Vanquis Banking Group(FPLPF)
$1.530.00 (0.00%)
FPLPF
Vanquis Banking Group financials statements
$1.53
At close:0.00 (0.00%)
Vanquis Banking Group (FPLPF) Ratios
24 Followers
Vanquis Banking Group Ratios
FPLPF's free cash flow for Q2 2026 was £-24.00M. For the 2026 fiscal year, FPLPF's free cash flow was decreased by £-100.00K and operating cash flow was £-23.90M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 1.25 | 1.30 | 0.66 | 8.21 | 9.58 |
| Quick Ratio | 1.25 | 1.30 | 0.66 | 8.21 | 9.58 |
| Cash Ratio | 0.26 | 0.41 | 0.66 | 7.40 | 9.33 |
| Solvency Ratio | 0.01 | -0.03 | 0.01 | 0.05 | 0.00 |
| Operating Cash Flow Ratio | 0.03 | 0.18 | 0.52 | -3.26 | 2.12 |
| Short-Term Operating Cash Flow Coverage | 0.04 | 0.24 | 0.52 | -0.22 | 0.40 |
| Net Current Asset Value | £ 360.70M | £ 236.70M | £ -1.88B | £ -1.53B | £ -1.36B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.86 | 0.85 | 0.80 | 0.74 | 0.70 |
| Debt-to-Equity Ratio | 6.95 | 6.51 | 4.41 | 3.20 | 3.01 |
| Debt-to-Capital Ratio | 0.87 | 0.87 | 0.82 | 0.76 | 0.75 |
| Long-Term Debt-to-Capital Ratio | 0.87 | 0.76 | 0.65 | 0.00 | 0.70 |
| Financial Leverage Ratio | 8.09 | 7.65 | 5.50 | 4.33 | 4.32 |
| Debt Service Coverage Ratio | 0.07 | -0.05 | 0.13 | 0.18 | -0.02 |
| Interest Coverage Ratio | 1.06 | 0.24 | 2.86 | 3.02 | 4.02 |
| Debt to Market Cap | 19.04 | 28.38 | 6.72 | 1.94 | 2.05 |
| Interest Debt Per Share | 13.93 | 11.81 | 10.62 | 8.07 | 7.80 |
| Net Debt to EBITDA | 14.85 | -16.43 | 11.48 | 7.30 | 0.00 |
| Profitability Margins | |||||
| Gross Profit Margin | 52.96% | 48.46% | 54.24% | 89.10% | 89.54% |
| EBIT Margin | 25.94% | -5.32% | 22.00% | 32.86% | -6.27% |
| EBITDA Margin | 28.73% | -24.78% | 26.60% | 38.07% | 0.00% |
| Operating Profit Margin | 25.94% | 7.50% | 54.11% | 32.86% | 39.84% |
| Pretax Profit Margin | 1.37% | -29.73% | -0.73% | 20.41% | 26.60% |
| Net Profit Margin | 1.44% | -26.02% | -1.00% | 14.35% | -6.00% |
| Continuous Operations Profit Margin | 1.32% | -26.02% | -1.00% | 15.25% | 25.18% |
| Net Income Per EBT | 104.82% | 87.53% | 136.36% | 70.30% | -22.57% |
| EBT Per EBIT | 5.28% | -396.22% | -1.36% | 62.10% | 66.76% |
| Return on Assets (ROA) | 0.22% | -3.53% | -0.19% | 2.91% | -1.18% |
| Return on Equity (ROE) | 1.79% | -27.04% | -1.03% | 12.59% | -5.09% |
| Return on Capital Employed (ROCE) | 17.50% | 3.68% | 15.58% | 6.82% | 8.04% |
| Return on Invested Capital (ROIC) | 4.60% | 1.08% | 10.09% | 3.69% | 6.54% |
| Return on Tangible Assets | 0.22% | -3.60% | -0.20% | 3.06% | -1.23% |
| Earnings Yield | 2.86% | -104.94% | -1.84% | 16.13% | -3.56% |
| Efficiency Ratios | |||||
| Receivables Turnover | 673.00 | 12.95 | 30.11 | 21.07 | 190.93 |
| Payables Turnover | 16.47 | 38.74 | 41.84 | 9.80 | 4.24 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 30.13 | 19.51 | 19.14 | 13.26 | 9.50 |
| Asset Turnover | 0.15 | 0.14 | 0.19 | 0.20 | 0.20 |
| Working Capital Turnover Ratio | 0.81 | 2.64 | 17.52 | 0.97 | 0.70 |
| Cash Conversion Cycle | -21.62 | 18.76 | 3.40 | -19.93 | -84.17 |
| Days of Sales Outstanding | 0.54 | 28.18 | 12.12 | 17.32 | 1.91 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 22.16 | 9.42 | 8.72 | 37.24 | 86.08 |
| Operating Cycle | 0.54 | 28.18 | 12.12 | 17.32 | 1.91 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 0.37 | 1.72 | 2.31 | -0.82 | 0.65 |
| Free Cash Flow Per Share | 0.35 | 1.71 | 2.30 | -0.95 | 0.55 |
| Dividend Paid and CapEx Coverage Ratio | 24.47 | 93.66 | 14.02 | -2.71 | 6.25 |
| Capital Expenditure Coverage Ratio | 28.18 | 200.09 | 177.18 | -6.25 | 6.25 |
| Operating Cash Flow Coverage Ratio | 0.03 | 0.15 | 0.23 | -0.10 | 0.09 |
| Operating Cash Flow to Sales Ratio | 0.15 | 0.96 | 0.98 | -0.38 | 0.31 |
| Free Cash Flow Yield | 29.53% | 385.29% | 177.86% | -49.55% | 15.21% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 34.97 | -0.95 | -54.48 | 6.20 | -28.05 |
| Price-to-Sales (P/S) Ratio | 0.50 | 0.25 | 0.55 | 0.89 | 1.68 |
| Price-to-Book (P/B) Ratio | 0.62 | 0.26 | 0.56 | 0.78 | 1.43 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 3.39 | 0.26 | 0.56 | -2.02 | 6.57 |
| Price-to-Operating Cash Flow Ratio | 3.27 | 0.26 | 0.56 | -2.34 | 5.52 |
| Price-to-Earnings Growth (PEG) Ratio | -0.33 | -0.00 | 0.51 | -0.02 | 0.46 |
| Enterprise Value Multiple | 16.60 | -17.43 | 13.54 | 9.64 | 0.00 |
| Enterprise Value | 2.89B | 1.98B | 2.16B | 1.98B | 2.08B |
| EV to EBITDA | 16.60 | -17.43 | 13.54 | 9.64 | 0.00 |
| EV to Sales | 4.77 | 4.32 | 3.60 | 3.67 | 3.90 |
| EV to Free Cash Flow | 32.19 | 4.52 | 3.71 | -8.33 | 15.21 |
| EV to Operating Cash Flow | 31.05 | 4.50 | 3.69 | -9.66 | 12.78 |
| Tangible Book Value Per Share | 1.66 | 1.48 | 1.72 | 1.91 | 2.03 |
| Shareholders’ Equity Per Share | 1.92 | 1.73 | 2.30 | 2.45 | 2.52 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.04 | 0.12 | -0.36 | 0.25 | 0.05 |
| Revenue Per Share | 2.38 | 1.79 | 2.37 | 2.15 | 2.13 |
| Net Income Per Share | 0.03 | -0.47 | -0.02 | 0.31 | -0.13 |
| Tax Burden | 1.05 | 0.88 | 1.36 | 0.70 | -0.23 |
| Interest Burden | 0.05 | 5.59 | -0.03 | 0.62 | -4.24 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock-Based Compensation to Revenue | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 |
| Income Quality | 11.63 | -3.69 | -97.45 | -2.65 | -5.08 |
Currency in GBP
