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FLG Stock Chart & Stats
$13.61
-$0.86(-5.85%)
At close: 4:00 PM EDT
$13.61
-$0.86(-5.85%)
Day’s Range― - ―
52-Week Range$10.57 - $15.44
Previous CloseN/A
Volume11.38M
Average Volume (3M)4.77M
Market Cap
$4.71B
Enterprise Value$18.45B
Total Cash (Recent Filing)$16.97B
Total Debt (Recent Filing)$10.94B
Price to Earnings (P/E)334.0
Beta0.95
Next Earnings
Oct 23, 2026EPS Estimate
0.07Next Dividend Ex-DateN/A
Dividend Yield0.35%
Share Statistics
EPS (TTM)0.03
Shares Outstanding415,092,830
10 Day Avg. Volume6,150,650
30 Day Avg. Volume4,772,299
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)0.64
Price to Sales (P/S)1.11
P/FCF Ratio-8.70
Enterprise Value/Market Cap3.92
Enterprise Value/Revenue4.23
Enterprise Value/Gross Profit9.40
Enterprise Value/Ebitda71.22
Forecast
1Y Price Target
$15.68Price Target Upside15.22% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering12
EPS Forecast (FY)0.28
Revenue Forecast (FY)$2.15B
Bulls Say, Bears Say
Bulls Say
C&I Lending GrowthStrong C&I production and a pipeline exceeding $2 billion indicate expanding commercial relationships and a shift toward a more diversified loan mix. If sustained, this growth can support recurring interest income and improve the bank’s strategic position beyond legacy CRE exposure.
Capital StrengthA 13.16% CET1 ratio and substantial excess capital provide a durable buffer against credit losses while preserving flexibility to invest in growth. The buyback authorization also signals that management believes capital remains sufficient after supporting the business and its transition.
Deposit And Funding ImprovementGrowth in core deposits combined with materially lower funding costs strengthens the bank’s funding franchise and can support future net interest income. A larger, cheaper deposit base also reduces reliance on more expensive funding as loan production expands.
Bears Say
Thin And Volatile ProfitabilityThe return to profitability is encouraging, but very low margins and ROE show that earnings remain fragile relative to the bank’s balance sheet. Shrinking revenue and a history of losses from 2023 through 2025 make the recovery less proven and less durable.
Negative Recent Cash GenerationRecent negative operating and free cash flow reduces financial flexibility and makes internally funded investment or capital returns less dependable. The sharp reversal from stronger earlier cash generation suggests that liquidity and cash conversion remain important constraints during the recovery.
CRE And Multifamily Credit ExposureLarge rent-regulated multifamily exposure, including substantial criticized and nonaccrual balances, leaves Flagstar vulnerable to further credit costs. Although reserves and charge-offs have increased, adverse rent or refinancing outcomes could continue pressuring earnings and capital.
Flagstar Financial News
FLG FAQ
What was Flagstar Financial’s price range in the past 12 months?
Flagstar Financial lowest stock price was $10.57 and its highest was $15.44 in the past 12 months.
What is Flagstar Financial’s market cap?
Flagstar Financial’s market cap is $4.71B.
When is Flagstar Financial’s upcoming earnings report date?
Flagstar Financial’s upcoming earnings report date is Oct 23, 2026 which is in 13 days.
How were Flagstar Financial’s earnings last quarter?
Flagstar Financial released its earnings results on Jul 24, 2026. The company reported $0.06 earnings per share for the quarter, missing the consensus estimate of $0.064 by -$0.004.
Is Flagstar Financial overvalued?
According to Wall Street analysts Flagstar Financial’s price is currently Undervalued.
Does Flagstar Financial pay dividends?
Flagstar Financial pays a Quarterly dividend of $0.01 which represents an annual dividend yield of 0.35%. See more information on Flagstar Financial dividends here
What is Flagstar Financial’s EPS estimate?
Flagstar Financial’s EPS estimate is 0.07.
How many shares outstanding does Flagstar Financial have?
Flagstar Financial has 415,092,830 shares outstanding.
What happened to Flagstar Financial’s price movement after its last earnings report?
Flagstar Financial reported an EPS of $0.06 in its last earnings report, missing expectations of $0.064. Following the earnings report the stock price went down -5.851%.
Which hedge fund is a major shareholder of Flagstar Financial?
Currently, no hedge funds are holding shares in FLG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Flagstar Financial Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$15.68 (15.22% Upside)
$15.68 (15.22% Upside)
Blogger Sentiment
Neutral
FLG Sentiment 75%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Increased
By 700.5K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Negative
Last 7 Days ▲ 1.5%
Last 30 Days ▼ 2.8%
Last 30 Days ▼ 2.8%
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-4.80%
12-Months-Change
Fundamentals
Return on Equity
0.59%
Trailing 12-Months
Asset Growth
-4.90%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Flagstar Financial
Flagstar Financial, Inc. serves as the holding company for Flagstar Bank, N.A., delivering a wide array of banking solutions and services throughout the United States. Its deposit portfolio features interest-bearing checking, money market, savings, and non-interest-bearing accounts, alongside retirement savings plans and certificates of deposit. The institution extends a diverse range of credit facilities, including financing for multi-family properties, commercial real estate ventures, and acquisition, development, and construction projects. Further offerings encompass commercial and industrial loans, mortgages for one-to-four family residences, specialized finance loans and leases, and warehouse lending. Additionally, Flagstar provides various consumer credit options, such as home equity lines of credit, indirect loans for boats and recreational vehicles, point-of-sale consumer financing, and overdraft facilities. Beyond traditional banking, the company offers cash management tools, a selection of non-deposit investment and insurance products, and convenient digital access through online, mobile, and telephone banking platforms. Its primary clientele consists of individual consumers, small to medium-sized businesses, and professional organizations. Established in 1859 and based in Hicksville, New York, the company recently changed its name to Flagstar Financial, Inc. in October 2024, having formerly been known as New York Community Bancorp, Inc.
FLG Company Deck
FLG Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed clear operational progress: a third consecutive profitable quarter, robust and diversified C&I loan growth, meaningful deposit growth, disciplined expense control, material reduction in CRE/multifamily exposure, and a strong capital position that supported a $250 million buyback. These positive developments were balanced against near-term headwinds: elevated charge-offs and a modest rise in nonaccruals, continued high CRE/multifamily payoffs that reduce interest income, a slight compression in NIM in the quarter (though June showed improvement), and a lower near-term revenue guide driven by gain-on-sale and interest income pressures. Overall, management presented a credible execution story with risks acknowledged and under active management.View all FLG earnings summariesFLG Stock 12 Month Forecast
Average Price Target
$15.68
▲(15.22% Upside)
Technical Analysis
Associated Banc-Corp
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F.N.B.
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Fulton Financial
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Atlantic Union Bankshares
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Valley National Bancorp
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Ownership Overview
19.09% Insiders
13.60% Mutual Funds
<0.01% Other Institutional Investors
43.51% Public Companies and
Individual Investors