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EarningsQ2 2026 Earnings Report
EEFT Q2 2026 EPS Results
Actual EPS$2.82
Consensus EPS$2.93
Beat/MissMissed by -$0.11
One Year Ago EPS$2.56
EEFT Q2 2026 Revenue Results
Actual Revenue$1.11B
Expected Revenue$1.14B
Beat/MissMissed by -$33.21M
YoY Revenue Growth+3.17%
Earnings Announcement Details
QuarterQ2 2026
Date07/30/2026
TimeBefore Open
Conference CallThursday, July 30, 2026
EEFT Upcoming Earnings
Euronet Worldwide's next earnings date is estimated for October 16, 2026, based on past reporting schedules.
Q2 2026 Earnings Call Audio
EEFT Q2 2026 Earnings Call
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Q2 2026 Earnings Slide Deck
Q2 2026 Earnings Call Summary
Earnings Call Sentiment|Positive
The call highlights strong momentum in digital accelerators (31% Q / 35% YTD growth), continued adjusted EPS growth (+10%), strategic wins for CoreCard and epay distribution, solid free cash flow and ongoing share repurchases. These positives offset meaningful near-term weakness in cross-border/remittance volumes (cross-border revenue -5%; operating income -35%, adj. EBITDA -32%), softer ATM/travel-related transactions, and some non-cash and interest expense headwinds. Management reiterated full-year adjusted EPS guidance of +10%–15% and maintains the long-term growth thesis centered on digital accelerators.Company Guidance
Strong Adjusted EPS and Profitability
Adjusted EPS of $2.82, up 10% year-over-year — fifth consecutive quarter of double-digit earnings growth; operating income of $137 million and adjusted EBITDA of $193 million for the quarter.
Robust Digital Accelerator Growth
Digital accelerators revenue grew 31% year-over-year in the quarter and 35% year-to-date; digital accelerators represent 26% of total company revenue YTD, driving faster-growth mix shift.
Ria Digital and Cross-Border Digital Momentum
Ria Digital delivered strong performance with revenue up 35% and digital transactions up 33%; continued digital marketing investments (~$3 million this quarter) and multiple new partnerships (Mastercard Move + 5 Dandelion partners, Uber integration, BriQ launch in Colombia, expanded wallet payouts in Nigeria).
Payments Infrastructure and CoreCard Traction
Payments infrastructure saw revenue expansion and incremental earnings (operating income +2%, adjusted EBITDA +6%); exclusion of CoreCard-related non-cash amortization would show operating income up ~7%. CoreCard contributed strategic customer wins (Unibanca in Peru, Upgrade in U.S.) and is driving new multi-market opportunities.
epay Distribution & Gaming Wins
epay revenue +4%, operating income and adjusted EBITDA each ~+5%; secured exclusive Visa/Mastercard acquiring across dm (~4,000 stores), new direct-to-publisher deals (Capcom, Yahoo/Rakuten, Stanverse), and early demand lift from GTA VI pre-orders expanding gaming-related sales.
Strong Cash Generation and Capital Returns
Generated approximately $80 million of free cash flow in the quarter; repurchased ~705,000 shares for ~$50 million during the quarter (part of $125M-$150M annual buyback target) and expect further share count reduction of ~400k–500k shares for the remainder of the year.
Balance Sheet Liquidity
Ending quarter with ~$1.2 billion in unrestricted cash and nearly $1.0 billion of cash deployed in the ATM network, supporting operational needs and opportunistic capital allocation.
EEFT Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed