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Freedom Bank of Virginia (FDVA) Price & Analysis

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FDVA Stock Chart & Stats

$12.10

$0.05(0.41%)

At close: Jul 21 4:00 PM EDT

$12.10

$0.05(0.41%)

Day’s Range― - ―

52-Week Range$11.00 - $12.48

Previous CloseN/A

Volume6.30K

Average Volume (3M)949.00

Market Cap

$85.99M

Enterprise Value$151.24

Total Cash (Recent Filing)$5.46M

Total Debt (Recent Filing)$70.67M

Price to Earnings (P/E)―

Beta0.17

Next Earnings

Oct 23, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend YieldN/A

Share Statistics

EPS (TTM)-0.14

Shares Outstanding7,106,390

10 Day Avg. Volume1,939

30 Day Avg. Volume949

Financial Highlights & Ratios

PEG Ratio-2.46

Price to Book (P/B)1.00

Price to Sales (P/S)1.33

P/FCF Ratio100.73

Enterprise Value/Market Cap<0.01

Enterprise Value/Revenue<0.01

Enterprise Value/Gross Profit<0.01

Enterprise Value/Ebitda>-0.01

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Improved LeverageLeverage reduction to ~0.75 improves financial flexibility and lowers solvency risk. A stronger debt-to-equity ratio gives the bank more capacity to absorb credit losses, support lending or regulatory capital requirements, and sustain operations through adverse cycles over the next several months.

Stable Asset BaseConsistently stable assets around $1.07–1.09B indicate a steady franchise scale and deposit/loan base. That stability underpins predictable balance-sheet operations, supports regulatory capital stability, and reduces short-to-medium-term structural funding volatility for core banking activities.

Prior Strong Cash GenerationHistorical periods of robust OCF/FCF show the franchise can generate meaningful internal cash when conditions permit. This demonstrates operational cash conversion potential, implying the business can recover cash generation and fund core activities without permanent structural impairment if margins stabilize.

Bears Say

Earnings CompressionA collapse in net margin to ~0.6% reflects material profitability deterioration, reducing the bank's ability to internally fund growth, build capital, or absorb shocks. Sustained margin compression would impair recurring earnings power and limit strategic flexibility over the coming quarters.

Weak Cash Generation TrendOperating and free cash flow declined sharply to modest levels in 2025, signaling unreliable cash conversion. Persistently low OCF/FCF constrains reinvestment, credit origination, and buffers against credit losses, increasing reliance on external funding and reducing resilience to stress.

Collapsed ROEROE near 0.4% indicates poor capital efficiency and weak value creation for shareholders. Such a decline limits the bank's ability to compound equity, undermines investor confidence, and may constrain management's options for growth or capital returns absent structural improvements to profitability.

FDVA FAQ

What was Freedom Bank of Virginia’s price range in the past 12 months?

Freedom Bank of Virginia lowest stock price was $11.00 and its highest was $12.48 in the past 12 months.

What is Freedom Bank of Virginia’s market cap?

Freedom Bank of Virginia’s market cap is $85.99M.

When is Freedom Bank of Virginia’s upcoming earnings report date?

Freedom Bank of Virginia’s upcoming earnings report date is Oct 23, 2026 which is in 55 days.

How were Freedom Bank of Virginia’s earnings last quarter?

Freedom Bank of Virginia released its earnings results on Jul 31, 2026. The company reported $0.041 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.

Is Freedom Bank of Virginia overvalued?

According to Wall Street analysts Freedom Bank of Virginia’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Freedom Bank of Virginia pay dividends?

Freedom Bank of Virginia does not currently pay dividends.

What is Freedom Bank of Virginia’s EPS estimate?

Freedom Bank of Virginia’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Freedom Bank of Virginia have?

Freedom Bank of Virginia has 7,106,390 shares outstanding.

What happened to Freedom Bank of Virginia’s price movement after its last earnings report?

Freedom Bank of Virginia reported an EPS of $0.041 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went same 0%.

Which hedge fund is a major shareholder of Freedom Bank of Virginia?

Currently, no hedge funds are holding shares in FDVA

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Freedom Bank of Virginia

Freedom Financial Holdings, Inc. serves as the parent company for The Freedom Bank of Virginia, which delivers a comprehensive array of commercial, personal, and mortgage banking solutions. The bank's offerings encompass diverse deposit products, including individual and business checking accounts, interest-earning business savings accounts, money market accounts, personal savings accounts, certificates of deposit (CDs), and Individual Retirement Accounts (IRAs). Furthermore, it provides access to insured cash sweep (ICS) and Certificate of Deposit Account Registry Service (CDARS). In its lending division, the institution furnishes business term loans, personal loans, home mortgages, and commercial lines of credit. It also specializes in financing for commercial real estate, small business lending, home equity lines of credit, and credit cards. Beyond its core banking activities, Freedom Financial Holdings offers various ancillary services. These include treasury management, online and mobile banking platforms, remote deposit capture, ACH processing, wire transfers, and advanced fraud prevention. Additional services comprise business valuation, bank-at-work programs, merchant services, and exclusive prestige banking options. The company operates a network of physical branches in Vienna, Fairfax, Chantilly, Reston, and Manassas, all located within Virginia. Founded in 2001, its corporate headquarters are situated in Fairfax, Virginia.