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FMCB Stock Chart & Stats
$1050.00
$4.00(0.38%)
At close: 4:00 PM EST
$1050.00
$4.00(0.38%)
Day’s Range― - ―
52-Week Range$985.25 - $1,402.50
Previous CloseN/A
Volume9.00
Average Volume (3M)148.00
Market Cap
$916.93M
Enterprise Value$529.28M
Total Cash (Recent Filing)$397.00M
Total Debt (Recent Filing)$10.31M
Price to Earnings (P/E)9.6
Beta0.19
Next Earnings
Jul 16, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.72%
Share Statistics
EPS (TTM)137.99
Shares Outstanding692,287
10 Day Avg. Volume81
30 Day Avg. Volume148
Financial Highlights & Ratios
PEG Ratio0.71
Price to Book (P/B)1.19
Price to Sales (P/S)2.54
P/FCF Ratio7.98
Enterprise Value/Market Cap0.58
Enterprise Value/Revenue1.71
Enterprise Value/Gross Profit2.17
Enterprise Value/Ebitda4.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Balance Sheet StrengthExtremely low leverage and steady equity growth provide durable financial flexibility. This capital buffer supports lending through cycles, funds dividends and share buybacks, and reduces insolvency risk, enabling strategic investments or branch expansion without requiring external debt.
High ProfitabilityConsistently elevated net margins and mid-teens ROE generate strong internal capital and operating resilience. High profitability sustains dividend policy and reinvestment capacity, allowing the bank to grow loans and funding without eroding returns over the medium term.
Conservative Credit QualityLow charge-offs and a healthy allowance indicate disciplined underwriting and effective loss absorption. Durable asset quality supports stable net interest income, limits provisions during downturns, and preserves capital, underpinning long-term earnings reliability.
Bears Say
Concentrated Lending MixHeavy exposure to regional and agricultural cycles concentrates risk: droughts, commodity price swings, or local commercial real estate stress can simultaneously hit loan performance. Limited geographic and sector diversification raises cyclicality for credit losses and loan demand.
Margin NormalizationEroding margins relative to prior peaks signal pressure on core earnings power. If funding costs rise or competition depresses loan spreads, sustained compression could reduce internal capital generation and constrain dividend growth unless offset by efficiency improvements.
Free Cash Flow VolatilityIrregular free cash flow growth undermines predictability for capital returns and investments. Volatility complicates multi-year planning for dividends, repurchases, and branch rollouts, increasing sensitivity of strategic moves to short-term earnings and deposit funding swings.
Farmers & Merchants Bancorp News
FMCB FAQ
What was Farmers & Merchants Bancorp’s price range in the past 12 months?
Farmers & Merchants Bancorp lowest stock price was $985.25 and its highest was $1402.50 in the past 12 months.
What is Farmers & Merchants Bancorp’s market cap?
Farmers & Merchants Bancorp’s market cap is $916.93M.
When is Farmers & Merchants Bancorp’s upcoming earnings report date?
Farmers & Merchants Bancorp’s upcoming earnings report date is Jul 16, 2026 which is in 12 days.
How were Farmers & Merchants Bancorp’s earnings last quarter?
Farmers & Merchants Bancorp released its earnings results on Apr 20, 2026. The company reported $35.337 earnings per share for the quarter, beating the consensus estimate of N/A by $35.337.
Is Farmers & Merchants Bancorp overvalued?
According to Wall Street analysts Farmers & Merchants Bancorp’s price is currently Overvalued.
Does Farmers & Merchants Bancorp pay dividends?
Farmers & Merchants Bancorp pays a Quarterly dividend of $5.35 which represents an annual dividend yield of 1.72%. See more information on Farmers & Merchants Bancorp dividends here
What is Farmers & Merchants Bancorp’s EPS estimate?
Farmers & Merchants Bancorp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Farmers & Merchants Bancorp have?
Farmers & Merchants Bancorp has 692,287 shares outstanding.
What happened to Farmers & Merchants Bancorp’s price movement after its last earnings report?
Farmers & Merchants Bancorp reported an EPS of $35.337 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.147%.
Which hedge fund is a major shareholder of Farmers & Merchants Bancorp?
Currently, no hedge funds are holding shares in FMCB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Farmers & Merchants Bancorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
10.72%
12-Months-Change
Fundamentals
Return on Equity
14.76%
Trailing 12-Months
Asset Growth
2.76%
Trailing 12-Months
Company Description
Farmers & Merchants Bancorp
Farmers & Merchants Bancorp functions as the holding company for Farmers & Merchants Bank of Central California, offering a broad spectrum of banking and financial services to both business and individual customers. Its array of deposit products encompasses checking, savings, and money market accounts, along with time certificates of deposit and individual retirement accounts. The institution's lending capabilities are extensive, covering commercial, residential, and construction real estate financing, agribusiness loans, and various consumer credit options. It also provides equipment leasing and credit card services. For corporate clients, specialized offerings include term loans, lines of credit, working capital financing, and letters of credit. Personal financing solutions extend to automobile loans, home improvement loans, and home equity lines of credit. Furthermore, the company delivers a suite of specialized services, such as credit card programs for merchants, secure lockbox and collection services, account reconciliation, investment sweep capabilities, online account access, and electronic funds transfers via domestic and international wire or automated clearinghouse (ACH). Comprehensive online banking facilities are also available. Investment opportunities, including mutual funds and annuities, are also provided. The company reaches its clientele through a network of 29 full-service branch locations and 3 stand-alone automated teller machines. This geographical footprint spans California's mid-Central Valley, specifically Sacramento, San Joaquin, Solano, Stanislaus, and Merced counties, as well as the eastern part of the San Francisco Bay Area, covering Napa, Alameda, and Contra Costa counties. Founded in 1916, Farmers & Merchants Bancorp maintains its principal office in Lodi, California.
Technical Analysis
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Ownership Overview
8.05% Insiders
0.05% Mutual Funds
0.53% Other Institutional Investors
91.37% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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