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Total Valuation
Farmers and Merchants Bancshares has a market cap or net worth of $63.13M. The enterprise value is $81.99.
Market Cap$63.13M
Enterprise Value$81.99
Share Statistics
Farmers and Merchants Bancshares has 3,235,707 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding3,235,707
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Farmers and Merchants Bancshares’s return on equity (ROE) is 0.09 and return on invested capital (ROIC) is 2.48%.
Return on Equity (ROE)0.09
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)2.48%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee464.78K
Profits Per Employee60.69K
Employee Count95
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Farmers and Merchants Bancshares is 18.2. Farmers and Merchants Bancshares’s PEG ratio is 0.30.
PE Ratio18.2
PS Ratio1.23
PB Ratio0.84
Price to Fair Value0.84
Price to FCF8.69
Price to Operating Cash Flow8.55
PEG Ratio0.30
Income Statement
In the last 12 months, Farmers and Merchants Bancshares had revenue of 44.15M and earned 5.77M in profits. Earnings per share was 1.81.
Revenue44.15M
Gross Profit25.49M
Operating Income7.37M
Pretax Income7.37M
Net Income5.77M
EBITDA8.11M
Earnings Per Share (EPS)1.81
Cash Flow
In the last 12 months, operating cash flow was 7.18M and capital expenditures -308.00K, giving a free cash flow of 6.87M billion.
Operating Cash Flow7.18M
Free Cash Flow6.87M
Free Cash Flow per Share2.12
Dividends & Yields
Farmers and Merchants Bancshares pays an annual dividend of $0.36, resulting in a dividend yield of 3.66%
Dividend Per Share$0.36
Dividend Yield3.66%
Payout Ratio31.77%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.12
52-Week Price Change24.28%
50-Day Moving Average18.03
200-Day Moving Average17.35
Relative Strength Index (RSI)56.01
Average Volume (3m)203.00
Important Dates
Farmers and Merchants Bancshares upcoming earnings date is Oct 15, 2026, Before Open (Confirmed).
Last Earnings DateJul 23, 2026
Next Earnings DateOct 15, 2026
Ex-Dividend Date―
Financial Position
Farmers and Merchants Bancshares as a current ratio of 38.77, with Debt / Equity ratio of 109.95%
Current Ratio38.77
Quick Ratio38.77
Debt to Market Cap1.46
Net Debt to EBITDA4.06
Interest Coverage Ratio0.41
Taxes
In the past 12 months, Farmers and Merchants Bancshares has paid 1.61M in taxes.
Income Tax1.61M
Effective Tax Rate0.22
Enterprise Valuation
Farmers and Merchants Bancshares EV to EBITDA ratio is 10.74, with an EV/FCF ratio of 13.97.
EV to Sales1.97
EV to EBITDA10.74
EV to Free Cash Flow13.97
EV to Operating Cash Flow13.19
Balance Sheet
Farmers and Merchants Bancshares has $160.62M in cash and marketable securities with $78.20M in debt, giving a net cash position of $82.42M billion.
Cash & Marketable Securities$160.62M
Total Debt$78.20M
Net Cash$82.42M
Net Cash Per Share$25.47
Tangible Book Value Per Share$18.06
Margins
Gross margin is 60.52%, with operating margin of 16.70%, and net profit margin of 13.06%.
Gross Margin60.52%
Operating Margin16.70%
Pretax Margin16.70%
Net Profit Margin13.06%
EBITDA Margin18.38%
EBIT Margin16.70%
Analyst Forecast
The average price target for Farmers and Merchants Bancshares is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast9.49%
EPS Growth Forecast60.57%