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First Carolina Financial Services (FCBM) Ratios
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First Carolina Financial Services Ratios
FCBM's free cash flow for Q2 2026 was $6.11M. For the 2026 fiscal year, FCBM's free cash flow was increased by $24.00K and operating cash flow was $6.09M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 |
|---|---|---|---|
| Liquidity Ratios | |||
| Current Ratio | 0.00 | 0.00 | 0.00 |
| Quick Ratio | 0.00 | 0.00 | 0.00 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.00 | 0.00 | 0.00 |
| Short-Term Operating Cash Flow Coverage | 0.48 | 0.62 | 0.00 |
| Net Current Asset Value | $ -2.97B | $ -2.70B | $ -2.46B |
| Leverage Ratios | |||
| Debt-to-Assets Ratio | 0.04 | 0.05 | 0.02 |
| Debt-to-Equity Ratio | 0.40 | 0.48 | 0.24 |
| Debt-to-Capital Ratio | 0.29 | 0.33 | 0.19 |
| Long-Term Debt-to-Capital Ratio | 0.15 | 0.16 | 0.19 |
| Financial Leverage Ratio | 9.56 | 9.01 | 10.16 |
| Debt Service Coverage Ratio | 0.12 | -0.03 | -0.07 |
| Interest Coverage Ratio | 0.17 | 0.00 | 0.00 |
| Debt to Market Cap | 0.36 | 0.43 | 0.17 |
| Interest Debt Per Share | 7.65 | 8.20 | 4.39 |
| Net Debt to EBITDA | 0.19 | 0.00 | 0.00 |
| Profitability Margins | |||
| Gross Profit Margin | 53.04% | 100.00% | 100.00% |
| EBIT Margin | 7.34% | 0.00% | 0.00% |
| EBITDA Margin | 10.86% | 0.00% | 0.00% |
| Operating Profit Margin | 7.34% | 0.00% | 0.00% |
| Pretax Profit Margin | 7.34% | 36.96% | 39.17% |
| Net Profit Margin | 5.76% | 29.23% | 31.13% |
| Continuous Operations Profit Margin | 5.76% | 29.23% | 31.13% |
| Net Income Per EBT | 78.44% | 79.10% | 79.48% |
| EBT Per EBIT | 100.00% | 0.00% | 0.00% |
| Return on Assets (ROA) | 0.37% | 0.69% | 0.72% |
| Return on Equity (ROE) | 3.52% | 6.20% | 7.31% |
| Return on Capital Employed (ROCE) | 0.47% | 0.00% | 0.00% |
| Return on Invested Capital (ROIC) | 16.27% | 0.00% | 0.00% |
| Return on Tangible Assets | 0.38% | 0.69% | 0.72% |
| Earnings Yield | 3.20% | 5.49% | 5.15% |
| Efficiency Ratios | |||
| Receivables Turnover | 9.71 | 2.42 | 0.97 |
| Payables Turnover | 27.74 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 4.89 | 1.67 | 1.55 |
| Asset Turnover | 0.06 | 0.02 | 0.02 |
| Working Capital Turnover Ratio | 0.00 | 0.00 | 0.00 |
| Cash Conversion Cycle | 24.43 | 150.87 | 374.67 |
| Days of Sales Outstanding | 37.58 | 150.87 | 374.67 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 13.16 | 0.00 | 0.00 |
| Operating Cycle | 37.58 | 150.87 | 374.67 |
| Cash Flow Ratios | |||
| Operating Cash Flow Per Share | 1.19 | 2.05 | -1.01 |
| Free Cash Flow Per Share | 1.06 | 1.89 | -1.25 |
| Dividend Paid and CapEx Coverage Ratio | 9.23 | 13.02 | -4.34 |
| Capital Expenditure Coverage Ratio | 9.23 | 13.02 | -4.34 |
| Operating Cash Flow Coverage Ratio | 0.26 | 0.38 | -0.49 |
| Operating Cash Flow to Sales Ratio | 0.17 | 0.87 | -0.49 |
| Free Cash Flow Yield | 8.40% | 15.01% | -9.91% |
| Valuation Ratios | |||
| Price-to-Earnings (P/E) Ratio | 31.50 | 18.26 | 19.42 |
| Price-to-Sales (P/S) Ratio | 1.80 | 5.33 | 6.04 |
| Price-to-Book (P/B) Ratio | 1.10 | 1.13 | 1.42 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 11.90 | 6.66 | -10.09 |
| Price-to-Operating Cash Flow Ratio | 10.61 | 6.15 | -12.42 |
| Price-to-Earnings Growth (PEG) Ratio | -0.75 | 2.97 | 0.00 |
| Enterprise Value Multiple | 16.74 | 0.00 | 0.00 |
| Enterprise Value | 385.42M | 376.37M | 283.35M |
| EV to EBITDA | 16.74 | 0.00 | 0.00 |
| EV to Sales | 1.82 | 5.26 | 4.49 |
| EV to Free Cash Flow | 12.03 | 6.58 | -7.50 |
| EV to Operating Cash Flow | 10.73 | 6.08 | -9.23 |
| Tangible Book Value Per Share | 8.87 | 11.09 | 8.81 |
| Shareholders’ Equity Per Share | 11.47 | 11.15 | 8.87 |
| Tax and Other Ratios | |||
| Effective Tax Rate | 0.22 | 0.21 | 0.21 |
| Revenue Per Share | 7.01 | 2.37 | 2.08 |
| Net Income Per Share | 0.40 | 0.69 | 0.65 |
| Tax Burden | 0.78 | 0.79 | 0.79 |
| Interest Burden | 1.00 | 0.00 | 0.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.36 | 0.54 | 0.48 |
| Stock-Based Compensation to Revenue | 0.02 | 0.04 | 0.04 |
| Income Quality | 2.94 | 2.96 | -1.56 |
Currency in USD
