Freedom Bank of Virginia (FDVA)

OTHER OTC:FDVA

FDVA

Freedom Bank of Virginia

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Freedom Bank of Virginia (FDVA) Price & Analysis

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FDVA Stock Chart & Stats

$11.90

$0.00(0.00%)

At close: Jan 08 4:00 PM EST

$11.90

$0.00(0.00%)

Day’s Range― - ―

52-Week Range$11.00 - $12.48

Previous CloseN/A

Volume100.00

Average Volume (3M)949.00

Market Cap

$80.42M

Enterprise Value$128.07M

Total Cash (Recent Filing)$253.40M

Total Debt (Recent Filing)$61.72M

Price to Earnings (P/E)―

Beta0.17

Next Earnings

Jul 24, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend YieldN/A

Share Statistics

EPS (TTM)0.60

Shares Outstanding6,646,006

10 Day Avg. Volume1,939

30 Day Avg. Volume949

Financial Highlights & Ratios

PEG Ratio-2.45

Price to Book (P/B)1.00

Price to Sales (P/S)1.33

P/FCF Ratio100.73

Enterprise Value/Market Cap1.59

Enterprise Value/Revenue1.95

Enterprise Value/Gross Profit4.27

Enterprise Value/Ebitda25.13

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Improved LeverageThe reduction in debt-to-equity to ~0.75 meaningfully lowers financial leverage and funding risk for a community bank. Sustained lower leverage preserves capital buffers, increases resilience to credit stress, and supports ongoing lending capacity and regulatory flexibility over the next several quarters.

Stable Asset BaseA consistent asset base near $1.07B–$1.09B provides predictable scale for deposit funding and lending operations. Stability in balance-sheet size reduces execution and funding risk, supporting planning for branch and digital services and allowing management to focus on margin and credit improvements over the medium term.

Historical Cash ConversionPrior periods of strong OCF and close tracking of FCF to net income demonstrate the franchise can convert earnings into cash in favorable cycles. That historical cash-conversion capability indicates the bank has operational levers to restore cash generation, aiding reserve rebuilding and funding flexibility if conditions improve.

Bears Say

Profitability CollapseA dramatic fall in net margin and ROE signals a sharp loss of core earnings power. Persistently depressed margins reduce internal capital generation and the bank’s ability to absorb loan losses or fund strategic investments, raising the risk that profitability remains impaired without structural revenue or cost improvements.

Weak Cash GenerationA multi-year decline to modest OCF and FCF, plus historic volatility (large 2020 outflow), indicates cash generation is inconsistent. Weak, unreliable cash flow constrains the bank’s capacity to self-fund credit provisions, maintain liquidity buffers, or invest in growth without tapping external capital or curbing lending.

Top-line And EPS DeclineNegative revenue and severe EPS contraction reflect structural pressure on both top-line and earnings quality. Continued revenue volatility and collapsing EPS limit margin recovery, reduce retained earnings accumulation, and increase reliance on nonrecurring fixes or external funding to restore long-term profitability.

FDVA FAQ

What was Freedom Bank of Virginia’s price range in the past 12 months?

Freedom Bank of Virginia lowest stock price was $11.00 and its highest was $12.48 in the past 12 months.

What is Freedom Bank of Virginia’s market cap?

Freedom Bank of Virginia’s market cap is $80.42M.

When is Freedom Bank of Virginia’s upcoming earnings report date?

Freedom Bank of Virginia’s upcoming earnings report date is Jul 24, 2026 which is in 45 days.

How were Freedom Bank of Virginia’s earnings last quarter?

Freedom Bank of Virginia released its earnings results on Apr 30, 2026. The company reported $0.162 earnings per share for the quarter, beating the consensus estimate of N/A by $0.162.

Is Freedom Bank of Virginia overvalued?

According to Wall Street analysts Freedom Bank of Virginia’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Freedom Bank of Virginia pay dividends?

Freedom Bank of Virginia does not currently pay dividends.

What is Freedom Bank of Virginia’s EPS estimate?

Freedom Bank of Virginia’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Freedom Bank of Virginia have?

Freedom Bank of Virginia has 6,646,006 shares outstanding.

What happened to Freedom Bank of Virginia’s price movement after its last earnings report?

Freedom Bank of Virginia reported an EPS of $0.162 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.

Which hedge fund is a major shareholder of Freedom Bank of Virginia?

Currently, no hedge funds are holding shares in FDVA

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Freedom Bank of Virginia

Freedom Financial Holdings, Inc. serves as the parent company for The Freedom Bank of Virginia, which delivers a comprehensive array of commercial, personal, and mortgage banking solutions. The bank's offerings encompass diverse deposit products, including individual and business checking accounts, interest-earning business savings accounts, money market accounts, personal savings accounts, certificates of deposit (CDs), and Individual Retirement Accounts (IRAs). Furthermore, it provides access to insured cash sweep (ICS) and Certificate of Deposit Account Registry Service (CDARS). In its lending division, the institution furnishes business term loans, personal loans, home mortgages, and commercial lines of credit. It also specializes in financing for commercial real estate, small business lending, home equity lines of credit, and credit cards. Beyond its core banking activities, Freedom Financial Holdings offers various ancillary services. These include treasury management, online and mobile banking platforms, remote deposit capture, ACH processing, wire transfers, and advanced fraud prevention. Additional services comprise business valuation, bank-at-work programs, merchant services, and exclusive prestige banking options. The company operates a network of physical branches in Vienna, Fairfax, Chantilly, Reston, and Manassas, all located within Virginia. Founded in 2001, its corporate headquarters are situated in Fairfax, Virginia.