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FIGR Stock Chart & Stats
$27.59
-$1.65(-5.64%)
At close: 4:00 PM EDT
$27.59
-$1.65(-5.64%)
Day’s Range― - ―
52-Week Range$24.11 - $78.00
Previous CloseN/A
Volume1.99M
Average Volume (3M)3.71M
Market Cap
$6.93B
Enterprise Value$7.46K
Total Cash (Recent Filing)$1.44B
Total Debt (Recent Filing)$226.11M
Price to Earnings (P/E)28.6
Beta2.31
Next Earnings
Nov 12, 2026EPS Estimate
0.29Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.10
Shares Outstanding182,622,740
10 Day Avg. Volume2,511,967
30 Day Avg. Volume3,710,965
Financial Highlights & Ratios
PEG Ratio0.06
Price to Book (P/B)7.61
Price to Sales (P/S)20.44
P/FCF Ratio222.98
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$52.43Price Target Upside90.03% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)1.01
Revenue Forecast (FY)$824.53M
Bulls Say, Bears Say
Bulls Say
High Margins And Recent ProfitabilityFigure delivered exceptionally high gross margins and stepped-up 2025 profitability, with adjusted EBITDA margin ~50% and net margin ~26.4%. Durable high gross margins (~87–92%) support persistent earnings power, enabling reinvestment, product development and resilience to cost pressures.
Marked Balance-sheet ImprovementLeverage fell materially in 2025 versus 2023–24, giving the company far greater financial flexibility to fund growth or withstand shocks. A stronger equity base and lower debt burden reduce refinancing risk and create a durable capacity to pursue acquisitions and strategic investments.
Proven Capital-markets Execution And LiquidityConsistent securitization, whole-loan sales and a sizable cash cushion demonstrate durable funding channels and investor demand for its paper. Strong capital-markets access lowers funding volatility, supports marketplace liquidity and gives runway to seed DeFi initiatives and complete strategic deals.
Bears Say
Inconsistent Cash GenerationCash flow conversion has been volatile, with negative operating cash flow in prior years despite accounting profits. This inconsistent cash generation raises structural questions about working-capital dynamics and the reliability of free cash to cover capex, dividends or higher fixed interest costs.
New Senior Notes Add Leverage And CovenantsThe $600M 8.5% senior unsecured issuance materially increases fixed interest obligations and imposes covenants that constrain capital allocation and strategic flexibility. Higher interest expense and contractual restrictions create a durable drag on free cash and limit options during adverse cycles.
Execution And Regulatory Risk For DeFi/tokenizationFigure's blockchain-native products (wallet-based transfer records, Democratized Prime, OPEN) depend on regulatory clarity, industry adoption and borrower onboarding. These are multi-year execution risks that can delay scale, depress take rates, and limit the structural revenue and margin benefits envisaged.
Figure Technology Solutions, Inc. Class A News
FIGR FAQ
What was Figure Technology Solutions, Inc. Class A’s price range in the past 12 months?
Figure Technology Solutions, Inc. Class A lowest stock price was $24.11 and its highest was $78.00 in the past 12 months.
What is Figure Technology Solutions, Inc. Class A’s market cap?
Figure Technology Solutions, Inc. Class A’s market cap is $6.93B.
When is Figure Technology Solutions, Inc. Class A’s upcoming earnings report date?
Figure Technology Solutions, Inc. Class A’s upcoming earnings report date is Nov 12, 2026 which is in 87 days.
How were Figure Technology Solutions, Inc. Class A’s earnings last quarter?
Figure Technology Solutions, Inc. Class A released its earnings results on Aug 13, 2026. The company reported $0.35 earnings per share for the quarter, beating the consensus estimate of $0.242 by $0.108.
Is Figure Technology Solutions, Inc. Class A overvalued?
According to Wall Street analysts Figure Technology Solutions, Inc. Class A’s price is currently Undervalued.
Does Figure Technology Solutions, Inc. Class A pay dividends?
Figure Technology Solutions, Inc. Class A does not currently pay dividends.
What is Figure Technology Solutions, Inc. Class A’s EPS estimate?
Figure Technology Solutions, Inc. Class A’s EPS estimate is 0.29.
How many shares outstanding does Figure Technology Solutions, Inc. Class A have?
Figure Technology Solutions, Inc. Class A has 182,622,740 shares outstanding.
What happened to Figure Technology Solutions, Inc. Class A’s price movement after its last earnings report?
Figure Technology Solutions, Inc. Class A reported an EPS of $0.35 in its last earnings report, beating expectations of $0.242. Following the earnings report the stock price went up 3.911%.
Which hedge fund is a major shareholder of Figure Technology Solutions, Inc. Class A?
Currently, no hedge funds are holding shares in FIGR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Figure Technology Solutions, Inc. Class A Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$52.43 (90.03% Upside)
$52.43 (90.03% Upside)
Blogger Sentiment
Bullish
FIGR Sentiment 83%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 1.5M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $274.0K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Negative
Last 7 Days ▼ 0.7%
Last 30 Days ▼ 0.6%
Last 30 Days ▼ 0.6%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
136.97%
Trailing 12-Months
Company Description
Figure Technology Solutions, Inc. Class A
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FIGR Company Deck
FIGR Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a strongly positive operational and financial story: very large top-line growth (CLM volume +132% YoY), rapid and broad partner adoption (489 partners, Figure Connect at 65% mix), improving unit economics (adjusted EBITDA +126% YoY and 55% margin), and strengthening capital markets execution and credit metrics. Key near-term challenges center on take-rate pressure driven by strategic mix shift into the lower-take-rate, capital-light Figure Connect channel, volatility in gain-on-sale from higher interest rates, and temporary margin dilution from retained loans to support Democratized Prime. Management provided clear growth drivers (Connect, Democratized Prime, Kiavi acquisition, AI and stablecoin-led operational improvements) and guidance that reflects confidence in Q3 volumes. Overall, positives materially outweigh the cited headwinds, which are largely strategic mix or macro-rate driven and accompanied by supporting profitability and credit-strength trends.View all FIGR earnings summariesFIGR Stock 12 Month Forecast
Average Price Target
$52.43
▲(90.03% Upside)
Technical Analysis
Ownership Overview
19.79% Insiders
8.52% Mutual Funds
27.25% Other Institutional Investors
34.92% Public Companies and
Individual Investors