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Endeavor Bank (EDVR)
OTHER OTC:EDVR
US Market
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Endeavor Bank (EDVR) Price & Analysis

16 Followers

EDVR Stock Chart & Stats

$16.70
$0.03(0.25%)
At close: 4:00 PM EST
$16.70
$0.03(0.25%)

Bulls Say, Bears Say

Bulls Say
Strong Cash GenerationConsistent positive operating and free cash flow with FCF tracking ~94%–100% of net income indicates durable earnings quality and superior cash conversion. This supports internal funding for loan growth, capital needs, and cushions capital allocation decisions without heavy reliance on external funding over the medium term.
Top-line MomentumA clear multi-year expansion in revenue, including a marked step-up in 2025, signals improving franchise traction and market share gains. Sustained top-line growth provides structural support for margin recovery, scale efficiencies, and reinvestment capacity, bolstering medium-term earnings potential if execution remains consistent.
Equity Growth & Moderate LeverageSteady equity growth and a moderate 2025 debt-to-equity (~0.53) strengthen the balance sheet and regulatory capital position, supporting controlled asset expansion and lending capacity. This structural capital base enhances resilience to shocks and provides flexibility for strategic initiatives over the medium term.
Bears Say
Profitability VolatilityVolatile margins and episodic earnings compression reduce predictability of returns and complicate capital allocation. Persistent swings suggest sensitivity to interest spreads, credit costs, or business mix shifts, making medium-term profitability and dividend or reinvestment policies less certain without clearer margin stabilization.
Historical Leverage SwingsLarge historical swings in leverage indicate inconsistent balance-sheet management and potential episodic funding or risk-taking. Such variability raises the probability of capital strain during downturns and reduces predictability of risk exposure, posing a structural governance and execution risk over the medium term.
Cash Flow Growth VariabilityAlthough cash conversion is strong on average, uneven cash flow growth and intermittent gaps in operating coverage point to timing or quality issues. This variability can force occasional external financing, hinder steady reinvestment, and weaken predictability of internally funded growth over the medium term.

EDVR FAQ

What was Endeavor Bank’s price range in the past 12 months?
Endeavor Bank lowest stock price was $14.26 and its highest was $20.85 in the past 12 months.
    What is Endeavor Bank’s market cap?
    Endeavor Bank’s market cap is $89.21M.
      When is Endeavor Bank’s upcoming earnings report date?
      Endeavor Bank’s upcoming earnings report date is Jul 28, 2026 which is in 2 days.
        How were Endeavor Bank’s earnings last quarter?
        Endeavor Bank released its earnings results on Apr 24, 2026. The company reported $0.304 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is Endeavor Bank overvalued?
          According to Wall Street analysts Endeavor Bank’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Endeavor Bank pay dividends?
            Endeavor Bank does not currently pay dividends.
            What is Endeavor Bank’s EPS estimate?
            Endeavor Bank’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does Endeavor Bank have?
            Endeavor Bank has 4,405,197 shares outstanding.
              What happened to Endeavor Bank’s price movement after its last earnings report?
              Endeavor Bank reported an EPS of $0.304 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -0.714%.
                Which hedge fund is a major shareholder of Endeavor Bank?
                Currently, no hedge funds are holding shares in EDVR
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Endeavor Bank Stock Smart Score

                  5
                  Neutral
                  1
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                  3
                  4
                  5
                  6
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                  8
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                  10

                  Technicals

                  SMA
                  Positive
                  20 days / 200 days
                  Momentum
                  45.68%
                  12-Months-Change

                  Fundamentals

                  Return on Equity
                  Trailing 12-Months
                  Asset Growth
                  14.33%
                  Trailing 12-Months

                  Company Description

                  Endeavor Bank

                  Endeavor Bancorp functions as the parent entity for Endeavor Bank, delivering a comprehensive array of financial products and services. Its client base primarily consists of small and mid-sized businesses, their owners, professionals, and individuals involved in real estate investment and ownership. The bank offers core deposit solutions, including checking, money market, and savings accounts, along with certificates of deposit, all supported by tailored consultative banking assistance. For financing requirements, Endeavor Bank provides a variety of loan options. These include term loans for equipment and fixed assets, capital for recapitalization and business acquisitions, conventional and SBA 504 real estate financing, loans for commercial/industrial real estate investors, and construction loans, as well as revolving lines of credit for working capital. Furthermore, the company facilitates modern digital services such as online banking, bill payment, and remote deposit capture. Its physical presence includes a full-service branch in San Diego, California, an administrative and loan production facility located in Carlsbad, California, and another loan production office in East County. Endeavor Bank was established in 2018 and maintains its corporate headquarters in San Diego, California.

                  Endeavor Bank (EDVR) Earnings & Revenues

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                  Ownership Overview

                  7.07%92.93%
                  Insiders
                  Mutual Funds
                  7.07% Other Institutional Investors
                  92.93% Public Companies and
                  Individual Investors
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