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Erste Group Bank AG (EBKDY)
OTHER OTC:EBKDY
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Erste Group Bank AG (EBKDY) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Feb 26, 2026
Before Open (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
0.97
Last Year’s EPS
0.74
Same Quarter Last Year
Based on 0 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Oct 31, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
The earnings call reflected strong financial performance with record-breaking revenues and profitability. The integration of Santander Polska and upgraded financial guidance are positive signs. However, challenges such as elevated operating costs, increased banking taxes, and economic uncertainties in key markets pose risks.
Company Guidance
During the Erste Group's third quarter 2025 results conference call, the company provided several key financial metrics and guidance updates. Erste Group achieved a record quarterly revenue exceeding EUR 2.9 billion, driven by a net interest income of nearly EUR 2 billion and fees of almost EUR 800 million, both quarterly records. The company saw a strong loan growth, with customer loans increasing by over EUR 10 billion since the start of the year, supported by robust volume dynamics across Central and Eastern Europe. The cost/income ratio is expected to be around 48% for the full year, improved from the previous expectation of below 50%. The return on tangible equity for the third quarter was flat at 18%, and the company adjusted its net interest income growth guidance for 2025 to more than 2%. Erste Group expects to maintain its risk costs at about 20 basis points for the year. The CET1 ratio is projected to exceed 18.5% by year-end if the Santander Polska acquisition does not close before then, and over 14% if it does. Looking ahead, Erste Group anticipates continued positive operating leverage and growth momentum, projecting a return on tangible equity of about 19% for the combined entity in 2026.
Record-Breaking Revenue and Profitability
Erste Group posted quarterly revenues exceeding EUR 2.9 billion for the first time, supported by a record net interest income of close to EUR 2 billion and fees of almost EUR 800 million. The return on tangible equity was 18% for the quarter.
Strong Loan and Deposit Growth
Customer loan volumes increased by almost EUR 10 billion year-to-date, with a growth rate exceeding 5%. Deposits grew by 2.5% year-to-date, with core retail and SME deposits increasing by 2.4%.
Upgraded Financial Guidance for 2025
The guidance for net interest income growth was upgraded to more than 2%, and the cost/income ratio target was improved to around 48%.
Integration of Santander Polska on Track
Erste Group is progressing well towards the consolidation of Santander Polska, expecting approval by year-end 2025, with all competition authority approvals received.

Erste Group Bank AG (EBKDY) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

EBKDY Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Feb 26, 2026
2025 (Q4)
0.97 / -
0.737
Oct 31, 2025
2025 (Q3)
1.19 / 1.27
1.1629.21% (+0.11)
Aug 01, 2025
2025 (Q2)
1.05 / 1.22
1.02119.39% (+0.20)
Apr 30, 2025
2025 (Q1)
1.08 / 1.03
13.40% (+0.03)
Feb 28, 2025
2024 (Q4)
0.80 / 0.74
0.816-9.68% (-0.08)
Oct 31, 2024
2024 (Q3)
1.04 / 1.16
1.00915.16% (+0.15)
Aug 02, 2024
2024 (Q2)
0.91 / 1.02
1.092-6.50% (-0.07)
Apr 30, 2024
2024 (Q1)
0.89 / 1.00
0.76730.38% (+0.23)
Feb 29, 2024
2023 (Q4)
0.82 / 0.82
0.63528.50% (+0.18)
Oct 30, 2023
2023 (Q3)
0.96 / 1.01
0.58971.31% (+0.42)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

EBKDY Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 31, 2025
$49.18$51.80+5.33%
Aug 01, 2025
$46.10$45.93-0.36%
Apr 30, 2025
$34.10$32.81-3.78%
Feb 28, 2025
$35.04$32.63-6.87%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Erste Group Bank AG (EBKDY) report earnings?
Erste Group Bank AG (EBKDY) is schdueled to report earning on Feb 26, 2026, Before Open (Confirmed).
    What is Erste Group Bank AG (EBKDY) earnings time?
    Erste Group Bank AG (EBKDY) earnings time is at Feb 26, 2026, Before Open (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is EBKDY EPS forecast?
          EBKDY EPS forecast for the fiscal quarter 2025 (Q4) is 0.97.
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