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First Carolina Financial Services, Inc. (FCBM)
NYSE:FCBM
US Market
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First Carolina Financial Services (FCBM) Stock Statistics & Valuation Metrics

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Total Valuation

First Carolina Financial Services has a market cap or net worth of $394.26M. The enterprise value is $335.60.
Market Cap$394.26M
Enterprise Value$335.60

Share Statistics

First Carolina Financial Services has 31,068,851 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding31,068,851
Owned by Insiders13.12%
Owned by Institutions14.97%

Financial Efficiency

First Carolina Financial Services’s return on equity (ROE) is 0.04 and return on invested capital (ROIC) is 16.27%.
Return on Equity (ROE)0.04
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)16.27%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee805.94K
Profits Per Employee46.39K
Employee Count263
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of First Carolina Financial Services is 31.7. First Carolina Financial Services’s PEG ratio is -0.75.
PE Ratio31.7
PS Ratio1.80
PB Ratio1.10
Price to Fair Value1.10
Price to FCF11.90
Price to Operating Cash Flow16.50
PEG Ratio-0.75

Income Statement

In the last 12 months, First Carolina Financial Services had revenue of 211.96M and earned 12.20M in profits. Earnings per share was 0.40.
Revenue211.96M
Gross Profit112.43M
Operating Income15.55M
Pretax Income15.55M
Net Income12.20M
EBITDA20.48M
Earnings Per Share (EPS)0.40

Cash Flow

In the last 12 months, operating cash flow was 19.40M and capital expenditures -234.00K, giving a free cash flow of 19.17M billion.
Operating Cash Flow19.40M
Free Cash Flow19.17M
Free Cash Flow per Share0.62

Dividends & Yields

First Carolina Financial Services pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share
Dividend Yield
Payout RatioN/A
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta-0.21
52-Week Price Change0.71%
50-Day Moving Average12.69
200-Day Moving Average
Relative Strength Index (RSI)47.43
Average Volume (3m)109.32K

Important Dates

First Carolina Financial Services upcoming earnings date is Jul 30, 2026, Before Open (Confirmed).
Last Earnings DateInvalid Date
Next Earnings DateJul 30, 2026
Ex-Dividend Date

Financial Position

First Carolina Financial Services as a current ratio of 0.00, with Debt / Equity ratio of 26.32%
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap0.36
Net Debt to EBITDA0.21
Interest Coverage Ratio0.17

Taxes

In the past 12 months, First Carolina Financial Services has paid 3.35M in taxes.
Income Tax3.35M
Effective Tax Rate0.22

Enterprise Valuation

First Carolina Financial Services EV to EBITDA ratio is 18.82, with an EV/FCF ratio of 12.03.
EV to Sales1.82
EV to EBITDA18.82
EV to Free Cash Flow12.03
EV to Operating Cash Flow10.73

Balance Sheet

First Carolina Financial Services has $118.82M in cash and marketable securities with $113.49M in debt, giving a net cash position of $5.33M billion.
Cash & Marketable Securities$118.82M
Total Debt$113.49M
Net Cash$5.33M
Net Cash Per Share$0.17
Tangible Book Value Per Share$8.87

Margins

Gross margin is 60.33%, with operating margin of 7.34%, and net profit margin of 5.76%.
Gross Margin60.33%
Operating Margin7.34%
Pretax Margin7.34%
Net Profit Margin5.76%
EBITDA Margin9.66%
EBIT Margin7.34%

Analyst Forecast

The average price target for First Carolina Financial Services is $14.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$14.50
Price Target Upside15.54% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast
EPS Growth Forecast

Scores

Smart Score7
AI Score