EZCORP(EZPW)
$27.05-1.25 (-4.42%)
EZPW
EZCORP financials statements
$27.05
At close:-1.25 (-4.42%)
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EZCORP (EZPW) Ratios
309 Followers
EZCORP Ratios
EZPW's free cash flow for Q4 2026 was $38.18M. For the 2026 fiscal year, EZPW's free cash flow was decreased by $-17.60M and operating cash flow was $55.78M. See a summary of the company’s cash flow.
| Ratios | Sep 26 | Sep 25 | Sep 24 | Sep 23 | Sep 22 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 4.54 | 5.61 | 2.71 | 3.75 | 4.21 |
| Quick Ratio | 3.14 | 4.37 | 1.99 | 2.88 | 3.22 |
| Cash Ratio | 1.16 | 2.34 | 0.63 | 1.15 | 1.35 |
| Solvency Ratio | 0.20 | 0.15 | 0.17 | 0.10 | 0.13 |
| Operating Cash Flow Ratio | 0.73 | 0.74 | 0.42 | 0.53 | 0.44 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 1.10 | 2.97 | 0.00 |
| Net Current Asset Value | $ 117.35M | $ 200.23M | $ 40.33M | $ -2.22M | $ -11.48M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.37 | 0.39 | 0.38 | 0.42 | 0.41 |
| Debt-to-Equity Ratio | 0.69 | 0.75 | 0.70 | 0.82 | 0.79 |
| Debt-to-Capital Ratio | 0.41 | 0.43 | 0.41 | 0.45 | 0.44 |
| Long-Term Debt-to-Capital Ratio | 0.30 | 0.34 | 0.22 | 0.30 | 0.31 |
| Financial Leverage Ratio | 1.87 | 1.90 | 1.86 | 1.97 | 1.95 |
| Debt Service Coverage Ratio | 7.06 | 7.17 | 1.11 | 1.72 | 9.25 |
| Interest Coverage Ratio | 7.09 | 6.48 | 8.28 | 5.60 | 7.51 |
| Debt to Market Cap | 0.28 | 0.47 | 0.53 | 0.79 | 0.72 |
| Interest Debt Per Share | 13.97 | 13.70 | 10.57 | 11.28 | 9.84 |
| Net Debt to EBITDA | 1.79 | 1.46 | 2.44 | 3.89 | 3.10 |
| Profitability Margins | |||||
| Gross Profit Margin | 58.12% | 58.55% | 58.74% | 58.13% | 59.60% |
| EBIT Margin | 15.23% | 13.33% | 11.12% | 6.49% | 8.77% |
| EBITDA Margin | 17.49% | 15.88% | 13.97% | 9.55% | 12.39% |
| Operating Profit Margin | 14.14% | 11.71% | 9.69% | 8.78% | 8.45% |
| Pretax Profit Margin | 13.24% | 11.52% | 9.95% | 4.92% | 7.64% |
| Net Profit Margin | 9.79% | 8.60% | 7.15% | 3.67% | 5.66% |
| Continuous Operations Profit Margin | 9.83% | 8.60% | 7.15% | 3.67% | 5.66% |
| Net Income Per EBT | 73.95% | 74.68% | 71.88% | 74.49% | 74.08% |
| EBT Per EBIT | 93.61% | 98.39% | 102.74% | 56.03% | 90.38% |
| Return on Assets (ROA) | 7.43% | 5.62% | 5.56% | 2.62% | 3.72% |
| Return on Equity (ROE) | 13.91% | 10.69% | 10.33% | 5.16% | 7.25% |
| Return on Capital Employed (ROCE) | 12.11% | 8.52% | 9.19% | 7.22% | 6.27% |
| Return on Invested Capital (ROIC) | 8.68% | 6.15% | 5.84% | 5.02% | 4.45% |
| Return on Tangible Assets | 10.17% | 6.99% | 7.36% | 3.47% | 4.99% |
| Earnings Yield | 9.07% | 10.02% | 13.49% | 8.39% | 11.52% |
| Efficiency Ratios | |||||
| Receivables Turnover | 3.53 | 3.20 | 3.28 | 3.28 | 3.28 |
| Payables Turnover | 26.91 | 23.04 | 22.99 | 19.08 | 14.89 |
| Inventory Turnover | 1.98 | 2.13 | 2.50 | 2.64 | 2.36 |
| Fixed Asset Turnover | 4.35 | 4.09 | 3.97 | 3.47 | 3.19 |
| Asset Turnover | 0.76 | 0.65 | 0.78 | 0.71 | 0.66 |
| Working Capital Turnover Ratio | 1.85 | 1.84 | 2.35 | 2.06 | 1.87 |
| Cash Conversion Cycle | 274.11 | 269.85 | 241.48 | 230.62 | 241.16 |
| Days of Sales Outstanding | 103.39 | 114.01 | 111.21 | 111.40 | 111.14 |
| Days of Inventory Outstanding | 184.29 | 171.69 | 146.15 | 138.35 | 154.55 |
| Days of Payables Outstanding | 13.57 | 15.84 | 15.88 | 19.13 | 24.52 |
| Operating Cycle | 287.68 | 285.69 | 257.35 | 249.75 | 265.68 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 3.03 | 2.59 | 2.07 | 1.83 | 1.18 |
| Free Cash Flow Per Share | 2.29 | 1.92 | 1.42 | 1.10 | 0.61 |
| Dividend Paid and CapEx Coverage Ratio | 3.77 | 3.86 | 3.18 | 2.52 | 2.09 |
| Capital Expenditure Coverage Ratio | 4.10 | 3.86 | 3.18 | 2.52 | 2.09 |
| Operating Cash Flow Coverage Ratio | 0.23 | 0.19 | 0.20 | 0.17 | 0.12 |
| Operating Cash Flow to Sales Ratio | 0.11 | 0.12 | 0.10 | 0.10 | 0.08 |
| Free Cash Flow Yield | 7.70% | 10.09% | 12.64% | 13.39% | 7.95% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 11.02 | 9.97 | 7.41 | 11.92 | 8.68 |
| Price-to-Sales (P/S) Ratio | 1.08 | 0.86 | 0.53 | 0.44 | 0.49 |
| Price-to-Book (P/B) Ratio | 1.53 | 1.07 | 0.77 | 0.61 | 0.63 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 12.99 | 9.91 | 7.91 | 7.47 | 12.58 |
| Price-to-Operating Cash Flow Ratio | 9.83 | 7.34 | 5.42 | 4.50 | 6.55 |
| Price-to-Earnings Growth (PEG) Ratio | 0.27 | 0.77 | 0.06 | -0.88 | 0.02 |
| Enterprise Value Multiple | 7.96 | 6.86 | 6.24 | 8.47 | 7.06 |
| Enterprise Value | 2.36B | 1.39B | 1.01B | 848.47M | 775.56M |
| EV to EBITDA | 7.96 | 6.86 | 6.24 | 8.47 | 7.06 |
| EV to Sales | 1.39 | 1.09 | 0.87 | 0.81 | 0.88 |
| EV to Free Cash Flow | 16.76 | 12.58 | 13.00 | 13.82 | 22.39 |
| EV to Operating Cash Flow | 12.67 | 9.32 | 8.91 | 8.33 | 11.66 |
| Tangible Book Value Per Share | 9.61 | 11.17 | 8.00 | 6.93 | 6.17 |
| Shareholders’ Equity Per Share | 19.40 | 17.85 | 14.65 | 13.42 | 12.25 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.26 | 0.25 | 0.28 | 0.26 | 0.26 |
| Revenue Per Share | 27.57 | 22.17 | 21.15 | 18.87 | 15.69 |
| Net Income Per Share | 2.70 | 1.91 | 1.51 | 0.69 | 0.89 |
| Tax Burden | 0.74 | 0.75 | 0.72 | 0.74 | 0.74 |
| Interest Burden | 0.87 | 0.86 | 0.89 | 0.76 | 0.87 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.42 | 0.07 | 0.07 | 0.06 | 0.07 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Income Quality | 1.12 | 1.36 | 1.37 | 2.65 | 1.33 |
Currency in USD
