inc. Common?
Currently, no hedge funds are holding shares in GB:0J1G
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Guidewire Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$212.30 (3.76% Upside)
$212.30 (3.76% Upside)
Blogger Sentiment
Bullish
GB:0J1G Sentiment 62%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth $21.5M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-24.21%
12-Months-Change
Fundamentals
Return on Equity
10.03%
Trailing 12-Months
Asset Growth
-5.30%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Guidewire Software Inc. Common
Guidewire Software, Inc. is a global supplier of software solutions tailored for the property and casualty insurance industry. Its primary offering is Guidewire InsuranceSuite, a comprehensive platform that incorporates core applications like PolicyCenter, BillingCenter, and ClaimCenter. The company also furnishes Guidewire InsuranceNow, a cloud-native platform providing integrated policy, billing, and claims administration for insurers, alongside a self-managed version of the InsuranceSuite. Guidewire's product portfolio extends to specialized management tools, including Rating Management for accurate insurance product pricing, Reinsurance Management for executing rules-based reinsurance strategies throughout underwriting and claims processes, Client Data Management for effective utilization of customer information, and Product Content Management, which provides software tools and standardized templates to streamline the introduction and modification of insurance products. Further innovative solutions encompass Guidewire Underwriting Management, a cloud-based business application; AppReader, designed for efficient submission intake; a specialized Guidewire ClaimCenter Package that supports the unique claims workflows of the London Market; Digital Engagement Applications enabling insurers to deliver seamless digital experiences to customers, agents, and vendors across various devices; and Guidewire for Salesforce, which integrates crucial customer policy and claims data. Additionally, the company provides a robust data and analytics suite, featuring cloud-native Predictive Analytics applications, Risk Insights to help insurers evaluate emerging risks, Business Intelligence tools for performance measurement, DataHub as an operational data store, and InfoCenter for business intelligence warehousing. Guidewire also offers extensive implementation, integration, and professional services to support its clients. Established in 2001, Guidewire Software, Inc. maintains its corporate headquarters in San Mateo, California.
0J1G Company Deck
0J1G Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was strongly positive, characterized by record ARR, robust subscription and cloud growth, significant core-cloud deal momentum, strong profitability and cash flow, very low attrition, and encouraging traction for ProNavigator, PricingCenter and the company's AI platform. The main negative factors were the expected decline in license and support revenue as customers migrate to the cloud, lower services margins, normalized attrition assumptions and first-quarter timing-related margin and cash flow effects. Highlights significantly outweighed lowlights.View all GB:0J1G earnings summaries0J1G Stock 12 Month Forecast
Average Price Target
$212.30
▲(3.76% Upside)