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Eagle Point Income Co Inc (EIC)
NYSE:EIC
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Eagle Point Income Co
(NYSE:EIC)
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Rating:73Outperform
Price Target:―
Eagle Point Income Co demonstrates strong financial health with robust revenue growth and profitability, supported by a solid balance sheet. However, cash flow challenges present a risk. The technical analysis indicates bearish trends, while valuation metrics suggest the stock is undervalued. The earnings call reflected strong performance but noted potential future income challenges due to interest rates. Overall, the stock scores well due to its financial strength and attractive valuation, tempered by liquidity concerns and bearish technical indicators.
Eagle Point Income Co (EIC) vs. SPDR S&P 500 ETF (SPY)
Market Cap
N/A
Dividend Yield17.1%
Average Volume (3M)139.55K
Price to Earnings (P/E)13.5
Beta (1Y)0.17
Revenue Growth65.99%
EPS Growth-77.92%
CountryUS
EmployeesN/A
SectorFinancial
Sector Strength70
IndustryAsset Management - Income
Share Statistics
EPS (TTM)0.49
Shares Outstanding25,409,702
10 Day Avg. Volume140,183
30 Day Avg. Volume139,549
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)N/A
P/FCF RatioN/A
Enterprise Value/Market Cap10.00T>
Enterprise Value/Revenue8.72
Enterprise Value/Gross Profit9.71
Enterprise Value/Ebitda15.63
Forecast
1Y Price Target
$13.50Price Target Upside8.87% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Eagle Point Income Co Business Overview & Revenue Model
Company DescriptionEagle Point Income Co (EIC) is a specialty finance company that primarily focuses on investing in income-oriented securities, with a particular emphasis on collateralized loan obligations (CLOs). The company operates within the financial services sector, offering investors exposure to high-yield, floating-rate credit assets. EIC aims to generate current income and capital appreciation through its strategic investment approach.
How the Company Makes MoneyEagle Point Income Co makes money through its investments in CLOs and other income-generating securities. The company's primary source of revenue is the interest income earned from these investments. CLOs are structured finance securities backed by a pool of loans, typically corporate loans, and EIC earns returns through the interest payments made on these underlying loans. Additionally, the company may also benefit from capital gains by actively managing its portfolio to take advantage of market opportunities. EIC's revenues are influenced by factors such as interest rate movements, credit market conditions, and the performance of the underlying loan assets. The company may also engage in partnerships and leverage financial instruments to optimize its income-generating potential.
Eagle Point Income Co Earnings Call Summary
Earnings Call Date:Aug 11, 2025
(Q2-2025)
| % Change Since: |
Next Earnings Date:Nov 13, 2025
Earnings Call Sentiment Positive
The earnings call reflects a positive sentiment with several achievements, such as strong cash flow, opportunistic investments, and a successful stock repurchase program. However, challenges like lower cash flows compared to distributions, slight NAV decrease, and market volatility impact were also highlighted.Q2-2025 Updates
Positive Updates
Solid Performance in Second Quarter
The portfolio delivered strong cash flow from investments and investment income, generating net investment income and realized gains of $0.39 per share. The company achieved a non-annualized GAAP return of 3.5%.
Opportunistic Investments
Eagle Point Income Company deployed $40 million into attractive investments, particularly in discounted CLO debt and equity, capitalizing on market-wide price dislocation.
Successful Stock Repurchase Program
The company announced a $50 million share repurchase program, repurchasing $6.5 million of common stock at an average discount to NAV of 6.4%, resulting in NAV accretion of $0.02 per share.
Strong Liquidity Position
As of June 30, the company had over $20 million of cash and undrawn revolver capacity available for investment and common stock repurchases.
Improved Market Conditions
The S&P UBS Leveraged Loan Index had a total return of 2.3% during the second quarter, with continued strong performance through July.
Negative Updates
Lower Cash Flow than Distributions
Recurring cash flows were less than regular common distributions and total expenses due to lower SOFR rates and spread compression on CLO debt.
NAV Slightly Decreased
The company's NAV decreased from $14.16 per share as of March 31 to $14.08 per share as of June 30.
Market Volatility Impact
Market volatility in April created short-term pressure on NAV and impacted CLO prices broadly.
Default Exposure in Portfolio
The trailing 12-month default rate increased to 1.1%, with a notable default by Altice impacting approximately 38 basis points of the CLO market.
Company Guidance
During the second quarter of 2025, Eagle Point Income Company reported net investment income and realized gains of $0.39 per share, with $0.37 from net investment income and $0.02 from realized capital gains. Recurring cash flows totaled $18 million, or $0.67 per share, compared to $16 million, or $0.71 per share, in the first quarter. The company's net asset value (NAV) stood at $14.08 per share as of June 30, slightly lower than the March 31 NAV of $14.16 per share. The company opportunistically invested $40 million in discounted CLO debt and equity, contributing to a non-annualized GAAP return of 3.5% for the quarter. They also initiated a $50 million share repurchase program, buying back $6.5 million worth of stock at an average discount to NAV of 6.4%, leading to a $0.02 per share NAV accretion. The company's leverage ratio was within the target range, and its asset coverage ratios for preferred stock and debt were well above statutory requirements.Eagle Point Income Co Financial Statement Overview
Summary
Eagle Point Income Co has shown strong revenue growth and profitability, with a robust balance sheet indicating no debt and high return on equity. However, cash flow challenges are evident, with negative free cash flow suggesting potential liquidity concerns.Income Statement
Eagle Point Income Co has demonstrated strong revenue growth from $26.75M in 2023 to $45.68M in 2024, marking a growth rate of approximately 70.7%. The gross profit margin consistently improved, reaching 100% in 2024, indicating efficient cost management. However, the absence of EBIT and EBITDA in 2024 suggests potential operational challenges, despite reporting a high net profit margin of 90.98%.75
Positive
Balance Sheet
The company's balance sheet is robust with no debt reported in 2024, improving from a debt position of $14.49M in 2023, indicating strong financial health. The equity ratio is healthy at approximately 69.6%, suggesting a stable financial structure. The return on equity is exceptionally high at 13.1%, reflecting efficient utilization of shareholder funds.80
Positive
Cash Flow
Eagle Point Income Co's cash flow analysis reveals a negative free cash flow of -$157.06M in 2024, indicating potential liquidity issues. The operating cash flow to net income ratio is negative, highlighting a disconnect between earnings and cash generation. Despite this, financing activities have generated positive cash flow, suggesting reliance on external funding.60
Neutral
| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 59.98M | 45.68M | 26.75M | 19.04M | 12.30M | -3.25M |
| Gross Profit | 53.84M | 43.00M | 22.87M | 15.96M | 9.02M | -4.98M |
| EBITDA | 33.46M | 41.55M | 32.56M | -13.33M | 8.85M | 0.00 |
| Net Income | 18.45M | 41.55M | 29.29M | -15.95M | 8.01M | -5.05M |
Balance Sheet | ||||||
| Total Assets | 542.28M | 455.54M | 243.73M | 148.57M | 173.18M | 118.70M |
| Cash, Cash Equivalents and Short-Term Investments | 6.26M | 8.10M | 944.06K | 37.06K | 211.76K | 36.70K |
| Total Debt | 8.49M | 136.55M | 14.49M | 45.22M | 19.46M | 14.77M |
| Total Liabilities | 169.02M | 138.55M | 85.52M | 46.63M | 132.14M | 15.58M |
| Stockholders Equity | 373.27M | 316.99M | 158.21M | 101.94M | 173.18M | 103.12M |
Cash Flow | ||||||
| Free Cash Flow | -33.73M | -157.06M | -63.43M | 9.61M | 5.33M | 8.13M |
| Operating Cash Flow | -33.73M | -157.06M | -63.43M | 9.61M | 5.33M | 8.13M |
| Investing Cash Flow | -135.91M | 0.00 | 0.00 | -4.53M | -51.14M | -1.12M |
| Financing Cash Flow | 165.30M | 164.22M | 64.34M | -5.26M | 45.99M | -7.17M |
Eagle Point Income Co Technical Analysis
Negative
12.40
Price Trends
12.91
Negative
12.87
Negative
13.23
Negative
Market Momentum
-0.07
Negative
41.85
Neutral
26.29
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For EIC, the sentiment is Negative. The current price of 12.4 is below the 20-day moving average (MA) of 12.50, below the 50-day MA of 12.91, and below the 200-day MA of 13.23, indicating a bearish trend. The MACD of -0.07 indicates Negative momentum. The RSI at 41.85 is Neutral, neither overbought nor oversold. The STOCH value of 26.29 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for EIC.
Eagle Point Income Co Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
73 Outperform | ― | 13.48 | 6.02% | 17.10% | 65.99% | -77.92% | |
70 Outperform | ― | -5.68 | -11.50% | 37.12% | 80.67% | -157.99% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
52 Neutral | ― | ― | ― | ― | 678.57% | 98.81% | |
48 Neutral | $93.33M | 84.38 | 2.26% | 2.65% | 0.84% | ― | |
45 Neutral | $234.34M | 5.05 | 35.45% | 2.50% | ― | ― | |
44 Neutral | $136.16M | ― | ― | 22.47% | -33.56% | -825.77% |
* Financial Sector Average
EIC
Eagle Point Income Co
12.40
-1.97
-13.71%
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15.10
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13.66
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-13.32%
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19.08
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4.94
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Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.