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Flagstar Financial (FLG) Ratios
Flagstar Financial Ratios
FLG's free cash flow for Q3 2026 was $0.00. For the 2026 fiscal year, FLG's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.54 | 0.35 | 0.27 | 0.18 | 0.22 |
| Quick Ratio | 0.54 | 0.35 | 0.27 | 0.18 | 0.22 |
| Cash Ratio | 0.02 | 0.19 | 0.13 | 0.03 | 0.06 |
| Solvency Ratio | -0.00 | -0.01 | 0.00 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | -0.02 | 0.00 | 0.00 | 0.01 | 0.01 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.02 | 0.04 | 0.10 | 0.06 |
| Net Current Asset Value | $ -63.11B | $ -64.05B | $ -81.88B | $ -68.98B | $ -43.86B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.14 | 0.14 | 0.25 | 0.35 | 0.35 |
| Debt-to-Equity Ratio | 1.50 | 1.77 | 3.42 | 3.59 | 2.92 |
| Debt-to-Capital Ratio | 0.60 | 0.64 | 0.77 | 0.78 | 0.74 |
| Long-Term Debt-to-Capital Ratio | 0.60 | 0.57 | 0.72 | 0.71 | 0.69 |
| Financial Leverage Ratio | 10.75 | 12.26 | 13.63 | 10.22 | 8.45 |
| Debt Service Coverage Ratio | -0.01 | -0.12 | 0.01 | 0.06 | 0.12 |
| Interest Coverage Ratio | -0.07 | -0.36 | -0.02 | 1.19 | 2.02 |
| Debt to Market Cap | 2.33 | 4.83 | 3.85 | 7.61 | 3.58 |
| Interest Debt Per Share | 35.95 | 56.90 | 130.45 | 200.70 | 135.51 |
| Net Debt to EBITDA | -232.62 | 0.84 | 149.06 | 34.89 | 22.19 |
| Profitability Margins | |||||
| Gross Profit Margin | 37.61% | 23.36% | 46.30% | 61.94% | 76.97% |
| EBIT Margin | -4.22% | -21.59% | -0.83% | 37.92% | 46.06% |
| EBITDA Margin | -1.06% | -18.70% | 1.90% | 38.98% | 47.26% |
| Operating Profit Margin | -4.22% | -21.59% | -0.83% | 37.92% | 46.06% |
| Pretax Profit Margin | -4.22% | -21.59% | -0.83% | 37.92% | 46.06% |
| Net Profit Margin | -3.77% | -17.51% | -1.31% | 29.84% | 34.06% |
| Continuous Operations Profit Margin | -3.77% | -17.51% | -1.31% | 29.84% | 34.06% |
| Net Income Per EBT | 89.39% | 81.13% | 158.00% | 78.69% | 73.95% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | -0.20% | -1.12% | -0.07% | 0.72% | 1.00% |
| Return on Equity (ROE) | -2.17% | -13.69% | -0.94% | 7.37% | 8.46% |
| Return on Capital Employed (ROCE) | -0.35% | -6.71% | -0.20% | 3.92% | 4.05% |
| Return on Invested Capital (ROIC) | 1.34% | -4.60% | -0.15% | 2.07% | 2.44% |
| Return on Tangible Assets | -0.20% | -1.12% | -0.07% | 0.75% | 1.04% |
| Earnings Yield | -3.38% | -37.41% | -1.06% | 15.63% | 10.52% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 3.02 | 1.90 | 1.30 | 0.97 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 22.39 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 9.84 | 11.36 | 9.27 | 4.44 | 6.48 |
| Asset Turnover | 0.05 | 0.06 | 0.05 | 0.02 | 0.03 |
| Working Capital Turnover Ratio | -0.14 | -0.11 | -0.10 | -0.05 | -0.06 |
| Cash Conversion Cycle | 0.00 | 120.98 | 192.49 | 281.38 | 358.29 |
| Days of Sales Outstanding | 0.00 | 120.98 | 192.49 | 281.38 | 374.59 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 16.30 |
| Operating Cycle | 0.00 | 120.98 | 192.49 | 281.38 | 374.59 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | -1.29 | 0.27 | 1.11 | 6.36 | 1.87 |
| Free Cash Flow Per Share | -1.45 | 0.16 | 0.83 | 6.35 | 1.85 |
| Dividend Paid and CapEx Coverage Ratio | -4.64 | 0.69 | 0.45 | 2.91 | 0.82 |
| Capital Expenditure Coverage Ratio | -7.97 | 2.39 | 3.98 | 342.00 | 72.50 |
| Operating Cash Flow Coverage Ratio | -0.04 | 0.01 | 0.01 | 0.03 | 0.01 |
| Operating Cash Flow to Sales Ratio | -0.11 | 0.01 | 0.04 | 0.47 | 0.17 |
| Free Cash Flow Yield | -11.49% | 1.67% | 2.65% | 24.60% | 5.05% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | -24.69 | -2.67 | -94.04 | 6.40 | 9.51 |
| Price-to-Sales (P/S) Ratio | 1.11 | 0.47 | 1.23 | 1.91 | 3.24 |
| Price-to-Book (P/B) Ratio | 0.64 | 0.37 | 0.89 | 0.47 | 0.80 |
| Price-to-Free Cash Flow (P/FCF) Ratio | -8.70 | 59.78 | 37.71 | 4.07 | 19.81 |
| Price-to-Operating Cash Flow Ratio | -9.79 | 34.75 | 28.25 | 4.05 | 19.54 |
| Price-to-Earnings Growth (PEG) Ratio | 0.29 | -0.00 | 0.83 | 1.21 | 0.55 |
| Enterprise Value Multiple | -337.20 | -1.66 | 213.66 | 39.79 | 29.04 |
| Enterprise Value | 16.86B | 1.98B | 24.57B | 33.78B | 24.02B |
| EV to EBITDA | -337.20 | -1.66 | 213.66 | 39.79 | 29.04 |
| EV to Sales | 3.59 | 0.31 | 4.06 | 15.51 | 13.72 |
| EV to Free Cash Flow | -28.05 | 39.70 | 124.73 | 33.02 | 83.97 |
| EV to Operating Cash Flow | -31.57 | 23.08 | 93.43 | 32.93 | 82.81 |
| Tangible Book Value Per Share | 18.69 | 23.89 | 27.88 | 31.50 | 29.85 |
| Shareholders’ Equity Per Share | 19.61 | 25.49 | 35.17 | 54.74 | 45.54 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.11 | 0.19 | -0.58 | 0.21 | 0.26 |
| Revenue Per Share | 11.30 | 19.93 | 25.42 | 13.51 | 11.31 |
| Net Income Per Share | -0.43 | -3.49 | -0.33 | 4.03 | 3.85 |
| Tax Burden | 0.89 | 0.81 | 1.58 | 0.79 | 0.74 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.25 | 0.37 | 0.31 | 0.24 | 0.25 |
| Stock-Based Compensation to Revenue | 0.00 | 0.01 | 0.01 | 0.01 | 0.02 |
| Income Quality | 3.02 | -0.08 | -3.33 | 1.58 | 0.49 |
Currency in USD
