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First Citizens BancShares (FCNCA) Ratios
First Citizens BancShares Ratios
FCNCA's free cash flow for Q3 2026 was $0.00. For the 2026 fiscal year, FCNCA's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 1.03 | 0.38 | 0.39 | 0.19 | 0.38 |
| Quick Ratio | 1.03 | 0.38 | 0.39 | 0.19 | 0.38 |
| Cash Ratio | 0.13 | 0.14 | 0.24 | 0.06 | 0.18 |
| Solvency Ratio | 0.01 | 0.01 | 0.06 | 0.02 | 0.01 |
| Operating Cash Flow Ratio | 0.02 | 0.02 | 0.02 | 0.03 | -0.01 |
| Short-Term Operating Cash Flow Coverage | 13.05 | 8.14 | 5.48 | 1.28 | -0.48 |
| Net Current Asset Value | $ -39.46B | $ -141.92B | $ -134.84B | $ -82.22B | $ -33.67B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.16 | 0.17 | 0.18 | 0.06 | 0.03 |
| Debt-to-Equity Ratio | 1.62 | 1.68 | 1.79 | 0.72 | 0.38 |
| Debt-to-Capital Ratio | 0.62 | 0.63 | 0.64 | 0.42 | 0.27 |
| Long-Term Debt-to-Capital Ratio | 0.62 | 0.62 | 0.64 | 0.32 | 0.20 |
| Financial Leverage Ratio | 10.33 | 10.06 | 10.06 | 11.31 | 12.31 |
| Debt Service Coverage Ratio | 0.50 | 0.52 | 2.74 | 0.61 | 1.06 |
| Interest Coverage Ratio | 0.60 | 0.69 | 3.28 | 2.92 | 11.49 |
| Debt to Market Cap | 1.36 | 1.22 | 1.83 | 0.56 | 0.22 |
| Interest Debt Per Share | 3314.08 | 2971.55 | 2872.32 | 480.56 | 187.96 |
| Net Debt to EBITDA | 4.56 | 4.09 | 0.29 | 0.77 | -9.09 |
| Profitability Margins | |||||
| Gross Profit Margin | 61.44% | 62.24% | 60.01% | 78.18% | 98.74% |
| EBIT Margin | 20.49% | 24.04% | 95.56% | 26.73% | 36.91% |
| EBITDA Margin | 23.29% | 24.91% | 95.11% | 37.19% | 44.44% |
| Operating Profit Margin | 20.49% | 24.04% | 95.56% | 26.73% | 36.91% |
| Pretax Profit Margin | 20.49% | 24.04% | 95.56% | 26.73% | 36.91% |
| Net Profit Margin | 15.22% | 18.59% | 90.73% | 21.55% | 28.80% |
| Continuous Operations Profit Margin | 15.22% | 18.59% | 90.73% | 21.55% | 28.80% |
| Net Income Per EBT | 74.25% | 77.31% | 94.94% | 80.62% | 78.03% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.96% | 1.24% | 5.36% | 1.00% | 0.94% |
| Return on Equity (ROE) | 9.92% | 12.49% | 53.94% | 11.36% | 11.54% |
| Return on Capital Employed (ROCE) | 4.45% | 5.28% | 18.06% | 7.84% | 11.10% |
| Return on Invested Capital (ROIC) | 3.29% | 4.06% | 17.14% | 5.61% | 7.92% |
| Return on Tangible Assets | 0.96% | 1.24% | 5.38% | 1.01% | 0.94% |
| Earnings Yield | 8.31% | 9.16% | 55.62% | 9.32% | 6.72% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.10 | 4.28 | 3.94 | 1.77 | 1.58 |
| Payables Turnover | 0.00 | 42.10 | 36.89 | 19.51 | 3.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 1.20 | 1.28 | 1.15 | 0.51 | 1.46 |
| Asset Turnover | 0.06 | 0.07 | 0.06 | 0.05 | 0.03 |
| Working Capital Turnover Ratio | -0.32 | -0.16 | -0.15 | -0.10 | -0.06 |
| Cash Conversion Cycle | 3685.10 | 76.59 | 82.79 | 187.07 | 109.75 |
| Days of Sales Outstanding | 3685.10 | 85.26 | 92.68 | 205.78 | 231.42 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 8.67 | 9.89 | 18.71 | 121.67 |
| Operating Cycle | 3685.10 | 85.26 | 92.68 | 205.78 | 231.42 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 236.43 | 208.34 | 183.09 | 179.69 | -28.93 |
| Free Cash Flow Per Share | 167.52 | 101.31 | 84.80 | 120.07 | -39.83 |
| Dividend Paid and CapEx Coverage Ratio | 2.89 | 1.76 | 1.72 | 2.77 | -1.91 |
| Capital Expenditure Coverage Ratio | 3.43 | 1.95 | 1.86 | 3.01 | -2.65 |
| Operating Cash Flow Coverage Ratio | 0.08 | 0.08 | 0.07 | 0.40 | -0.16 |
| Operating Cash Flow to Sales Ratio | 0.20 | 0.20 | 0.21 | 0.55 | -0.15 |
| Free Cash Flow Yield | 7.81% | 4.79% | 5.98% | 15.83% | -4.80% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 12.95 | 11.16 | 1.80 | 10.73 | 14.89 |
| Price-to-Sales (P/S) Ratio | 1.83 | 2.03 | 1.63 | 2.31 | 4.29 |
| Price-to-Book (P/B) Ratio | 1.19 | 1.36 | 0.97 | 1.22 | 1.72 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 12.81 | 20.86 | 16.73 | 6.32 | -20.83 |
| Price-to-Operating Cash Flow Ratio | 9.08 | 10.14 | 7.75 | 4.22 | -28.68 |
| Price-to-Earnings Growth (PEG) Ratio | -1.04 | -0.15 | 0.00 | 0.43 | 1.11 |
| Enterprise Value Multiple | 12.42 | 12.23 | 2.01 | 6.98 | 0.56 |
| Enterprise Value | 41.94B | 45.53B | 24.15B | 13.23B | 476.71M |
| EV to EBITDA | 12.42 | 12.23 | 2.01 | 6.98 | 0.56 |
| EV to Sales | 2.89 | 3.05 | 1.91 | 2.60 | 0.25 |
| EV to Free Cash Flow | 20.25 | 31.34 | 19.60 | 7.10 | -1.22 |
| EV to Operating Cash Flow | 14.35 | 15.24 | 9.08 | 4.74 | -1.68 |
| Tangible Book Value Per Share | 1754.99 | 1506.48 | 1416.02 | 589.17 | 443.15 |
| Shareholders’ Equity Per Share | 1798.75 | 1549.85 | 1463.04 | 622.07 | 482.68 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.26 | 0.23 | 0.05 | 0.19 | 0.22 |
| Revenue Per Share | 1172.61 | 1041.70 | 869.91 | 328.10 | 193.46 |
| Net Income Per Share | 178.44 | 193.63 | 789.23 | 70.69 | 55.73 |
| Tax Burden | 0.74 | 0.77 | 0.95 | 0.81 | 0.78 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.29 | 0.24 | 0.24 | 0.32 | 0.41 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.33 | 1.08 | 0.23 | 2.54 | -0.52 |
Currency in USD
