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FRSB Stock Chart & Stats
$25.95
$0.09(0.36%)
At close: 4:00 PM EDT
$25.95
$0.09(0.36%)
Day’s Range― - ―
52-Week Range$16.60 - $25.95
Previous CloseN/A
Volume156.00
Average Volume (3M)1.35K
Market Cap
$76.76M
Enterprise Value$33.17
Total Cash (Recent Filing)$62.56M
Total Debt (Recent Filing)$24.63M
Price to Earnings (P/E)7.9
Beta0.23
Next Earnings
Oct 23, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.24%
Share Statistics
EPS (TTM)3.27
Shares Outstanding3,009,678
10 Day Avg. Volume596
30 Day Avg. Volume1,349
Financial Highlights & Ratios
PEG Ratio0.13
Price to Book (P/B)1.01
Price to Sales (P/S)1.34
P/FCF Ratio7.54
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Improving LeverageA sustained decline in debt-to-equity to ~0.45 reduces financial risk and increases capital flexibility. Lower leverage gives the bank more room to absorb credit losses, support lending or dividends, and pursue strategic investments without destabilizing core capital ratios.
Consistent Cash GenerationConsistent positive operating and free cash flow supports durable earnings quality and internal funding for loans, reserves, and shareholder distributions. Reliable cash conversion reduces dependence on volatile wholesale funding and strengthens long-term financial resilience.
Strong Revenue And Profitability TrendSustained revenue growth and resilient net margins indicate durable earnings power across cycles. Healthy ROE shows efficient capital use common for successful community banks and underpins the bank's ability to fund growth, build capital buffers, and support long‑term profitability.
Bears Say
Revenue VolatilityIntermittent revenue declines, such as the 2024 dip, signal sensitivity in the bank's commercial or fee businesses. Persistent volatility complicates forecasting, provisioning, and capital planning, making sustained strategic investments and payout commitments harder to manage.
Cash-flow Data InconsistencyInconsistent 2025 cash‑flow coverage data undermines confidence in recent cash conversion metrics. Absent reliable coverage figures, it is harder to assess dividend sustainability and the bank's ability to cover non‑cash charges or stress losses until reconciled.
Historical High Leverage & Cycle SensitivityAlthough leverage improved, the prior period of elevated debt and the inherently large asset base leave the bank exposed to credit and interest‑rate shocks. This structural sensitivity can erode capital quickly in downturns and limit aggressive balance sheet expansion without rebuilt buffers.
FRSB FAQ
What was First Resource Bank’s price range in the past 12 months?
First Resource Bank lowest stock price was $16.60 and its highest was $25.95 in the past 12 months.
What is First Resource Bank’s market cap?
First Resource Bank’s market cap is $76.76M.
When is First Resource Bank’s upcoming earnings report date?
First Resource Bank’s upcoming earnings report date is Oct 23, 2026 which is in 45 days.
How were First Resource Bank’s earnings last quarter?
First Resource Bank released its earnings results on Jul 23, 2026. The company reported $0.92 earnings per share for the quarter.
Is First Resource Bank overvalued?
According to Wall Street analysts First Resource Bank’s price is currently Overvalued.
Does First Resource Bank pay dividends?
First Resource Bank pays a Quarterly dividend of $0.02 which represents an annual dividend yield of 0.24%. See more information on First Resource Bank dividends here
What is First Resource Bank’s EPS estimate?
First Resource Bank’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does First Resource Bank have?
First Resource Bank has 3,009,678 shares outstanding.
What happened to First Resource Bank’s price movement after its last earnings report?
First Resource Bank reported an EPS of $0.92 in its last earnings report. Following the earnings report the stock price went up 2.678%.
Which hedge fund is a major shareholder of First Resource Bank?
Currently, no hedge funds are holding shares in FRSB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Resource Bank Stock Smart Score
Neutral
1
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3
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7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
51.58%
12-Months-Change
Fundamentals
Return on Equity
0.24%
Trailing 12-Months
Asset Growth
20.61%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
First Resource Bank
First Resource Bancorp Inc. serves as the parent company for First Resource Bank, which delivers a comprehensive range of personal and commercial banking products and services. The institution primarily caters to businesses and individual customers located in southeastern Pennsylvania. Its deposit offerings encompass traditional checking accounts, money market accounts, escrow services, certificate deposit account registry services (CDARs), insured cash sweeps, various certificates of deposit, and individual retirement accounts (IRAs). For lending, First Resource Bank provides an extensive portfolio of financing solutions. This includes commercial mortgages, construction loans, working capital lines of credit, Small Business Administration (SBA) loans, and commercial term loans for businesses. Personal lending options feature home equity lines of credit, fixed-payment home equity loans, residential construction loans, land loans, overdraft protection, vehicle loans, unsecured installment loans, certificate-of-deposit-secured installment loans, and swing loans. Beyond core banking, the company also issues credit and debit cards and offers a broad spectrum of supplementary services. These include cash management, positive pay systems, ACH origination, sweep/transfer services, ATM access, over-the-counter checks, bill payment, wire transfers, guarantee/notary services, safe deposit boxes, drive-up banking, night depository, foreign currency exchange, cashier's checks, and stop payment features. Modern digital banking capabilities, such as telephone, text, online, and mobile banking, are also available to customers. The bank maintains three full-service branch locations throughout the Delaware Valley, serving the financial requirements of businesses, professionals, and individuals. Established in 2005, its corporate base is situated in Exton, Pennsylvania.