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FIGR Stock Chart & Stats
$41.14
-$1.65(-5.64%)
At close: 4:00 PM EDT
$41.14
-$1.65(-5.64%)
Day’s Range― - ―
52-Week Range$24.11 - $78.00
Previous CloseN/A
Volume1.99M
Average Volume (3M)4.49M
Market Cap
$6.47B
Enterprise Value$7.46K
Total Cash (Recent Filing)$1.44B
Total Debt (Recent Filing)$1.47B
Price to Earnings (P/E)25.7
Beta1.89
Next Earnings
Nov 12, 2026EPS Estimate
0.28Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.10
Shares Outstanding185,672,150
10 Day Avg. Volume5,505,811
30 Day Avg. Volume4,488,199
Financial Highlights & Ratios
PEG Ratio0.06
Price to Book (P/B)7.61
Price to Sales (P/S)20.44
P/FCF Ratio222.98
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$54.43Price Target Upside32.30% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering7
EPS Forecast (FY)1.21
Revenue Forecast (FY)$892.23M
Bulls Say, Bears Say
Bulls Say
Platform AdoptionRapid partner growth and high partner-branded volume indicate expanding adoption of Figure’s infrastructure across financial institutions and fintechs. A broader ecosystem can reinforce network effects, increase recurring platform activity, and support durable volume growth beyond any single lending channel.
Revenue And Profitability GrowthThe sharp improvement in revenue, net income, and already-high gross margins demonstrates substantial operating leverage in the platform model. If activity remains elevated, this cost structure can support strong earnings conversion and provide resources for continued product and infrastructure investment.
Expanded Lending PlatformThe completed Kiavi acquisition broadens Figure’s product reach into residential real-estate investor lending and adds an operating platform and loan portfolio. Greater product breadth can strengthen the marketplace flywheel, diversify origination activity, and create additional opportunities to monetize Figure’s infrastructure.
Bears Say
Acquisition-related LeverageFunding the acquisition with $600 million of 8.5% senior notes adds substantial fixed interest expense and increases financial obligations. The debt can reduce flexibility for future investment or acquisitions, while the transaction must generate durable earnings and cash flow to justify its funding burden.
Take-rate PressureA lower take rate can limit monetization even when marketplace volume grows rapidly. Figure Connect’s increasing mix and faster first-lien expansion may therefore produce less revenue per dollar of activity, requiring sustained scale, operating efficiency, or new fee streams to preserve earnings growth.
Uneven Cash GenerationThe swing from sizable operating cash outflows to positive cash generation shows that profitability has not consistently translated into cash. Continued variability could constrain internally funded growth and make Figure more reliant on capital-market financing during periods of weaker operating performance.
Figure Technology Solutions, Inc. Class A News
FIGR FAQ
What was Figure Technology Solutions, Inc. Class A’s price range in the past 12 months?
Figure Technology Solutions, Inc. Class A lowest stock price was $24.11 and its highest was $78.00 in the past 12 months.
What is Figure Technology Solutions, Inc. Class A’s market cap?
Figure Technology Solutions, Inc. Class A’s market cap is $6.47B.
When is Figure Technology Solutions, Inc. Class A’s upcoming earnings report date?
Figure Technology Solutions, Inc. Class A’s upcoming earnings report date is Nov 12, 2026 which is in 40 days.
How were Figure Technology Solutions, Inc. Class A’s earnings last quarter?
Figure Technology Solutions, Inc. Class A released its earnings results on Aug 13, 2026. The company reported $0.35 earnings per share for the quarter, beating the consensus estimate of $0.242 by $0.108.
Is Figure Technology Solutions, Inc. Class A overvalued?
According to Wall Street analysts Figure Technology Solutions, Inc. Class A’s price is currently Undervalued.
Does Figure Technology Solutions, Inc. Class A pay dividends?
Figure Technology Solutions, Inc. Class A does not currently pay dividends.
What is Figure Technology Solutions, Inc. Class A’s EPS estimate?
Figure Technology Solutions, Inc. Class A’s EPS estimate is 0.28.
How many shares outstanding does Figure Technology Solutions, Inc. Class A have?
Figure Technology Solutions, Inc. Class A has 185,672,150 shares outstanding.
What happened to Figure Technology Solutions, Inc. Class A’s price movement after its last earnings report?
Figure Technology Solutions, Inc. Class A reported an EPS of $0.35 in its last earnings report, beating expectations of $0.242. Following the earnings report the stock price went up 3.911%.
Which hedge fund is a major shareholder of Figure Technology Solutions, Inc. Class A?
Currently, no hedge funds are holding shares in FIGR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Figure Technology Solutions, Inc. Class A Stock Smart Score
Neutral
1
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5
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7
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10
Analyst Consensus
Strong Buy
Average Price Target:
$54.43 (32.30% Upside)
$54.43 (32.30% Upside)
Blogger Sentiment
Bullish
FIGR Sentiment 82%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 2.8M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Positive
Last 7 Days ▲ 1.2%
Last 30 Days ▲ 2.8%
Last 30 Days ▲ 2.8%
News Sentiment
Bullish
Bullish news 80%
Bearish news 20%
Bearish news 20%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-24.53%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
136.97%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Figure Technology Solutions, Inc. Class A
Figure Technology Solutions, Inc. specializes in creating and operating advanced blockchain-based platforms, primarily serving the consumer finance industry. The company provides a comprehensive suite of distributed ledger technology solutions designed to facilitate various marketplace activities, including lending, trading, and investing. Founded in 2018, Figure Technology Solutions is based in Reno, Nevada. The entity was formerly known as FT Intermediate, Inc., adopting its current name in August 2025.
FIGR Company Deck
FIGR Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a strongly positive operational and financial story: very large top-line growth (CLM volume +132% YoY), rapid and broad partner adoption (489 partners, Figure Connect at 65% mix), improving unit economics (adjusted EBITDA +126% YoY and 55% margin), and strengthening capital markets execution and credit metrics. Key near-term challenges center on take-rate pressure driven by strategic mix shift into the lower-take-rate, capital-light Figure Connect channel, volatility in gain-on-sale from higher interest rates, and temporary margin dilution from retained loans to support Democratized Prime. Management provided clear growth drivers (Connect, Democratized Prime, Kiavi acquisition, AI and stablecoin-led operational improvements) and guidance that reflects confidence in Q3 volumes. Overall, positives materially outweigh the cited headwinds, which are largely strategic mix or macro-rate driven and accompanied by supporting profitability and credit-strength trends.View all FIGR earnings summariesFIGR Stock 12 Month Forecast
Average Price Target
$54.43
▲(32.30% Upside)
Technical Analysis
Ownership Overview
10.47% Insiders
8.38% Mutual Funds
26.83% Other Institutional Investors
43.69% Public Companies and
Individual Investors