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First Resource Bank (FRSB) Stock Price & Analysis

FRSB Stock Chart & Stats

$27.50$0.00(0.00%)
At close: 4:00 PM EDT
$25$26$273 Aug17 Aug31 Aug8 Sep28 Sep13 Oct26 Oct
Day’s Range
$27.00 - $27.50
52-Week Range
$18.00 - $27.50
Previous Close
$27.50
Volume
156
Average Volume (3M)
478
Market Cap
$82.77M
Enterprise Value
$9.46M
Total Cash (Recent Filing)
$93.09M
Total Debt (Recent Filing)
$24.63M
Price to Earnings (P/E)
7.9
Beta
0.26
Next Earnings
Jan 22, 2027 (Est.)
EPS Estimate
N/A
Last Dividend Ex-Date
Aug 12, 2026
Dividend Yield
0.22%

Bulls Say, Bears Say

Bulls Say

Improving Leverage

A sustained decline in debt-to-equity to ~0.45 reduces financial risk and increases capital flexibility. Lower leverage gives the bank more room to absorb credit losses, support lending or dividends, and pursue strategic investments without destabilizing core capital ratios.

Consistent Cash Generation

Consistent positive operating and free cash flow supports durable earnings quality and internal funding for loans, reserves, and shareholder distributions. Reliable cash conversion reduces dependence on volatile wholesale funding and strengthens long-term financial resilience.

Strong Revenue And Profitability Trend

Sustained revenue growth and resilient net margins indicate durable earnings power across cycles. Healthy ROE shows efficient capital use common for successful community banks and underpins the bank's ability to fund growth, build capital buffers, and support long‑term profitability.

Bears Say

Revenue Volatility

Intermittent revenue declines, such as the 2024 dip, signal sensitivity in the bank's commercial or fee businesses. Persistent volatility complicates forecasting, provisioning, and capital planning, making sustained strategic investments and payout commitments harder to manage.

Cash-flow Data Inconsistency

Inconsistent 2025 cash‑flow coverage data undermines confidence in recent cash conversion metrics. Absent reliable coverage figures, it is harder to assess dividend sustainability and the bank's ability to cover non‑cash charges or stress losses until reconciled.

Historical High Leverage & Cycle Sensitivity

Although leverage improved, the prior period of elevated debt and the inherently large asset base leave the bank exposed to credit and interest‑rate shocks. This structural sensitivity can erode capital quickly in downturns and limit aggressive balance sheet expansion without rebuilt buffers.

FRSB FAQ

What was First Resource Bank’s price range in the past 12 months?
First Resource Bank lowest stock price was $18.00 and its highest was $27.50 in the past 12 months.
What is First Resource Bank’s market cap?
First Resource Bank’s market cap is $82.77M.
When is First Resource Bank’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were First Resource Bank’s earnings last quarter?
First Resource Bank released its earnings results on Oct 26, 2026. The company reported $0.977 earnings per share for the quarter.
Is First Resource Bank overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does First Resource Bank pay dividends?
First Resource Bank pays a Notavailable dividend of $0.02 which represents an annual dividend yield of 0.22%. See more information on First Resource Bank dividends here
What is First Resource Bank’s EPS estimate?
First Resource Bank’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does First Resource Bank have?
First Resource Bank has 3,009,678 shares outstanding.
What happened to First Resource Bank’s price movement after its last earnings report?
First Resource Bank reported an EPS of $0.977 in its last earnings report. Following the earnings report the stock price went up 0.962%.
Which hedge fund is a major shareholder of First Resource Bank?
Currently, no hedge funds are holding shares in FRSB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology