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First Financial Bancorp (FFBC) Ratios
112 Followers
First Financial Bancorp Ratios
FFBC's free cash flow for Q2 2026 was $21.07M. For the 2026 fiscal year, FFBC's free cash flow was decreased by $-10.30M and operating cash flow was $31.37M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.28 | 0.26 | 0.31 | 0.29 | 0.35 |
| Quick Ratio | 0.28 | 0.26 | 0.31 | 0.29 | 0.35 |
| Cash Ratio | 0.01 | 0.06 | 0.07 | 0.04 | 0.03 |
| Solvency Ratio | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
| Operating Cash Flow Ratio | 0.02 | 0.02 | 0.03 | 0.01 | 0.03 |
| Short-Term Operating Cash Flow Coverage | 0.50 | 0.35 | 0.52 | 0.16 | 1.22 |
| Net Current Asset Value | $ -13.61B | $ -12.18B | $ -10.78B | $ -10.72B | $ -9.32B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.06 | 0.06 | 0.07 | 0.10 | 0.04 |
| Debt-to-Equity Ratio | 0.43 | 0.45 | 0.57 | 0.80 | 0.31 |
| Debt-to-Capital Ratio | 0.30 | 0.31 | 0.36 | 0.44 | 0.24 |
| Long-Term Debt-to-Capital Ratio | 0.16 | 0.12 | 0.13 | 0.14 | 0.15 |
| Financial Leverage Ratio | 7.63 | 7.62 | 7.73 | 8.33 | 7.23 |
| Debt Service Coverage Ratio | 0.29 | 0.23 | 0.24 | 0.19 | 0.70 |
| Interest Coverage Ratio | 0.89 | 0.69 | 1.16 | 3.67 | 7.75 |
| Debt to Market Cap | 0.50 | 0.43 | 0.57 | 0.72 | 0.30 |
| Interest Debt Per Share | 16.32 | 15.82 | 16.58 | 18.17 | 7.76 |
| Net Debt to EBITDA | 2.80 | 0.65 | 0.77 | 3.70 | 0.97 |
| Profitability Margins | |||||
| Gross Profit Margin | 68.43% | 64.29% | 71.46% | 89.99% | 98.02% |
| EBIT Margin | 25.51% | 21.89% | 28.56% | 31.20% | 36.80% |
| EBITDA Margin | 28.67% | 25.03% | 31.95% | 36.21% | 42.84% |
| Operating Profit Margin | 25.51% | 21.89% | 28.56% | 31.20% | 36.80% |
| Pretax Profit Margin | 25.51% | 21.89% | 28.56% | 31.20% | 36.80% |
| Net Profit Margin | 20.30% | 18.67% | 22.94% | 28.09% | 31.34% |
| Continuous Operations Profit Margin | 20.30% | 18.67% | 22.94% | 28.09% | 31.34% |
| Net Income Per EBT | 79.56% | 85.28% | 80.31% | 90.03% | 85.15% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.21% | 1.23% | 1.46% | 1.28% | 1.26% |
| Return on Equity (ROE) | 9.23% | 9.39% | 11.28% | 10.66% | 9.08% |
| Return on Capital Employed (ROCE) | 7.97% | 7.70% | 9.85% | 10.12% | 9.11% |
| Return on Invested Capital (ROIC) | 5.43% | 5.40% | 6.13% | 5.92% | 6.92% |
| Return on Tangible Assets | 1.28% | 1.31% | 1.56% | 1.37% | 1.35% |
| Earnings Yield | 10.77% | 9.02% | 11.47% | 9.60% | 8.85% |
| Efficiency Ratios | |||||
| Receivables Turnover | 2.11 | 2.10 | 2.41 | 3.33 | 5.97 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.12 | 0.03 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 6.15 | 3.01 | 3.21 | 2.76 | 2.58 |
| Asset Turnover | 0.06 | 0.07 | 0.06 | 0.05 | 0.04 |
| Working Capital Turnover Ratio | -0.11 | -0.12 | -0.11 | -0.08 | -0.07 |
| Cash Conversion Cycle | 173.13 | 174.20 | 151.33 | -2840.21 | -13782.06 |
| Days of Sales Outstanding | 173.13 | 174.20 | 151.33 | 109.57 | 61.11 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 2949.78 | 13843.17 |
| Operating Cycle | 173.13 | 174.20 | 151.33 | 109.57 | 61.11 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 3.56 | 2.78 | 5.18 | 2.15 | 4.08 |
| Free Cash Flow Per Share | 3.34 | 2.55 | 4.93 | 2.00 | 3.92 |
| Dividend Paid and CapEx Coverage Ratio | 2.93 | 2.37 | 4.38 | 2.00 | 3.78 |
| Capital Expenditure Coverage Ratio | 16.28 | 12.44 | 20.18 | 14.58 | 25.32 |
| Operating Cash Flow Coverage Ratio | 0.28 | 0.24 | 0.38 | 0.12 | 0.55 |
| Operating Cash Flow to Sales Ratio | 0.27 | 0.21 | 0.44 | 0.26 | 0.59 |
| Free Cash Flow Yield | 13.36% | 9.50% | 20.75% | 8.25% | 16.09% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 9.30 | 11.11 | 8.72 | 10.41 | 11.29 |
| Price-to-Sales (P/S) Ratio | 1.89 | 2.07 | 2.00 | 2.93 | 3.54 |
| Price-to-Book (P/B) Ratio | 0.86 | 1.04 | 0.98 | 1.11 | 1.03 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 7.49 | 10.53 | 4.82 | 12.11 | 6.21 |
| Price-to-Operating Cash Flow Ratio | 7.03 | 9.68 | 4.58 | 11.28 | 5.97 |
| Price-to-Earnings Growth (PEG) Ratio | 0.83 | -1.01 | 0.52 | 1.32 | 0.32 |
| Enterprise Value Multiple | 9.37 | 8.92 | 7.03 | 11.78 | 9.23 |
| Enterprise Value | 3.38B | 2.74B | 2.51B | 3.30B | 2.59B |
| EV to EBITDA | 9.37 | 8.92 | 7.03 | 11.78 | 9.23 |
| EV to Sales | 2.69 | 2.23 | 2.25 | 4.27 | 3.95 |
| EV to Free Cash Flow | 10.67 | 11.35 | 5.42 | 17.66 | 6.94 |
| EV to Operating Cash Flow | 10.02 | 10.44 | 5.15 | 16.45 | 6.67 |
| Tangible Book Value Per Share | 16.34 | 14.31 | 12.54 | 10.11 | 12.14 |
| Shareholders’ Equity Per Share | 29.18 | 25.83 | 24.14 | 21.83 | 23.77 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.20 | 0.15 | 0.20 | 0.10 | 0.15 |
| Revenue Per Share | 13.27 | 12.98 | 11.87 | 8.28 | 6.89 |
| Net Income Per Share | 2.69 | 2.42 | 2.72 | 2.33 | 2.16 |
| Tax Burden | 0.80 | 0.85 | 0.80 | 0.90 | 0.85 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.30 | 0.30 | 0.30 | 0.38 | 0.38 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 |
| Income Quality | 1.32 | 1.15 | 1.90 | 0.92 | 1.89 |
Currency in USD
