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Lepermislibre SA
(ALLPL)
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Rating:44Neutral
Price Target:
€0.07
▼(-4.29% Downside)
Action:Reiterated
Date:07/11/26
The score is driven primarily by weak financial performance: sustained losses, a sharp 2025 revenue contraction, negative equity, and multi-year negative operating/free cash flow materially increase business and funding risk. Technicals provide only modest support (slightly positive MACD but price still below longer-term averages and RSI elevated), while valuation offers limited comfort due to the negative P/E and no indicated dividend yield.
Positive Factors
Gross margin improvement
An improved gross margin in 2025 suggests the company has regained some pricing power or lowered direct costs. That improvement creates a durable cushion for profitability if management can control operating expenses, supporting a clearer path to margin recovery over months.
Negative Factors
Negative equity
Persistent negative equity is a structural weakness that limits financial flexibility and heightens refinancing and solvency risk. It constrains access to favorable financing, can trigger covenant or counterparty issues, and reduces the company’s ability to absorb adverse shocks.
Read all positive and negative factors
Positive Factors
Negative Factors
Gross margin improvement
An improved gross margin in 2025 suggests the company has regained some pricing power or lowered direct costs. That improvement creates a durable cushion for profitability if management can control operating expenses, supporting a clearer path to margin recovery over months.
Read all positive factors
Lepermislibre SA (ALLPL) vs. iShares MSCI France ETF (EWQ)
Market Cap
€1.41M
Dividend YieldN/A
Average Volume (3M)19.73K
Price to Earnings (P/E)―
Beta (1Y)2.11
Revenue GrowthN/A
EPS GrowthN/A
CountryFR
Employees19
SectorConsumer Cyclical
Sector Strength84
IndustryPersonal Products & Services
Share Statistics
EPS (TTM)-0.02
Shares Outstanding20,707,827
10 Day Avg. Volume35,210
30 Day Avg. Volume19,734
Financial Highlights & Ratios
PEG Ratio0.04
Price to Book (P/B)-0.42
Price to Sales (P/S)0.11
P/FCF Ratio-0.68
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)-0.02
Revenue Forecast (FY)€13.90M
Lepermislibre SA Business Overview & Revenue Model
Company Description
Lepermislibre Société anonyme operates an online driving school in France. It also offers insurance products, including automobile insurance and innovative insurance, such as insured license. The company was incorporated in 2014 and is headquarter...
How the Company Makes Money
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Lepermislibre SA Financial Statement Overview
Summary
Income Statement
28
Negative
Balance Sheet
18
Very Negative
Cash Flow
22
Negative
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 8.45M | 13.11M | 16.80M | 14.88M | 12.24M |
| Gross Profit | 1.71M | 2.05M | 2.70M | 14.87M | 12.24M |
| EBITDA | -1.50M | -2.17M | -3.82M | -4.55M | -574.36K |
| Net Income | -2.04M | -2.31M | -3.84M | -4.51M | -631.79K |
Balance Sheet | |||||
| Total Assets | 3.58M | 5.98M | 10.48M | 8.81M | 6.07M |
| Cash, Cash Equivalents and Short-Term Investments | 311.88K | 1.28M | 4.93M | 2.69M | 155.91K |
| Total Debt | 2.00M | 2.25M | 3.22M | 4.03M | 1.21M |
| Total Liabilities | 5.85M | 6.89M | 9.07M | 10.60M | 8.13M |
| Stockholders Equity | -2.26M | -905.33K | 1.41M | -1.79M | -2.07M |
Cash Flow | |||||
| Free Cash Flow | -1.39M | -2.43M | -3.60M | -4.68M | -1.42M |
| Operating Cash Flow | -1.29M | -2.31M | -3.48M | -4.51M | -1.38M |
| Investing Cash Flow | -105.13K | -183.28K | -341.80K | -319.99K | -39.13K |
| Financing Cash Flow | 422.94K | -1.13M | 6.03M | 7.49M | 152.30K |
Lepermislibre SA Technical Analysis
Neutral
0.07
Price Trends
0.07
Positive
0.07
Positive
0.08
Negative
Market Momentum
<0.01
Negative
54.55
Neutral
122.22
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FR:ALLPL, the sentiment is Neutral. The current price of 0.07 is above the 20-day moving average (MA) of 0.07, above the 50-day MA of 0.07, and below the 200-day MA of 0.08, indicating a neutral trend. The MACD of <0.01 indicates Negative momentum. The RSI at 54.55 is Neutral, neither overbought nor oversold. The STOCH value of 122.22 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for FR:ALLPL.
Lepermislibre SA Peers Comparison
UnderperformOutperform
Sector (61)
FR:ALLPL
Lepermislibre SA
0.06
-0.05
-42.34%
FR:ARAMI
Aramis Group SAS
3.90
-1.48
-27.60%
FR:ALBOU
Bourrelier Group SA
67.40
24.40
56.74%
FR:MLAA
L'Agence Automobiliere
2.42
1.60
195.12%
FR:MLARD
Les Motocycles Ardoin Saint Amand & Cie SA Class A
210.00
40.00
23.53%
FR:MLTRO
Troc de l'Ile SA
2.48
0.30
13.76%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.